2025年银行招聘之银行招聘综合知识每日一练试卷B卷含答案.docx

2025年银行招聘之银行招聘综合知识每日一练试卷B卷含答案

单选题（共600题）
1、下列抽样方法中，属于非概率抽样的是（　　）。
A.分层抽样
B.整群抽样
C.判断抽样
D.等距抽样

【答案】 C
2、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。
A.熟肉制品
B.米制半成品
C.冷冻蔬菜
D.酱油

【答案】 B
3、下列关于负债的说法，错误的是（　　）。
A.是由企业过去的交易或者事项所形成的
B.是企业承担的现时义务
C.预期会导致经济利益流出
D.一般将负债分为短期借款与长期借款

【答案】 D
4、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
A.You want to try something new
B.You want to make a difference and prove yourself
C.You need to make more money to buy a house
D.You need to relocate

【答案】 A
5、资料：The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them.
A.serious
B.true
C.important
D.real

【答案】 D
6、乘火车从甲城到乙城，原来需要10.14小时，1998年第一次提速30%，1999年第二次提速30%，2000年提速20%，三次提速后，从甲城到乙城需要（　　）
A.4.5
B.5
C.6
D.8.2

【答案】 B
7、中国半殖民地半封建社会开端于（ ）。
A.鸦片战争
B.马关条约
C.辛丑条约
D.百日维新

【答案】 A
8、We'll be very careful and keep what you've told us strictly（ ）。
A.rigorous
B.private
C.confidential
D.mysterious

【答案】 C
9、资料：Poor health is not only damaging to employees, it is detrimental to businesses." Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse." says Rubin.
A.How to be a Favorable Employee
B.Pay Attention to Your Health
C.It's Important to Build a Healthy Body
D.Several Ways to Improve Employee Satisfaction

【答案】 B
10、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Chinese business philosophy
B.China’s business culture
C.Doing business in China
D.Guanxi in China

【答案】 B
11、下列关于会计账簿管理的说法中，错误的是（ ）。
A.各种会计账簿要分工明确，指定专人管理
B.会计账簿要妥善保管，任何人不得翻阅査看、摘抄和复制
C.会计账簿一般不得携带外出
D.会计账簿不得随意交给其他人管理

【答案】 B
12、We should think long term and take____measures.
A.primitive
B.productive
C.permissive
D.proactive

【答案】 D
13、阅读理解
A.a solid motionless object
B.certain characteristic vibrations in“ether”
C.a form fixed in space and time
D.a mass of atoms in motion

【答案】 D
14、下列关于GDP和GNP两个经济概念的表述，不正确的是（　　）。
A.GDP强调的是地域概念
B.GNP强调的是人口概念
C.一个美国公民在中国工作，取得的收入可计入美国的GDP中
D.一个英国公民在中国工作，取得的收入可计入英国的GNP中

【答案】 C
15、2012年5月13日，《中华人民共和国政府、日本国政府及大韩民国政府关于促进、便利 和保护投资的协定》于（ ）正式签署。
A.北京
B.首尔
C.东京
D.上海

【答案】 A
16、资料：Think for a moment of your definition of persuasion. If you are like most business people I have encountered, you see persuasion as a relatively staightforward process. First, you strongly state your position. Second,you outline the supporting arguments, followed by a highly assertive, databased exposition. Finally, you enter the deal-making stage and work toward a “close.” In other words, you use logic, persistence, and personal enthusiasm to get others to buy a good idea. The reality is that following this process is one surefire way to fail at persuasion.
A.How to successfully persuade others
B.How businesspeople define persuasion
C.Persuasion as an art
D.Logic, persistence and enthusiasm

【答案】 A
17、The special deal offered by our supplier will last only for a（　　）time.
A.limited
B.minor
C.partial
D.lower

【答案】 A
18、资料：Rahul Chadha, co-chief investment officer for Hong Kong-based Mirae Asset Global Investments, has a few charts he is particularly fond of when it comes to telling a story about investing in China.
A.The world economy relies on China 's economy
B.Chinese consumers have great potential
C.Other countries should learn from China by developing a sharing economy
D.Chinese government is improving people’s lives

【答案】 B
19、下列选项中属于同业拆借的是( )。
A.甲银行为弥补信贷资金缺口从乙银行拆入一笔资金
B.甲银行融人资金投资房地产
C.甲银行在停止营业时发现资金收支不平衡向其他银行融入长期资金
D.甲银行内部分支机构之间的资金调度

【答案】 A
20、He cancelled all the ___ on the ground that he needed a rest.
A.encouragement
B.engagement
C.schedule
D.employment

