2025年银行招聘之银行招聘综合知识试题及答案一.docx

2025年银行招聘之银行招聘综合知识精选试题及答案一

单选题（共600题）
1、Passage 3
A.Using too much packaging
B.Recycling too many wastes
C.Having more material than is needed
D.Making more products than necessary

【答案】 C
2、No single individual can____handle this kind of responsibilities alone.
A.efficiently
B.adequately
C.necessarily
D.appropriately

【答案】 B
3、资料：When we see well，we do not think about our eyes very often. It is only when we cannot see perfectly that we realize how important our eyes are.
A.feel pain
B.imagine
C.are affected with
D.experience

【答案】 A
4、Recently，electric vehicles （EVs） have been claimed to provide a pathway for the transition towards sustainable transportation______EVs’ potential to solve energy and environmental problems，although new problems such as battery waste might appear.
A.in behalf of
B.in honor of
C.in charge of
D.in view of

【答案】 D
5、资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, to be called the Open Networking Foundation, hopes to help standardize a set of technologies pioneered at Stanford and the University of California, Berkeley, and meant to make small and large networks programmable in much the same way that individual computers are.
A.harmonize
B.comply
C.integrate
D.conform

【答案】 A
6、____ you return after the rental counter closes for the evening, place your vehicle’s keys in the night return slot.
A.Because of
B.As a consequence
C.In the event that
D.Prior to

【答案】 C
7、Passage 2
A.Global temperatures affect the rate of economic development
B.Rates of death from illnesses have risen due to global warming
C.Malnutrition has caused serious health problems in poor countries
D.onomic trends have to do with population and natural disasters

【答案】 B
8、As they had run out of sugar, they used honey as a（n） ______ for it.
A.exchange
B.assistance
C.substitute
D.preference

【答案】 C
9、 长期股权投资的被投资单位因增资扩股而增加的所有者权益，银行应记账为（　）。
A.借：长期股权投资——股票投资(股权投资准备)贷：资本公积——股权投资准备
B.借：资本公积——股权投资准备贷：长期股权投资——股票投资(股权投资准备)
C.借：资本公积——股权投资准备贷：长期股权投资——股票投资(股权投资准备)——其他股权投资(股权投资准备)
D.借：长期股权投资——股票投资(股权投资准备)——其他股权投资(股权投资准备)贷：资本公积——股权投资准备

【答案】 D
10、行政指导和其他行政行为的最大区别在于（ ）。
A.主体不同
B.目的不同
C.范围不同
D.是否具有法律强制力不同

【答案】 D
11、资料：What，if anything，do we gain by clinging to our antioxidant supplements？
A.A large amount of antioxidant supplements are not necessary
B.Oxidation can not do anything good at all to our body
C.Plants surviving hard conditions can produce a lot of antioxidant
D.Antioxidant supplements can improve one’s physical performance

【答案】 A
12、The river is already ___its banks because of the excessive rainfall;and the city is threatened with a likely flood.
A.parallel to
B.level in
C.flat on
D.flush with

【答案】 D
13、Angus Wienhoit’s seminar provides a ____ approach to starting a business using resources that are widely available.
A.sizable
B.practical
C.variety
D.constant

【答案】 B
14、资料：Samsung’s Notebook 7 Spin is a stylish，versatile work machine with power to spare.The 2-in-1 notebook’s performance is impressive，and its versatile folding design is legitimately useful.Unfortunately，the system’s shallow keyboard and lackluster battery life curtail its productivity potential a bit.
A.In a magazine about electronic products
B.In Samsung’s stores
C.In a newspaper
D.In an advertisement

【答案】 A
15、资料：Most young people enjoy some form of physical activity. It may be walking, cycling or swimming, or in winter, skating or skiing. It may be a game of some forms, football, hockey, golf, or tennis. It may be mountaineering.
A.nature
B.each other
C.other teams
D.international standards

【答案】 A
16、完全竞争企业面临的需求曲线的需求价格弹性为（　　）。
A.大于零的常数
B.非零常数
C.无限大
D.零

【答案】 C
17、资料：It's so common to hear people say， “I’m stressed out，” almost as a badge of honor， as if this is a symptom only of our fast-paced modern life. But in her book， “Exhaustion： A History，”Anna Katharina Schaffner writes that the syndrome of mental exhaustion has existed almost since the beginning of human history.
A.praise
B.sarcasm
C.arixiety
D.anger

【答案】 B
18、资料：The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them.
A.borrow a book from the library
B.look after your children
C.drive to the seaside for a holiday
D.dine at a restaurant

