2019-2025年银行招聘之银行招聘综合知识真题练习试卷A卷附答案.docx

2019-2025年银行招聘之银行招聘综合知识真题练习试卷A卷附答案

单选题（共600题）
1、 会计是一种反应和监督主体经济活动的经济管理工作，它的主要计量单位是（　　）。
A.实物
B.货币
C.价值
D.劳动

【答案】 B
2、When asked（　　）they needed most,children said they wanted more love and care.
A.what
B.why
C.whom
D.which

【答案】 A
3、主动性在商业银行而不在中央银行的一般性货币政策工具是（　　）。
A.存款准备金率政策
B.公开市场操作
C.再贴现政策
D.货款限额

【答案】 C
4、资料：The business announced that revenues had grown by 10.2 percent year-on-year to RMB 18.264 billion （$2.748billion）. However, profit fell to RMB 2.866 billion （$431.3 billion）, a 17.4 percent decrease from the same period in 2015.
A.Subjective
B.Critical
C.Unbiased
D.Supportive

【答案】 C
5、填入括号中最恰当的词语是（　　）。
A.再接再厉龙争虎斗
B.自力更生明争暗斗
C.自力更生龙争虎斗
D.再接再厉明争暗斗

【答案】 C
6、目前国际公认的高技术前沿是指（ ）。
A.航天航空技术
B.计算机与信息技术
C.生物技术
D.新材料技术

【答案】 B
7、资料：The increasing amount of personal information that can be collected by computer programs that track how people use Facebook has been revealed by an extensive academic study.
A.To show the importance of it in people’s life
B.To support that people can collect information from Facebook
C.To give an example of the information predicted in the study
D.To illustrate the percentage of people with religious belief

【答案】 C
8、下列关于计算机病毒认识不正确的是（　　）。
A.计算机病毒是一种人为的破坏性程序
B.计算机被病毒感染后，只要用杀毒软件就能清除全部的病毒
C.计算机病毒能破坏引导系统和硬盘数据
D.计算机病毒也能通过下载文件或电子邮件传播

【答案】 B
9、洋务运动始于（　　）。
A.19世纪30年代
B.19世纪50年代
C.19世纪60年代
D.19世纪90年代

【答案】 C
10、在商业银行经营管理原则中，流动性、安全性与盈利性成（ ）关系。
A.反比
B.正比
C.对比
D.一致

【答案】 A
11、下列不是用于记载会议主要精神和议定事项的公文是（ ）。
A.决议
B.会议纪要
C.会议记录
D.议案

【答案】 C
12、资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
A.$48.05
B.$48
C.$63.05
D.$64

【答案】 C
13、In the dark street,there wasn’t a single person_she could turn for help.
A.that
B.who
C.from whom
D.to whom

【答案】 D
14、—般而言，物价水平年平均上涨率不超过2%~3%的是（ ）。
A.爬行通货膨胀
B.温和通货膨胀
C.恶性通货膨胀
D.奔腾式通货膨胀

【答案】 A
15、在工作中，小周不慎将计算机的电源线拔掉，导致计算机断电关机。下列存储器中，原存信息丢失可能性最大的是（　　）。
A.软盘存储器
B.ROM存储器
C.半导体RAM存储器
D.硬盘存储器

【答案】 C
16、资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired on TV, and significant portions made available online. The pubic humiliation was excruciating. (1)
A.The idea of committing suicide
B.The urgent peril to the author’s life
C.The harm caused by cyberbullying
D.The hatred to those who cheated the author

【答案】 C
17、某企业与工人签订了为期3年的劳动合同，约定在3年内按现行工资水平付给工人工资。此后3年内，企业所在国发生了通货膨胀，并且企业经常以各种借口缩短中午休息时间。企业在3年经营当中获取了超过同行业其他企业的更高的利润，那么该企业超出其他企业的利润的来源是（　　）。
A.一部分工人工资与绝对剩余价值
B.绝对剩余价值与相对剩余价值
C.一部分工人工资和相对剩余价值
D.一部分工人工资、绝对剩余价值与相对剩余价值

【答案】 A
18、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Unbiased
B.Slightly critical
C.Fully supportive
D.Paradoxical

