2019-2025年银行招聘之银行招聘综合知识通关题库(附答案).docx

2019-2025年银行招聘之银行招聘综合知识通关题库(附答案)

单选题（共600题）
1、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list.
A.full night of sleep deprivation puts people on the risk of false memory
B.Short-term lack of sleep is more likely to result in memory distortion
C.Deprivation of sleep fails to have impact on the ability to memorize list
D.Your own name will not escape you no matter how long you sleep

【答案】 A
2、 甲蓄谋杀害乙。一日，甲见乙熬药就偷偷在药中投毒，但乙是在熬药给牛治病，结果牛吃药后中毒而死。甲的行为属于（　　）。
A.对象不能犯薯
B.负刑事责任
C.犯罪预备
D.不负刑事责任

【答案】 B
3、国家卫健委日前明确，持核酸检测阴性证明返乡从2021年1月28日春运开始后实施，至（　　）春运结束后截止。
A.3月8日
B.3月1日
C.2月28日
D.3月6日

【答案】 A
4、表外业务与中间业务的最大区别在于（ ）。
A.反映的资产不同
B.反映的负债不同
C.承担的风险不同
D.获得的权益不同

【答案】 C
5、The story reaches its ___ in chapter ten.
A.talliness
B.height
C.climax
D.top

【答案】 C
6、资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.
A.be well organized
B.be well funded
C.be less redundant
D.be less corrupted

【答案】 C
7、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Chinese business philosophy
B.China's business culture
C.Doing business in China
D.Guanxi in China

【答案】 B
8、 库存现金盘点应该由企业（　）、审计人员和现金经管人员共同进行。
A.财务负责人
B.单位负责人
C.会计
D.经办人员

【答案】 A
9、以“甲和乙不都是律师”为前提，再增加（ ）为一个前提，就可以有效地推出结论“乙不是律师。
A.甲是律师
B.如果甲不是律师，则乙是律师
C.甲不是律师
D.如果甲是律师，则乙不是律师

【答案】 A
10、It's such a __ to do the shopping everyday.He is tired of it.
A.duty
B.task
C.chore
D.work

【答案】 C
11、7/9，13/9，20/9，28/9，（　　）。
A.25/9
B.37/9
C.26/9
D.8/3

【答案】 B
12、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing（投资）the hypothetical（虚拟的）earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."
A.better students’learning methods
B.prevent students going into debt
C.help students get accepted by colleges
D.make students become very wealthy

【答案】 B
13、 下列各项中，导致负债总额变化的是（　　）。
A.赊销商品
B.赊购商品
C.开出银行汇票
D.用盈余公积转增资本

【答案】 B
14、When Monte broke the glass,he tried to put the（　　）back together.
A.fragments
B.pieces
C.bits
D.slices

【答案】 A
15、Coffee is the（ ）of this district and brings local farmers a lot of money。
A.majority
B.spice
C.staple
D.elite

【答案】 C
16、 下列合同中，属于无名合同的是（　　）。
A.在校生小张辅导一名初中生时同其家长签订的服务合同
B.王某将一套房子赠与外孙的赠与合同
C.周某向朋友李某借钱时签订的借款合同
D.冈0毕业的小黄同房东签订的租赁合同

【答案】 A
17、下列历史事件按时间排序正确的一组是（　　）
A.百家争鸣——独尊儒术——新文化运动
B.大泽乡起义——太平天国运动——安史之乱
C.王安石变法——商鞅变法——戊戌变法
D.贞观之治——文景之治——康乾盛世

【答案】 A
18、下列不属于投资银行主要利润来源的是（ ）。
A.佣金
B.资金运营收入
C.存贷利差
D.利息收入

【答案】 C
19、资料：Job Description
A.Hardworking but taciturn
B.Little knowledge of co-branded sponsored entertainment
C.Experience with on-air promotion production
D.With little post production experience