【答案】 B
21、下列用于判断收入分配公平程度的经济指标是（　　）。
A.赤字率
B.基尼系数
C.恩格尔系数
D.生产者物价指数

【答案】 B
22、红娘最早成名是在王实甫的（　　）。
A.《西厢记》
B.《小桃红》
C.《滚绣球》
D.《桃花亭》

【答案】 A
23、下列说法错误的是（　　）。
A.热水管往往比冷水管先被冻裂
B.高尔夫球上的微凹坑使作用于球上的空气阻力减小
C.自燃是由于材料内部的氧化使得材料的热量增加而引起的
D.材料能够燃烧是由于可燃材料富含一种叫“燃素”的物质

【答案】 D
24、资料：To：Sherry Linton
A.Michal Jackson
B.Many joy
C.A kind of greeting
D.The initials of Melanie Jury

【答案】 D
25、下列财产物资，可用抽样盘点法进行财产清査的是（ ）。
A.成套设备
B.低值易耗品
C.办公桌椅
D.汽车

【答案】 B
26、（　　）是指市场增长率低，而相对市场占有率高的产品。
A.金牛产品
B.瘦狗产品
C.明星产品
D.幼童产品

【答案】 A
27、The fact that people can see themselves succeeding in work as they also______therapy and self-understanding is powerful。
A.succeeded in
B.succeeding in
C.succeed in
D.have succeeded in

【答案】 C
28、关于法定利率与市场利率关系的说法。错误的是（　　）。
A.法定利率对市场利率有重要的影响
B.市场利率随法定利率的变化而变化
C.市场利率与法定利率变化完全一致
D.市场利率是确定法定利率的重要依据

【答案】 C
29、资料：For nearly a century, Hilton Worldwide has offered business and leisure travelers the finest in accommodations, service, amenities and value.
A.Travelling opportunities
B.A decent job
C.Various experiences, knowledge and chances
D.High income

【答案】 C
30、通常情况下，下列商业银行资产的流动性自高至低排序正确的是（　　）。
A.（2）＞（1）＞（3）＞（4）
B.（1）＞（2）＞（3）＞（4）
C.（2）＞（1）＞（4）＞（3）
D.（1）＞（2）＞（4）＞（3）

【答案】 D
31、国家主席习近平2020年3月6日在京出席决战决胜脱贫攻坚座谈会并发表重要讲话。他强调，到2020年现行标准下的（　　），是党中央向全国人民作出的郑重承诺，必须如期实现。
A.完成扶贫领域作风建设
B.贫困地区基本生活改善
C.农村贫困人口全部脱贫
D.完成易地扶贫搬迁建设

【答案】 C
32、一次化妆舞会中，男士戴着蓝色的帽子，女士戴着红色的帽子。每个男士看见的蓝色帽子比红色帽子的2倍还多6个，每位女士看见的蓝色帽子是所见红色帽子的3倍。那么房间里一共有（　　）人。
A.37
B.27
C.39
D.29

【答案】 A
33、资料：（四）
A.Suspicious
B.Objective
C.Optimistic
D.Critical

【答案】 B
34、2019年1月21日电，国家统计局21日对外公布，经初步核算，2018年全年我国国内生产总值（GDP）为900309亿元，经济总量首次站上（　　）的历史新台阶，稳居世界第二位。
A.80万亿元
B.90万亿元
C.100万亿元
D.110万亿元

【答案】 B
35、资料：How did Tencent take WeChat so far ahead of its rivals? The answer lies partly in the peculiarities of the local market. Unlike most Westerners, many Chinese possessed multiple mobile devices, and they quickly took to an app that offered then an easy way to integrate them all into a single digital identity. In America messaging apps had a potent competitor in the form of basic mobile-phone plans, which bundied in SMS messaging. But text messages were costly in China, so consumers eagerly adopted free messaging app. And e-mail never took off on the mainland the way it has around the world, mainly because the internet came late; that left an opening for messaging apps.
A.On the mainland, mobile devices cost a lot
B.Text messages are less expensive than messaging app in America
C.Chinese people like messaging apps more than text messages
D.American messaging apps are not free

【答案】 C
36、 下列有关会计的表述中，不正确的一项是（　　）。
A.在会计核算中，允许一些企业使用外币作为记账本位币
B.会计主体需具有法人资格
C.只有以货币表现的经济活动才是会计对象
D.会计监督是会计的基本职能之一

