2019-2025年银行招聘之银行招聘综合知识题库综合试卷A卷附答案.docx

2019-2025年银行招聘之银行招聘综合知识题库综合试卷A卷附答案

单选题（共600题）
1、有一批书要翻译，如果甲单独翻译需要22天，如果是乙单独翻译需要11天。现在甲先翻译一天，乙接着翻译一天，然后甲再翻译一天……如此以后，翻译完这批书需要（　　）天。
A.16
B.15
C.17
D.14

【答案】 B
2、Passage 1
A.It is based on questionable statistics
B.It reflects the economic changes
C.It evidences the improved-welfare
D.It provides much food for thought

【答案】 A
3、In modern clinical practice, doctors personally assess patients in order to ______, treat, and prevent disease using clinical judgment.
A.remedy
B.diagnose
C.infect
D.judge

【答案】 B
4、下列关于我国地理常识的说法，正确的是（　　）
A.以北京、天津、唐山为中心的京津唐地区是我国最大的综合性工业基地
B.中国稀土的储量和产量均居世界首位
C.准噶尔盆地位于新疆境内，在天山以北，是我国最大的盆地
D.海南省有“东方夏威夷”的美称，简称“琼”，省会是三亚

【答案】 B
5、公文办理主要分为（　　）。
A.收文和发文
B.拟办和承办
C.登记和分发
D.整理与保管

【答案】 A
6、 甲贩运假烟，驾车路过某检查站时，被工商执法部门拦住检查。检查人员乙正登车检查时，甲突然发动汽车夺路而逃。乙抓住汽车车门的把手不放，甲为摆脱乙，在疾驶时突然急刹车．导致乙头部着地身亡。甲对乙死亡的心理态度属于下列哪一选项?（　　）
A.直接故意
B.间接故意
C.过于自信的过失
D.疏忽大意的过失

【答案】 B
7、Let's face it.Gardening fanatics like nothing better than to have their hands stuck in the soil or to be trimming,pruning,or harvesting the fruits of their labors.But for once,here is an obsession which benefits the whole community by beautifying the environment and producing cooler,more fragrant,and cleaner air.To recognize that fact,the Tampa City Council has decided to award generous prizes to the most beautiful displays this spring.
A.February 12
B.April 25
C.June 1
D.August 3

【答案】 C
8、We all hope that new economic plan of yours（　　）miracle.
A.is working
B.works
C.will be working
D.worked

【答案】 B
9、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。
A.熟肉制品
B.米制半成品
C.冷冻蔬菜
D.酱油

【答案】 B
10、In the heart of Patagonia area, glaciers rise in the midst of mountain capes and alpine meadows, close enough to hike right up to and （ ）.
A.touched
B.touch
C.touching
D.being touched

【答案】 B
11、商鞅变法的措施中对秦国建立中央集权制度影响最大的是（ ）。
A.废井田、开阡陌
B.废除特权
C.奖励耕战
D.建立县制

【答案】 D
12、 商业银行不得从事（　　）。
A.吸收公众存款
B.银行卡业务
C.发行金融债券
D.信托投资和证券经营业务

【答案】 D
13、资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
A.The Fed banks, the State banking and group banking
B.The Fed banking, the state banking and group banking
C.Unit banking, group banking and branch banking
D.Specialized banks, group banking and unit banking

【答案】 C
14、Passage 2
A.Carry a map
B.Remember the phone number of the host family
C.Get touch with Home stay Network
D.Wait for being called

【答案】 D
15、资料：Star Airways, Mumbai's dominant airline for the past five years, has reported it is planning to replace its entire aircraft fleet with European-produced Skystream jets. Starting with an initial purchase of 90 jets, Star Airways expects the changeover to take a decade to complete. The new planes will enable the airline to expand its international routes as well as provide replacements for its aging fleet of jet planes. Star Airways and Skystream, in a joint announcement at the Brussels Air Show on Thursday, said that the order included seventeen of the new AWB85O aircraft. This will make Star Airways the first Indian carrier to fly the AWB850, an aim it has had since the powerful jets were first produced.
A.To increase its number of flight destinations
B.To replace the older planes in its fleet
C.To be among the first to use a new aircraft
D.To relocate its international headquarters

【答案】 D
16、North American______also have a strong reputation in the Indian educational and labor markets.
A.majors
B.degree
C.credits
D.diplomas

【答案】 D
17、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.
A.Smartphone users are increasingly aware of the importance of anti-virus software
B.An increasing number of smartphone users have installed built-in remote lock-and-erase software
C.More smartphone users are protecting their devices with PINs and passwords than in previous years
D.All of above

【答案】 D
18、债券本期收益率的计算公式是（ ）。
A.票面收益/市场价格
B.票面收益/债券面值
C.(出售价格一购买价格)/市场价格
D.(出售价格一购买价格)/债券面值