【答案】 B
19、Many Native Americans were killed during the ______ of the American West by Europeans in the 19th century.
A.shelter
B.construction
C.settlement
D.basement

【答案】 C
20、I was extremely exhausted when I got home from work,but a half hour nap（　　）me.
A.revived
B.released
C.relieved
D.Recovered

【答案】 A
21、资料：（二）
A.the widows are pressured to lose their own names
B.the widows may be forced to leave their homes
C.the widows have misunderstood the reverse mortgage
D.the widows do not know what their long-desired things are

【答案】 B
22、资料：A high-precision NASA radar instrument left a NASA airport in Southern California for Iceland on January 28 to create detailed maps of how glaciers move in the dead of winter. This will help scientists around the world better understand some of the most basic processes involved in melting glaciers, which are major contributors to rising sea levels.
A.Freeze easily
B.Move quickly
C.Long-lasting
D.Extremely cold

【答案】 C
23、Advertising is ______ into every aspect of our social life, and conveying cultural messages with the advantage of mass media.
A.to penetrate
B.penetrated
C.being penetrated
D.penetrating

【答案】 D
24、She got her degree successfully as her university _____was on Marina Tsvetaeva, a poet then in deep official disfavor.
A.conclusion
B.hypothesis
C.dissertation
D.paradox

【答案】 C
25、Passage 2
A.Host families
B.Foreign students
C.School staff
D.Airline worker

【答案】 B
26、关于产品生命周期理论的意义，以下说法不正确的是（　　）。
A.借助产品生命周期理论，可以分析判断产品处于生命周期的哪一阶段，推测产品发展的趋势
B.产品生命周期理论揭示了任何产品都和生物有机体一样，有一个从诞生－成长－巅峰的过程
C.产品生命周期引导人们通过产品生命周期，了解和掌握出口的动态变化，为制定市场战略提供理论依据
D.它还反映出当代国际竞争的特点，即创新能力，模仿能力，是活的企业生存能力和优越地位的重要因素

【答案】 B
27、在单位协定存款业务中，对超过基本存款额度的存款按（ ）计付利息。
A.活期存款利率
B.定期存款利率
C.中囯人民银行规定的上浮利率
D.协定存款利率

【答案】 C
28、They could give you a nationally____qualification and the experience you need to get the job.
A.recognized
B.viewed
C.regarded
D.realized

【答案】 A
29、资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired on TV, and significant portions made available online. The pubic humiliation was excruciating. (1)
A.To share with readers the author’s unbearable life caused by cyberbullying
B.To accuse the whole society of its public humiliation which has become a culture
C.To draw people's attention to tragedies of victims due to cyberbullying
D.To complain to readers that social media has made a large amount of money out of

【答案】 C
30、资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
A.Lily,a primary school student who has saved about $300 in cash
B.Sue,a secondary school student who wants to open her own account
C.Neil,the father of a teenage son aged 14,who want to open an account
D.Jane,a post-graduate who wants to manage her own money

【答案】 B
31、计算机病毒是指（）。
A.带细菌的磁盘
B.已损坏的磁盘
C.具有破坏性的特制程序
D.被破坏的程序

【答案】 C
32、（　　）是指市场增长率低，而相对市场占有率高的产品。
A.金牛产品
B.瘦狗产品
C.明星产品
D.幼童产品

【答案】 A
33、目前国家开发银行的贷款主要是（ ）。
A.硬贷款
B.软贷款
C.信用贷款
D.抵押贷款

【答案】 A
34、Henry found it difficult to get his British jokes（　　）to Chinese audience.
A.across
B.deal
C.over
D.down

【答案】 A
35、Passage 5
A.water deficiency
B.distress
C.desertification
D.more grasses and lakes

【答案】 D
36、 出票人在票据正面注明“不得转让”字样的，票据不得转让，其后手再背书转让的，（　）。
A.出票人对其直接后手的被背书人承担保证责任
B.出票人对其直接后手的被背书人不承担保证责任
C.出票人对其最后的后手的被背书人不承担保证责任
D.出票人对其最后的后手的被背书人承担保证责任

【答案】 B
37、The World Bank says a large proportion of the poor have no ________ to banks.
A.entry
B.path
C.road
D.access