【答案】 C
20、大额可转让定期存单最早产生于美国。美国的《Q条例》规定商业银行对活期存款不能支 付利息，定期存款不能突破一定限额。20世纪60年代，美国市场利率上涨，高于《Q条例》规 定的上限，资金从商业银行流入金融市场。为了吸引客户，商业银行推出可转让大额定期存 单。购买存单的客户随时可以将存单在市场上变现出售。
A.存款业务
B.贴现业务
C.贷款业务
D.证券业务

【答案】 A
21、2012年5月13日，《中华人民共和国政府、日本国政府及大韩民国政府关于促进、便利 和保护投资的协定》于（ ）正式签署。
A.北京
B.首尔
C.东京
D.上海

【答案】 A
22、Word文档的默认扩展名是（　　）。
A.doc
B.x1s
C.txt
D.wps

【答案】 A
23、Recent decades have witnessed increased globalization of the world economy associated with economic and financial______among countries。
A.integration
B.corporation
C.harmony
D.conflict

【答案】 A
24、资料：What，if anything，do we gain by clinging to our antioxidant supplements？
A.It is good for muscle cramps
B.It is good for macular degeneration
C.It goes well with trauma
D.It makes human body stronger

【答案】 D
25、（　　）股份相对固定，一般不向投资者增发新股或赎回旧股。
A.公司型基金
B.契约型基金
C.封闭型基金
D.开放型基金

【答案】 C
26、资料：China's Fosun has offered to buy almost 17 percent of Millennium BCP, Portugal's largest listed bank, and potentially lift its stake to 30 percent, following a having in its share price in the year to date.
A.Nonchalant
B.Susceptible
C.Averse
D.Neutral

【答案】 B
27、资料：We are pleased to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days.
A.psychologist
B.surgeons
C.researchers
D.psychiatrists

【答案】 B
28、资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
A.More than half of people don’t have enough finances for retirement
B.quarter of people don’t take part in their company’s retirement plan
C.No one can be financially secure in retirement
D.The average person will spend 20 years in retirement

【答案】 C
29、Passage 4
A.the lack of support from firms
B.the cultural differences
C.the effect of unemployment
D.the shortage of money

【答案】 D
30、填入括号中最恰当的词语是（　　）。
A.反思干预
B.反省干预
C.反思干涉
D.反省干涉

【答案】 B
31、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments.
A.Doubt
B.Positive
C.Indifferent
D.Disagreeable

【答案】 B
32、资料：In a family where the roles of men and women are not sharply separated and where many household tasks are shared to a greater or lesser extent, notions of male superiority are hard to maintain. The pattern of sharing in tasks and in decisions makes for equality, and this in turn leads to further sharing. In such a home, the growing boy and girl learn to accept that equality more easily than did their parents and to prepare more fully for participation in a world characterized by cooperation rather than by the battle of the sexes.
A.men play in a family
B.women play in a family
C.parents play in bringing up their children
D.equality plays in a family

【答案】 A
33、The president came out of the house, ____by his 3 bodyguards.
A.follows
B.followed
C.following
D.follow

【答案】 B
34、Nabhi Verma ,who holds degrees in both architecture and engineering, has a range of technical abilities ____ that.
A.too much
B.beyond
C.even more
D.moreover

【答案】 B
35、揭示事物发展具有前进性和曲折性相统一的规律是（ ）。
A.联系和发展的规律
B.对立统一规律
C.质量互变规律
D.否定之否定规律

【答案】 D
36、资料：Rahul Chadha, co-chief investment officer for Hong Kong-based Mirae Asset Global Investments, has a few charts he is particularly fond of when it comes to telling a story about investing in China.
A.It’s not difficult for China to achieve its target of creating 11 million jobs
B.there are enough vacancies for young people from the rural areas in India
C.the developed economies enjoys a better income growth
D.more Chinese will borrow to increase their spending power