【答案】 A
19、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。
A.with
B.to
C.from
D.by

【答案】 A
20、___the unpredictability, the technological failure is another big threat to the aviation industry.
A.Except
B.Like
C.Along with
D.Other than

【答案】 D
21、资料：之后，经济学家Mr.V发表了关于一些新名词的感悟，请根据下列资料回答问题。
A.Globalization is a business strategy that means doing everything the same everywhere
B.Globalization is a shift in traditional patterns of international production, investment, and trade
C.Globalization is interconnections between different interests of business and society
D.Globalization is the absence of borders and barriers to trade between nations

【答案】 C
22、资料：A high-precision NASA radar instrument left a NASA airport in Southern California for Iceland on January 28 to create detailed maps of how glaciers move in the dead of winter. This will help scientists around the world better understand some of the most basic processes involved in melting glaciers, which are major contributors to rising sea levels.
A.Freeze easily
B.Move quickly
C.Long-lasting
D.Extremely cold

【答案】 C
23、联合国总部设在（ ）。
A.日内瓦
B.维也纳
C.瑞士
D.纽约

【答案】 D
24、国务院总理温家宝2012年3月5日向十一届全国人大五次会议作政府工作报告时提 出，2012年中央财政已按全国财政性教育经费支出占国内生产总值的（ ）编制预算，地方财 玫也要相应安排，确保实现这一目标。这意味着该目标自1993年提出以来我国有望首次实现这一承诺。
A.3%
B.4%
C.2.8%
D.3. 5%

【答案】 B
25、The monitor has（ ）us of tomorrow’s meeting.
A.told
B.said
C.informed
D.reported

【答案】 C
26、It is of high importance that you ___ at the airport on time.
A.arrive
B.are to arrive
C.must arrive
D.need to arrive

【答案】 A
27、资料：Imagine you went to a restaurant with your girlfriend, had a burger, paid with a credit card, and left. The next time you go there, the waiter or waitress, armed with your profile data, greets you with, “Hey Joe, how are you？ Mary is over there in the seat you sat last time. Would you like to join her for dinner again？” Then you find out that your burger has been cooked and placed on the table. Forget the fact that you are with another date and are on a diet that doesn’t include burgers.
A.Doubtful
B.Approving
C.Welcoming
D.Optimistic

【答案】 A
28、Authorities gave them a few hours to ______ their belongings before it was detonated later that morning.
A.retrieve
B.release
C.reassure
D.revive

【答案】 A
29、______ we have finished the course,we shall take a new one.
A.Ever since
B.Now that
C.As soon as
D.By now

【答案】 B
30、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.
A.Increase the amount of hop flower added
B.Find different varieties of hop flower and produce new flavors
C.Join Hopsteiner and other big hops companies
D.Change their labels frequently

【答案】 B
31、资料：This exhibition brings together outstanding works from the earliest times to the present in a thematic arrangement that is fresh and unique.
A.the processes of making bronze
B.the best works of bronze
C.the properties and qualities of bronze
D.some new media art

【答案】 D
32、提出“师夷长技以制夷”主张的是（　　）。
A.林则徐
B.魏源
C.左宗棠
D.曾国藩

【答案】 B
33、柯达公司是世界上著名的影像产品及相关服务的生产和供应商。面对市场技术的不断革新，柯达公司满足现状没有及时进行技术更新，直到2003年，柯达才宣布全面进军数码产业。最终柯达公司陷入退市困境，体现了管理学中的（　　）。
A.二八法则
B.长板法则
C.青蛙法则
D.木桶法则

【答案】 C
34、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."
A.introduce a new course to students
B.help students learn about investment
C.teach how to apply for a credit card
D.encourage students’personal savings

【答案】 B
35、Most of us entirely value human life，____________ some people think of animals as being equally important.
A.and
B.or
C.but
D.unless

【答案】 C
36、资料：International Federation for Scientific Research
A.By registering in advance
B.By paying in cash
C.By becoming a member
D.By participating in a survey

【答案】 A
37、关于管理幅度与管理层次的说法，正确的是（　　）。
A.管理幅度指的是组织结构的纵向复杂程度
B.管理层次与管理幅度在数量上成正比关系
C.管理层次的多少代表组织结构的横向复杂程度
D.管理幅度与管理层次是相互制约的

【答案】 D
38、资料：Early Experiences
A.The nearest customers
B.The virtual customers
C.People that pretend to be customers
D.The VIPs

【答案】 C
39、中华民国成立，清王朝统治覆灭是在（ ）。
A.1911 年 12 月
B.1912 年元旦
C.1912 年 2 月
D.1912 年 3 月