【答案】 B
37、股票指数期货的结算采用（ ）。
A.现金
B.某种股票
C.股价指数
D.一揽子股票

【答案】 A
38、在金融工程中，投资者借入资金买入标的资产，买这种操作称为（　　）。
A.买空
B.卖空
C.空仓
D.平仓

【答案】 A
39、资料：Italy's next government, a coalition between the populistFive Star Movement and the far-right Northern League, is giving investors plenty to worry about. Leaked plans, hastily abandoned, suggested it might want to leave the euro or ask the European Central Bank to forgive €250bn（$292bn） of Italian debt. But less attention has been paid to what it might mean for Italian banks, and in particular for their biggest burden: non-performing loans（NPLs）. Over €185bn of NPLs were outstanding at the end of 2017, the most for any country in the European Union. （1）
A.The total loans of Italy were about €1667bn in the year of 2017
B.The proportion of the NPLs in total loans of Greece is the highest among all
C.Greece had much more total loans than that of Spain in spite of lower NPLs
D.France had most total loans in the list of about €4350bn in 2017

【答案】 C
40、现实的资本主义市场机制在很多场合不能导致资源的有效配置，这种情况被称为“市场失灵”，以下不属于市场失灵情况的是（ ）。
A.垄断
B.外部影响
C.完全信息
D.公共物品

【答案】 C
41、2011年4月14日，（ ）加入金砖国家以来，该国总统首次以“金砖国家”成员国的身 份参加金砖国家集团第三次首脑会议。
A.南非
B.印度
C.俄罗斯
D.巴西

【答案】 A
42、资料：2014 has been a landmark year for Alibaba. Just last week, the Chinese e-commerce juggernaut set a world-record selling US$9.3 Billion worth of goods in 24 hours on Singles Day. A few months back, Alibaba claimed the title of the world's biggest IPO, raising US$25 Billion on the NYSE. Things will only get bigger for Alibaba.
A.Alibaba would open chain stores after entering into Australia
B.Alibaba has established cooperation with Australia Post
C.Alibaba’s world-record of selling US$9.3 Billion worth of goods in 24 hours on Singles Day has helped its initial public offering
D.After entering into Australia, Alibaba will try to expand to the U.S

【答案】 B
43、资料：Our goal with the new MacBook was to do the impossible: engineer a full-size experience into the lightest and most compact Mac notebook ever. That meant reimagining every element to make it not only lighter and thinner but also better. The result is more than just a new notebook. It’s the future of the notebook. And now, with sixth-generation Intel processors, improved graphics performance, faster flash storage, and up to 10 hours of battery life. MacBook is even more capable.
A.Bigger screen
B.Faster flash storage
C.Longer battery life
D.Clear representation

【答案】 A
44、下列属于无形资产的是（　　）。
A.设备
B.建筑物
C.商标
D.流动资产

【答案】 C
45、商业银行在加强内控中应建立对集团性大客户实行（ ）制度。
A.集团总部授信管理
B.统一授信管理
C.分级授信管理
D.分区域授信管理

【答案】 B
46、 下列各项中，导致负债总额变化的是（　　）。
A.赊销商品
B.赊购商品
C.收回应收账款
D.用盈余公积转增资本

【答案】 B
47、Passage 7
A.They may become exhausted by making too many decisions for themselves
B.They are more cautious in making decisions for others than for themselves
C.They tend to make decisions the way they think advantageous to them
D.They show considerable differences in their decision-making abilities

【答案】 A
48、资料：Why is Salt Bad for You?
A.give up cigarettes and alcohol
B.reduce his food intake and salt consumption
C.give up alcohol and reduce his salt consumption
D.give up cigarettes and reduce his food intake

【答案】 B
49、下列关于国内信用证办理和使用要求的表述中，符合支付结算法律制度规定的是（ ）。
A.信用证结算方式可以用于转账，也可以支取现金
B.开证行应向申请人收取不低于开证金额30%的保证金
C.信用证到期不获付款的，议付行可从受益人账户收取议付金额
D.申请人交存的保证金和存款账户余额不足支付的，开证行有权拒绝付款

【答案】 C
50、我国企业国内发行债券所筹集的资金可用于( ）。
A.固定资产投资
B.房地产买卖
C.股票交易
D.期货交易

【答案】 A
51、There is an increasing（　　）to make movies describing violence.
A.strength
B.direction
C.tradition
D.Trend

【答案】 D
52、中长期贷款，为了使借贷双方承担的利率风险较小，一般都倾向于选择（　　）。
A.浮动利率
B.固定利率
C.市场利率
D.复利

【答案】 A
53、“十三五”期间，我国森林覆盖率提高到23.04%，森林蓄积量超过175亿立方米，连续（　　）保持“双增长”，成为森林资源增长最多的国家。
A.20年
B.30年
C.15年
D.25年

【答案】 B
54、会议室里的凳子有3条腿的，也有4条腿的，都能坐。并且会议室坐满了人，一张凳子只能坐一个人。如果会议室里的凳子的条数和人的腿加起来共有39条，则3条腿的凳子有（　　）张。
A.1
B.3
C.5
D.7