【答案】 D
19、资料：Workforce planning helps an organization to estimate its future workforce requirements and calculate the numbers, nature and sources of potential employees who might meet that demand.
A.because it enables the company to know its employees better
B.because it makes the company prepared for the potential challenges
C.because it gives the employees a chance to receive training
D.all above

【答案】 A
20、证券发行是指证券发行人以筹集资金为目的，在证券发行市场依法向投资者以同一条件出售证券的行为。证券发行分为公开发行和非公开发行。如果某机构发行者将证券面向少数特定的投资者发行的方式称为（　　）。
A.机构发行
B.有限发行
C.私募发行
D.公募发行

【答案】 C
21、In her newly-published book Judy indicates that women have been politically dis-empowered （ ）human history.
A.across
B.throughout
C.over
D.within

【答案】 B
22、He was no longer a（an）（　　）who failed in big events,like the 2008 Beijing Olympics,where he finished an unimpressive 11th.
A.anything
B.nothing
C.anybody
D.nobody

【答案】 D
23、 We could be sliding into an extraordinary recession unless we ______ the economy immediately.
A.inspire
B.stimulate
C.tempt
D.distract

【答案】 B
24、Thank you for your recent order. Although most of your items have ____ shipped, the Full-Spectrum Desk Lamp （model B07） is temporarily out of stock.
A.ever
B.often
C.lastly
D.already

【答案】 D
25、 所有者权益类账户的期末余额根据（　　）计算。
A.借方期末余额=借方期初余额+借方本期发生额一贷方本期发生额
B.借方期末余额=借方期初余额+贷方本期发生额一借方本期发生额
C.贷方期末余额=贷方期初余额+贷方本期发生额一借方本期发生额
D.贷方期末余额=贷方期初余额+借方本期发生额一贷方本期发生额

【答案】 C
26、Surprises______: three-season riverfront beach bars, nightlife that's among Europe's best, and low-rise______that reward wanderers who use the city's dozens of old steeples as compass points.
A.abounds, charm
B.abounds, charms
C.abound, charm
D.abound, charms

【答案】 D
27、我国商业银行的核心资本包括（ ）。
A.实收资本、资本公积、盈余公积、未分配利润
B.实收资本、资本公积、呆账准备金、长期债务
C.实收资本、未收资本、重估资本、未分配利润
D.资本净值、资本盈余、未分配利润、呆账准备金

【答案】 A
28、“只有错买的，没有错卖的”指普遍存在于经济生活中的（　　）。
A.道德风险
B.逆向选择
C.信息不对称
D.测量误差

【答案】 C
29、资料：Faces, like fingerprints, are unique. Did you ever wonder how it possible for us to recognize people? Even a skilled writer probably could not describe all the features that make one face different from another. Yet a very young child or even an animal, such as a pingeon can learm to recognize faces. We all take this ability for granted.
A.People differ from each in appearance
B.Different people may have different personalities
C.People can learn to recognize faces
D.People can describe all the features of others

【答案】 D
30、完全竞争企业面临的需求曲线的需求价格弹性为（　　）。
A.大于零的常数
B.非零常数
C.无限大
D.零

【答案】 C
31、资料：Google and Uber have grabbed most of the attention regarding the advent of self-driving cars, but on Sunday, Lyft threw down the ultimate challenge: A majority of autonomous vehicles for Lyft within a mere five years.
A.We need to reach everyone’s potential to realize self-driving cars
B.There are still many problems to be solved in self-driving cars
C.Lyft co-founder says most of its cars will be autonomous in 5 years
D.The advantages and disadvantages of self-driving cars

【答案】 C
32、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.
A.The hop flower has been used in beer-making for decades
B.Different varieties of hop flower produce different flavors of beer
C.The rise of locavore movement makes craft brewing a new trend in the United States
D.Megabrewers are losing market share because people are searching for the unpalatable taste of hop flower

【答案】 B
33、You can send and retrieve___many files as you want to a message-up to 1MB（1024K） of attachments.
A.too
B.such
C.so
D.as

【答案】 D
34、（　　）the wealth of the country increases,more waste will be produced.
A.With
B.As
C.For
D.Since

【答案】 B
35、Passage 2
A.Americans prefer to address each other formally
B.Newly arrived students often get lost in the city
C.Host families come from educated backgrounds
D.Students will depend on the host family to settle in

【答案】 D
36、Passage 10
A.takes away babies’appetite
B.distracts children's attention
C.slows down babies’verbal development
D.reduces mother-child communication

【答案】 D
37、Starting with the______that there is life on the planet Mars, the scientist went on to develop his argument.
A.foundation
B.presentation
C.premise
D.pretext