【答案】 B
40、通过向投资者发行股份或受益凭证募集资金，再对各类金融产品进行组合投资的金融 机构是（ ）。
A.商业银行
B.投资银行
C.保险公司
D.投资基金

【答案】 D
41、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the two largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.
A.To reduce the risk of global warming, more should be invested on low-emissions energy sources
B.Climate change is not only a climate issue, but also a business issue
C.It’s more difficult to quantify the greenhouse gas emissions on the Dakota Access than Keystone XL
D.US and China will work together to cope with climate change

【答案】 D
42、如果一个社会的收入是绝对平衡的,那么，基尼系数将（ ）。
A.等于1
B.等于0
C.大于1
D.小于0

【答案】 B
43、资料：Human resource professionals act as mediators between an organization's management and its workers. This requires wearing many hats It's an HR administrator's job to make sure that employees are working in a safe environment that disputes are settled， and that benefits are understood and administered properly. At the same time， HR is charged with recruiting new employees who will not only fit in personally and professionally but also help the company achieve its business goals. They also represent management when negotiating for benefits with companies administering these benefits and when implementing companywide policies that will ultimately lower costs or boost profits. The needs of HR cover a wide range of tasks and，therefore， require individuals who are good with people in addition to being organized， analytical， business-minded， and heroic multitaskers.
A.To specialize in a specific industry
B.To strengthen the understanding of business strategy and planning
C.To find an internship or an assistant job
D.Both A and B

【答案】 C
44、Mr.Lee is too weak to（　　）his business.
A.do with
B.do without
C.do away with
D.do up

【答案】 A
45、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。
A.0
B.1
C.2
D.3

【答案】 C
46、In low and middle income countries, heart disease and cancer get much of the attention given to ______ diseases.
A.sustained
B.chronic
C.permanent
D.perpetual

【答案】 B
47、Action Aid also accuses British Foods ______ using its branch companies to reduce its taxes in Africa by millions of dollars.
A.in
B.of
C.for
D.to

【答案】 B
48、小王是一名应届毕业生，成功入职A公司与A公司签订劳动合同，约定适用期为1个月且约定月工资为6000元。若A公司所在地的最低月工资标准为3000元，则按照《劳动法》的规定，小王在试用期的月工资应不低于（　　）。
A.6000元
B.5400元
C.4800元
D.3600元

【答案】 C
49、资料：2014 has been a landmark year for Alibaba. Just last week, the Chinese e-commerce juggernaut set a world-record selling US$9.3 Billion worth of goods in 24 hours on Singles Day. A few months back, Alibaba claimed the title of the world's biggest IPO, raising US$25 Billion on the NYSE. Things will only get bigger for Alibaba.
A.Alibaba’s new business strategy
B.Alibaba’s Alipay and Taobao marketplace expand into Australia
C.Alibaba’s acquisition of Australian local companies
D.The introduction of Alibaba

【答案】 B
50、Some women in recent years have brought successful court challenges to gender discrimination in job ads，but the______the companies were ordered to pay was low。
A.regulation
B.occupation
C.permission
D.compensation

【答案】 D
51、The sudden heavy rain（　　）our holiday plan.
A.damaged
B.destroyed
C.sabotaged
D.spoiled

【答案】 D
52、提出“复杂人”假设的是（　　）。
A.哈罗德·孔茨
B.亨利·法约尔
C.埃德加·沙因
D.弗雷德里克·泰勒

【答案】 C
53、隔日交割，即在成交后的第一个营业日内进行交割的是（　　）。
A.即期外汇交易
B.远期外汇交易
C.中期外汇交易
D.长期外汇交易

【答案】 A
54、It is advisable that some warm clothing （ ） with you, as the weather can change quite suddenly in the mountainous area.
A.is taken
B.will be taken
C.be taken
D.has been taken

【答案】 C
55、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest commercial plane maker.
A.Boeing was held back by delays to its 787 Dreamliner
B.US airplane Virgin America ordered 30 airplanes from Airbus
C.India’s Indigo bought 180 airplanes from Airbus
D.Boeing had not recovered from recession

【答案】 B
56、2019年7月22日，美国《财富》杂志公布2019年“世界500强”榜单。中国银行以1277.14亿美元营业收入排名第（　　）位，较上一年度上升两位。
A.34
B.44
C.45
D.30

【答案】 B
57、某公司测算，若采用银行业务集中法，增设收账中心，可使公司应收账款平均余额由现在的800万元减至600万元，每年增加相关费用15万元。该公司年综合资金成本率为10%， 则（）。
A.该公司应采用银行业务集中法
B.该公司不应采用银行业务集中法
C.不应采用银行业务集中法而应采用邮政信箱法
D.无法确定

【答案】 A
58、资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “Na