【答案】 B
55、以利率或价格为标的，旨在发现银行间市场的实际利率水平、商业银行对利率的预期。 这是指（ ）。
A.数量招标
B.价格招标
C.拍卖
D.竞价交易

【答案】 B
56、2020年4月28日电，中国证监会已经派驻调查组进驻瑞幸咖啡多日，这是《证券法》修改之后证监会首次实施（　　）的案件，意味着我国证券执法进入了新的历史阶段，开启了证券监管新时代。
A.事后监管权
B.境外管理权
C.冻结查封权
D.长臂管辖权

【答案】 D
57、某人驱车从甲地前往30公里外的乙地，顺风而行花了3个小时，从乙地沿着原路返回时用了5个小时，假设车速和风速都是匀速状态，则风速是（　　）公里/时。
A.5
B.2
C.3
D.4

【答案】 B
58、某班有50人，其中有42人会打乒乓球，40人会打篮球，38人会打排球，35人会打羽毛球，则这个班至少有多少人这四项球类都会打？（　　）
A.2
B.3
C.4
D.5

【答案】 D
59、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest commercial plane maker.
A.Remained optimistic
B.Remained steady
C.Successfully avoided deep trouble
D.Ran very fast

【答案】 C
60、资料：THOMAS WILSON
A.Medicine
B.high tech
C.healthcare
D.real estate

【答案】 A
61、下列情形中，婚姻合法有效的是（　　）。
A.19岁甲女迫于父母压力，嫁给年长自己15岁的乙男
B.18岁的甲女在大学期间与同学乙男自由恋爱，并于次年确定为夫妻关系
C.19岁的甲女经朋友介绍认识了21岁的乙男，并于次年确定为夫妻关系
D.21岁的乙男强奸20岁的甲女，并强迫甲女嫁给自己

【答案】 C
62、洋务运动始于（　　）。
A.19世纪30年代
B.19世纪50年代
C.19世纪60年代
D.19世纪90年代

【答案】 C
63、资料：The daily changes of the market can lead investors astray.The ups and downs make the tendency to look at the portfolio,s performance frequently too temping.This means investers are likely to perceive mere risk,forgetting about their key term goals.
A.be concerned about immediate gains and loss
B.be attracted by risk rather than long term goals
C.be misled by the daily changes of the market
D.be worried about the ups and downs of the market

【答案】 C
64、下列是由综合型银行改革为单一职能的中央银行的是（ ）。
A.中国人民银行
B.法兰西银行
C.美国联邦储备体系
D.英格兰银行

【答案】 A
65、语音网关类似于普通的电脑交换机，下列哪一项不是语音网关的电话业务（　　）。
A.热线电话
B.呼叫转移
C.VPN路由器
D.FXS端口权限

【答案】 C
66、资料：Keeping the Zeal of a Startup as You Scale
A.An insurgent company invests more in the future while an incumbent company invests more in the status quo
B.An insurgent company prefers chaos to stability
C.An insurgent company loves challenging the incumbent companies
D.An insurgent company sees changes as opportunities while an incumbent company loves stability more

【答案】 D
67、The suspicion that the servant is dishonest has proved（ ）true.
A.all too
B.too all
C.much too
D.too much

【答案】 A
68、下列各项中，符合会计要素收入定义的是（ ）。
A.出售材料收入
B.出售无形资产净收益
C.出售固定资产净收益
D.向购货方收取的增值税销项税额

【答案】 A
69、需求拉上的通货膨胀可以通俗地表述为（ ）。
A.太多的货币追求太多的商品
B.太多的货币追求太少的商品
C.太少的货币追求太多的商品
D.太少的货币追求太少的商品

【答案】 B
70、投资银行最本源、最基础的业务活动不包括（ ）。
A.证券发行与承销业务
B.证券经纪与交易
C.承销业务
D.风险投资

【答案】 D
71、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest commercial plane maker.
A.Boeing was held back by delays to its 787 Dreamliner
B.US airplane Virgin America ordered 30 airplanes from Airbus
C.India’s Indigo bought 180 airplanes from Airbus
D.Boeing had not recovered from recession

【答案】 B
72、在Windows XP中，为保护文件不被修改,可将它的属性设置为（ ）。
A.只读
B.存档
C.隐藏
D.系统

【答案】 A
73、会计账簿暂由本单位财务会计部门保管（ ），期满之后，由财务会计部门编造清算移交本单位的档案部门保管。
A.1年
B.3年
C.5年
D.10年

【答案】 A
74、资料：When we see well，we do not think about our eyes very often. It is only when we cannot see perfectly that we realize how important our eyes are.
A.feel pain
B.imagine
C.are affected with
D.experience

【答案】 A
75、资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, t