【答案】 C
38、 所有者权益类账户的期末余额根据（　　）计算。
A.借方期末余额=借方期初余额+借方本期发生额一贷方本期发生额
B.借方期末余额=借方期初余额+贷方本期发生额一借方本期发生额
C.贷方期末余额=贷方期初余额+贷方本期发生额一借方本期发生额
D.贷方期末余额=贷方期初余额+借方本期发生额一贷方本期发生额

【答案】 C
39、Some women in recent years have brought successful court challenges to gender discrimination in job ads，but the______the companies were ordered to pay was low。
A.regulation
B.occupation
C.permission
D.compensation

【答案】 D
40、资料：Desktop Support for Private Equity Firm in Midtown
A.Customer service skills
B.Rich expression
C.Knowledge of computer hardware
D.Knowledge of network printer installation

【答案】 B
41、资料：People differ greatly in their readiness to try new products. In each product area，there are“consumption pioneers”and early adopters. Other individuals adopt new products much later. After a slow start，an increasing number of people adopt the new product.
A.They rely more on their own values and judgment。
B.They are reluctant to take risks。
C.They are more receptive to familiar things。
D.They are more brand loyal。

【答案】 A
42、Education about consumption taxes is more likely to boost growth，______the growth effects of income and capital taxes are ambiguous。
A.if
B.when
C.while
D.for

【答案】 C
43、资料：Desktop Support for Private Equity Firm in Midtown
A.Face-to-face technical assistance
B.Remote help
C.Handbook instructions
D.Phone calls

【答案】 B
44、The more diverse knowledge one understands and actively absorbs, the probability of finding useful and _____discoveries.
A.novel
B.conventional
C.rebellious
D.narrative

【答案】 A
45、资料：Good listening is much more than being silent while the other person talks. To the contrary, people perceive the best listeners to be those who periodically ask questions that promote discovery and insight. These questions gently challenge old assumptions, but do so in a constructive way. Sitting there silently nodding does not provide sure evidence that a person is listening, but asking a good question tells the speaker the listener has not only heard what was said, but that they comprehended it well enough to want additional information. Good listening was consistently seen as a two-way dialog, rather than a one-way “speaker versus hearer” interaction. The best conversations were active.
A.He wants to challenge the speaker
B.He is getting bored of nodding
C.He is listening carefully
D.He wants to make the dialog stop

【答案】 C
46、We need to involve at least 20 people on this project,____it can’t go ahead.
A.however
B.even if
C.due to
D.otherwise

【答案】 D
47、资料：（四）
A.Approach to financial education
B.Americans' financial skills
C.Reform on financial education
D.Lessons of financial crisis

【答案】 A
48、She got her degree successfully as her university _____was on Marina Tsvetaeva, a poet then in deep official disfavor.
A.conclusion
B.hypothesis
C.dissertation
D.paradox

【答案】 C
49、 下列选项中，反映当天全部业务活动情况并轧平当天全部账务的重要工具是（　　）。
A.科目日结单
B.日计表
C.总账
D.余额表

【答案】 B
50、It is uncertain（　　）side effect the medicine will bring about.
A.that
B.what
C.how
D.whether

【答案】 B
51、 丙公司在经营过程中因资金出现短缺，向某商业银行申请贷款。丙公司由该行办公室主任吴某的亲属投资。请你根据我国《商业银行法》的规定，判断该银行在贷款时的哪项做法违反了贷款的基本规则?（　　）
A.发放了一笔信用贷款
B.对贷款实行审贷分离、分级审批制度
C.与借款人订立了书面合同
D.对借款人的借款用途、偿还能力、还款方式等情况进行严格审查

【答案】 A
52、April fifteenth represents a special date for people in USA. But it is ________ holiday.
A.not
B.no
C.neithe
D.nor

【答案】 B
53、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments.
A.It helps special needs students think creatively
B.It helps special needs students from all the attending students
C.It helps special needs students learn varied ability from classmates
D.It helps students work together on solving problems and assignments

【答案】 D
54、汉代人关于《离骚》篇名的解释有（ ）。
A.离别的牢骚，离开忧愁
B.离别的忧愁，遭遇忧愁
C.离别的牢骚，遭遇忧愁
D.离别的忧愁，离开忧愁

【答案】 B
55、资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired on TV, and significant portions made available online. The pubic humiliation was excruciating. (1)
A.noting is true with the phenomenon that young people died of cyberbullying
B.the claim that young people cannot imagine living to the next day is not the fact
C.research shows that suicidal ideations are c