【答案】 A
37、目前，我国中央银行发行的短期债券主要为（ ）。
A.央行回购品种
B.本票
C.可转让定期存单
D.央行票据

【答案】 D
38、有一个数值311与十六进制数C9相等，则该数值是（　　）数。
A.二进制
B.八进制
C.五进制
D.十六进制

【答案】 B
39、金融远期合约是一种（　　）。
A.买卖标的资产的权利
B.一定时期内发生的一系列现金交易
C.在集中场所交易的标准化合约
D.无固定场所的非标准化合约

【答案】 D
40、Two years ago,Rupert Murdoch’s daughter,Elisabeth,spoke of the“unsettling dearth of integrity across so many of our institutions”.Integrity had collapsed,she argued,because of a collective acceptance that the only"sorting mechanism"in society should be profit and the market.But"it's us,human beings,we the people who create the society we want,not profit".
A.the consequences of the current sorting mechanism
B.Companies’financial loss due to immoral practices
C.governmental ineffectiveness on moral issues
D.the wide misuse of integrity among institutions

【答案】 A
41、下列属于道家思想的是（　　）。
A.尽其心者，知其性也，知其性，则知天矣
B.为无为，事无事，味无味
C.以子之矛，攻子之盾
D.食必常饱，然后求美；衣必常暖，然后求丽；居必常安，然后求乐

【答案】 B
42、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为2.5%。
A.Y X r
B.Y/r
C.r/Y
D.Y X (1 + r)

【答案】 B
43、“七喜”汽水突出宣传自己不含咖啡因的特点，成为非可乐型饮料的主导者，它采取的是（　　）定位策略。
A.市场渗透
B.避强定位策略
C.专业化营销
D.迎头定位策略

【答案】 B
44、直接在流通领域内表现出来的资本总公式是（　　）。
A.W—G—W
B.G—W—G
C.G—G′
D.G—W—G'

【答案】 D
45、资料：Early Experiences
A.You need to get rid of all unneeded features or functionality
B.You need to tailor to the need to mature users
C.Your own assumptions are relevant
D.You need actual users to test your products

【答案】 D
46、重点向国家基础设施、基础产业和支柱产业项目以及重大技术改造和高新技术产业化 项目发放贷款的银行是（ ).
A.中国建设银行
B.国家开发银行
C.中国进出口银行
D.中国农业发展银行

【答案】 B
47、资料：Some companies are more creative in their use of history than others. HSBC’s History Wall, a striking art installation at the bank’s London headquarters, is made up of 3,743 images drawn from the bank’s archives and arranged in chronological order.
A.The bank has greater power than other banks
B.The bank contributes a lot to the development of London
C.The bank uses its history more creatively
D.The bank has a different business model than other firms

【答案】 C
48、Science and spirit seemed so incongruent, and yet they both appeared to be two windows （ ） into the same house.
A.looked
B.looks
C.looking
D.to look

【答案】 C
49、We went to the office in the morning and found somebody（　　）into the office during the night.
A.broke
B.had broken
C.has broken
D.was breaking

【答案】 B
50、He has made a discovery, ___ of great importance to the progress of science and technology.
A.which I think it is
B.which I think is
C.think which is
D.of which I think it is

【答案】 B
51、工厂有5条效率不同的生产线。某个生产项目如果任选3条生产线一起加工，最快需要6天整，最慢需要12天整；5条生产线一起加工，则需要5天整。问如果所有生产线的产能都扩大一倍，任选2条生产线一起加工最多需要多少天完成？（　　）
A.11
B.13
C.15
D.30

【答案】 C
52、In____, the company owns and operates four television stations.
A.addition
B.plus
C.also
D.more

【答案】 A
53、The unpleasant memory of the despairing shriek of the princess at the trial（ ）in my mind for days．
A.prolonged
B.insisted
C.rested
D.lingered

【答案】 D
54、资料：（一）
A.such risks are very expensive
B.such risks cannot be estimated precisely
C.such risks are too high
D.the premium would be too high

【答案】 B
55、We G20 members must（　　）follow the underlying historical trend so as to chart the course for the future.
A.closed
B.closing
C.closely
D.close