【答案】 D
38、资料：American Airlines CEO takes blame for maintenance errors, disrupted flights
A.it has not done any inspections before
B.its airplanes are far too old to fly any more
C.it has not met the FAA maintenance standard
D.the fatality rate has doubled in the last 15 years

【答案】 B
39、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list.
A.repeat
B.pour back
C.feed
D.remix

【答案】 A
40、If English means endless new words，difficult grammar and sometimes strange pronunciation，you are wrong.Haven’t you noticed that you have become smarter since you started to learn a language?
A.people who can speak two languages
B.second language learners
C.researchers on language learning
D.active language learners

【答案】 A
41、行政法的调整对象是（ ）。
A.行政法律关系
B.社会关系
C.行政关系和行政监督关系
D.行政法律规范

【答案】 C
42、使用伪造、变造的银行存单骗取公私财物的行为属于（）。
A.金融票据诈骗
B.有价证券诈骗
C.信用证诈骗
D.金融凭证诈骗

【答案】 D
43、It is better to die on one’s feet than（ ）
A.living on one’s knees
B.live on one’s knees
C.on one’s knees
D.to live on one’s knees

【答案】 D
44、下列经济行为中属于间接融资的是（　　）。
A.公司之间的货币借贷
B.国家发行公债
C.商品赊销
D.银行发放贷款

【答案】 D
45、Responsible parents should show____love to their children and make them grow healthily.
A.unrestricted
B.unreserved
C.unconditional
D.unlimited

【答案】 B
46、 下列担保中，属于人的担保的是（　　）。
A.保证担保
B.留置担保
C.抵押担保
D.质押担保

【答案】 A
47、Passage 1
A.It can accurately pinpoint a country's current economic problems
B.It can help to raise people's awareness of their economic well-being
C.It can diagnose the causes of a country's slowing pace of economic improvement
D.It can compare a country's economic conditions between different periods of time

【答案】 D
48、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she was ten years old. One day she decided that she wanted to become a doctor. That was nearly impossible for a woman in the middle of the nineteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determined that she taught school and gave music lessons to get money for the cost of schooling.
A.was the first woman doctor
B.and several other women founded the first hospital for women children
C.became the first woman physician
D.set up the first medical school for women

【答案】 A
49、资料：Desktop Support for Private Equity Firm in Midtown
A.Face-to-face technical assistance
B.Remote help
C.Handbook instructions
D.Phone calls

【答案】 B
50、2020年3月1日，世界文化遗产（　　）迎来第一次触网直播。此前居民和游客都只能远望而不能近观，在本次直播镜头中，这一区域揭开了神秘的面纱。
A.龙门石窟
B.莫高窟
C.故宫
D.布达拉宫

【答案】 D
51、Mary quickly closed the door of her room（　　）her father could reach it to keep him out.
A.before
B.when
C.as
D.while

【答案】 A
52、计算机只懂机器语言，而现在人们一般用高级语言编写程序，将高级语言变为机器语言序需经过（ ）。
A.编译程序
B.编辑程序
C.连接程序
D.装入程序

【答案】 A
53、资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
A.The Fed banks, the State banking and group banking
B.The Fed banking, the state banking and group banking
C.Unit banking, group banking and branch banking
D.Specialized banks, group banking and unit banking

【答案】 C
54、金某与妻子叶某于2013年6月4日在明华小区租了一套房子居住，与房东书面约定租期为2013年6月5日至2015年5月10日，并按时交付租金。2014年11月3日，金某遭遇交通事故意外身亡。则在租赁期间（　　）。
A.叶某可以按原租赁合同租赁该房屋
B.叶某若继续租赁房屋，须重新订立租赁合同
C.原租赁合同终止，不得继续租赁该房屋
D.叶某必须按原租赁合同租赁该房屋

【答案】 A
55、 账簿按用途不同可分为三大类，下列分类正确的是（　　）。
A.两栏式账簿、三栏式账簿、多栏式账簿
B.日记账簿、分类账簿、备查账簿
C.订本式账簿、活页式账簿、卡片式账簿
D.日记账簿、分类账簿、数量金额式账簿

【答案】 B
56、资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
A.Lily,a primary school student who has saved about $300 in cash
B.Sue,a secondary school student who wants to open her own account
C.Neil,the father of a teenage son aged 14,who want to open an account
D.Jane,a post-graduate who wants to manage her own money

【答案】 B
57、按借贷协议在一定时期可以变动的利率是（ ）。
A.固定利率
B.浮动利率
C.一般利率
D.优惠利率

【答案】 B
58、中国人相互见面和离别时，最常见的礼仪是（　　）。
A.微笑
B.拥抱
C.握手
D.挥手

【答案】 C
59、变化基本上与总体经济活动的转变同步的宏观经济指标是（ ）。
A.先行性指标
B.同步性指标
C.滞后性指标
D.趋同性指标

【答案】 B
60、完全竞争企业面临的需求曲线的需求价格弹性为（　　）。
A.大于零的常数
B.非零常数
C.无限大
D.零

【答案】 C
61、孔子思想的核心是（ ）。
A.仁
B.义
C.孝
D.信

【答案】 A
62、CFCs were banned when world leaders signed _____called the Montreal Protocol in 1987.
A.a contact
B.contact
C.agreement
D.an agreement

【答案】 D
63、最集中最概括地反映社会经济活动总成果的指标是（ ）。
A.经济增长率
B.财政收入总额
C.社会总供给和总需求
D.出口总额

【答案】 C
64、The leaves have been swept into huge____.
A.pyramids
B.layers
C.heaps
D.loads

【答案】 C
65、The museum contains several____works of Renaissance art, including two paintings by Raphael, one by Durer, one by Titian, and an early sketch by Tintoretto.
A.useless
B.priceless
C.valueless
D.worthless

【答案】 B
66、Chinese table cloth is ____for its fine quality, exquisite workmanship and compelling style.
A.distinctive
B.nominated
C.notable
D.deviated

【答案】 C
67、Passage 1
A.It can accurately pinpoint a country's current economic problems
B.It can help to raise people's awareness of their economic well-being
C.It can diagnose the causes of a country's slowing pace of economic improvement
D.It can compare a country's economic conditions between different periods of time

【答案】 D
68、The mobility of cell phones means you can be anywhere and have the____or should I say the convenience, of a phone.
A.must
B.accompaniment
C.conclusion
D.necessity

【答案】 D
69、在地球亿万年演化过程中形成的泥质滩涂，是大自然馈赠给人类的宝贵资源，具有不可替代的重要生态功能。看似“荒芜”的滩涂中栖息着许多尚未被认识的植物、动物和微生物，是珍贵的生物多样性基因库；作为连接陆地与海洋的过渡地带，滩涂具有净化水质、调节气候、调节气体等许多肉眼看不到的功能，维系着陆海物质循环和生态平衡。此外，滩涂还具有防御海浪冲刷、减缓盐水侵蚀等功能，是名副其实的陆地保护天然屏障。
A.泥质滩涂其实就是荒芜的滩涂
B.泥质滩涂具有重要的生态功能
C.人类对泥质滩涂的保护力度不够
D.泥质滩涂受破坏现象十分严重

【答案】 B
70、 If you want to take photographs, you will need to apply for a____.
A.permissible
B.permission
C.permitting
D.permit

【答案】 D
71、丹霞地貌是指由陆相红色砂砾岩构成的具有陡峭坡面的各种地貌形态。以下景观属于丹霞地貌的是（　　）。
A.新疆克拉玛依魔鬼城
B.江西龙虎山
C.广东肇庆七星岩
D.湖南张家界

【答案】 B
72、下面没有语病的句子是（　　）。
A.路是人走出来的，但是走过的地方都不一定成为了路
B.一条小船很难度众生，必须是众人建造的大船才能同舟共济
C.相信科学的人们决不会让封建迷信影响他的思想
D.大路的向天边延伸很远很远直到遥远的看不到天际

【答案】 D
73、 《物权法》规定，除法律另有规定外，（　　）代表国家行使国有财产的所有权。
A.全国人大
B.全国人大常委会
C.国家主席
D.国务院

【答案】 D
74、“一个中心、两个基本点”的本质是（　　）。
A.发扬社会主义民主
B.建立社会主义制度
C.发展社会生产力
D.坚