【答案】 C
56、个人贷款还款方式不包括（　　）。
A.等额本息还款法
B.差额等息还款法
C.等额本金还款法
D.按月还息、到期一次性还本还款法

【答案】 B
57、柯达公司是世界上著名的影像产品及相关服务的生产和供应商。面对市场技术的不断革新，柯达公司满足现状没有及时进行技术更新，直到2003年，柯达才宣布全面进军数码产业。最终柯达公司陷入退市困境，体现了管理学中的（　　）。
A.二八法则
B.长板法则
C.青蛙法则
D.木桶法则

【答案】 C
58、When a company discontinues and disposes of an operation，the action is considered：（ ）.
A.a cumulative effect of a change in an accounting principle
B.a prior period adjustment
C.an extraordinary item
D.separately and shown net of taxes on the income statement

【答案】 C
59、 《物权法》规定，除法律另有规定外，（　　）代表国家行使国有财产的所有权。
A.全国人大
B.全国人大常委会
C.国家主席
D.国务院

【答案】 D
60、We’ve spent so much on advertisements, but the results are not____.
A.satisfied
B.satisfying
C.satisfy
D.satisfactorily

【答案】 B
61、The teaching building was named______the person who donated money for it.
A.with
B.after
C.by
D.from

【答案】 B
62、They could give you a nationally____qualification and the experience you need to get the job.
A.recognized
B.viewed
C.regarded
D.realized

【答案】 A
63、资料：Google and Uber have grabbed most of the attention regarding the advent of self-driving cars, but on Sunday, Lyft threw down the ultimate challenge: A majority of autonomous vehicles for Lyft within a mere five years.
A.At almost unprecedented moment in history, we should reach our potential to decide whether to take the right path
B.At almost unprecedented moment in history we should reach our potential to decide whether to take decisive action
C.At almost unprecedented moment history,we should reach our potential to choose the right answers to all the problems encountered by us
D.At almost unprecedented moment in history we should our potential to realize the advent of the era of self-driving cars

【答案】 D
64、Passage 5
A.brought about a rapid growth of industry and farming in the west
B.attracted many visitors to the construction sites
C.attracted laborers from Europe
D.encouraged people to travel all over the country

【答案】 A
65、Similarly, he told couples to seek marital counseling____if they’re having trouble communicating.
A.on the brink
B.on the verge
C.in particular
D.ahead of time

【答案】 C
66、中国进出口银行的主要任务不包括（ ）。
A.筹集和引导境内外资金
B.执行国家产业政策和外贸政策
C.为扩大我国机电产品和成套设备等资本性货物出口提供政策性金融支持
D.促进对外贸易的稳定发展

【答案】 A
67、Hurricanes are severe cyclones with winds over 75 miles an hour（　　）originate over tropical ocean waters.
A.which
B.who
C.where
D.how to

【答案】 A
68、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.arrange schedule according to the deadline
B.drive according to the deadline
C.afraid of the deadline
D.procrastinative

【答案】 A
69、 银行必须向中国人民银行缴存( )。
A.管理费
B.存款准备金
C.利润
D.二级准备金

【答案】 B
70、李克强主持召开国务院党组会议，学习贯彻习近平总书记在（　　）的重要讲话精神，部署强化政府系统全面从严治党，推动经济社会持续健康发展。
A.十九届中央检法会议
B.十九届五中全会
C.十九届人民代表大会
D.十九届中央纪委五次全会

【答案】 D
71、关于共同犯罪，下列表述最为准确的是（ ）。
A.共同犯罪是指两人以上共同参加的犯罪
B.三人以上为共同实施犯罪而组织在一起的，是犯罪集团
C.犯罪集团是共同犯-的特殊形式
D.刑法理论上，对共同犯罪成员的分类一般是主犯、从犯、教唆犯、胁从犯

【答案】 C
72、（　　）is no reason for discharging her.
A.cause she was a few minutes late
B.Owing to a few minutes being late
C.The fact that she was a few minutes late
D.Being a few minutes late

【答案】 C
73、资料：New Yor