2019-2025年银行招聘之银行招聘综合知识自测提分题库加答案.docx

2019-2025年银行招聘之银行招聘综合知识自测提分题库加精品答案

单选题（共600题）
1、资料：As a business owner， it is vital that you understand and use advanced technologies. Technology can help increase business efficiency and even expand operations.
A.Negative
B.Critical
C.Positive
D.Neutral

【答案】 C
2、资料：Dream is a story that a person watches or even takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamer's life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams.
A.what kind of benefits dreams bring to people
B.what dreams are
C.how we dream during sleep
D.why we dream during sleep

【答案】 B
3、通货紧缩的成因不包括（ ）。
A.生产能力过剩
B.货币供应量急剧减少
C.政府紧缩财政政策
D.社会总需求的过度增长

【答案】 D
4、Passage 4
A.a form of gambling
B.a way of making money quickly
C.useful and necessary
D.old-fashioned

【答案】 C
5、资料：Did your child's brain shrink last summer? Probably not, but it may have shifted into reverse, according to a study by Dr. Harris Cooper, professor of psychology at the University of Missouri-Columbia. The study found that when students return to school after a long summer vacation, they've lost one to three months worth of learning.
A.Lower-income children experienced lose in math over the summer
B.Middle-class children gained in learning over the summer
C.Lower-income children gained in math over the summer
D.Middle-class children suffered lose in math over the summer

【答案】 B
6、下列历史事件中，最接近“朱门酒肉臭，路有冻死骨”所描述的时期的是（　　）
A.玄武门之变
B.永贞革新
C.安史之乱
D.黄巢起义

【答案】 C
7、 在我国，一般把每年的（　）作为一个会计年度。
A.3月1日至2月28日
B.1月1日至12月31日
C.4月1日至3月31日
D.1月1日至1月31日

【答案】 B
8、根据《巴塞尔协议》的规定，以下属于商业银行核心资本的是（ )。
A.中期优先股
B.损失准备
C.附属机构的少数股东权益
D.可转换债券

【答案】 C
9、资料：From:prorno@
A.Instructions for entering a competition
B.chance to try a new product
C.An apology for an error
D.Thanks for completing a customer survey

【答案】 B
10、Upon completing his examination ___ the patient, the docter offered his judgment of her condition.
A.of
B.off
C.about
D.around

【答案】 A
11、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。
A.with
B.to
C.from
D.by

【答案】 A
12、下列哪一职位，不属于国务院的组成人员？（　　）
A.国务院副总理
B.国务委员
C.国务院副秘书长
D.审计长

【答案】 C
13、资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
A.You may have to pay penalties
B.You will fail to realize your goals
C.Your retirement savings will become off-limits
D.You should save money for your retirement all over again

【答案】 B
14、根据数字使用规范，下列公文中的数字写法正确的是（ ）。
A.初步估计共需三十七、八万元
B.一篇讲话稿长达5千200字
C.“文件”二字可采用2号字体
D.该村直到95年才修通公路

【答案】 C
15、She can do it herself;it is（　　）easy（　　）ABC.
A.rather...than
B.more...than
C.not as much...as
D.as...as

【答案】 D
16、 我国刑罚中最轻的主刑是（　　）。
A.拘役
B.罚金
C.管制
D.剥夺政治权利

【答案】 C
17、资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
A.Lily,a primary school student who has saved about $300 in cash
B.Sue,a secondary school student who wants to open her own account
C.Neil,the father of a teenage son aged 14,who want to open an account
D.Jane,a post-graduate who wants to manage her own money

【答案】 B
18、下列各项中，不符合填制原始凭证要求的是（ ）。
A.一式几联的原始凭证,必须注明各联的用途
B.不得使用未经国务院公布的简化字
C.填写阿拉伯金额数字时，有角无分的，分位应用“一”表示
D.原始凭证不得涂改、刮擦、挖补

【答案】 C
19、软件是（ ）。
A.所有程序的统称
B.所有技术文档资料的统称
C.所有保存在软盘上的程序的统称
D.所有程序及相关文档资料的统称

【答案】 D
20、 下列项目中不属于有价证券的是（　　）。
A.国库券
B.股票
C.银行汇票
D.企业债券

【答案】 C
21、科斯定理通常受到（　　）的影响，使私人间无法达成协议。
A.管制
B.需求
C.价格
D.交易成本

【答案】 D
22、While the preliminary research is favorable, it may take years for Bogor Pharmacouticals to develop ____ evidence of the drug’s effectiveness.
A.conclusion
B.conclude
C.conclusive
D.concludes

【答案】 C
23、We have to ask ourselves if it is really as essential to a basic education as we______.
A.resume
B.assume
C.summarize
D.consume

【答案】 B
24、（　　）是不可以用于异地结算的结算工具。
A.托收承付
B.本票
C.支票
D.银行卡

【答案】 B
25、资料：Asked to name their favorite city, many Americans would select San Francisco which began as a small Spanish outpost located on a magnificent bay. The town was little more than a village serving ranchers when the United States took possession of it in 1846 during the war with Mexico.
A.1850
B.1852
C.1846
D.1848

【答案】 A
26、减少所得税的财政政策，对利率的影响（　　），对消费的影响（　　）对投资的影响（　　），对GDP的影响（　　）。
A.上升，增加，减少，增加
B.上升，减少，减少，增加
C.下降，增加，减少，增加
D.上升，增加，减少，减少

【答案】 A
27、Dream is a story that a person watches or even takes part in during sleep.Dream events are imaginary,but they are related to real experiences and needs in the dreamer’s life.
A.deprives people of a good sleep
B.disturbs people's life
C.makes people always restless
D.is beneficial to people

【答案】 D
28、A new power station was set ______ in my hometown.
A.up
B.out
C.about
D.forth

【答案】 A
29、( )会增加失业。
A.退休工人的数量增加
B.退休劳动力队伍的人数增加
C.离开学校找工作的人数增加D*离开工作上学的人数增加

【答案】 C
30、资料：We never thought we'd say this, but we'd welcome back some chilly weather.
A.Temperatures in the U.S. fell into negative territory
B.People welcomed cool breezes in the U.S
C.Harsh winter struck in some cities of the U.S
D.Arctic air hit the U.S. for a few times

【答案】 C
31、Henry's collection of wealth has gradually ______ over the last few years.
A.built up
B.set up
C.covered up
D.doubled up

【答案】 A
32、资料：Early Experiences
A.The nearest customers
B.The virtual customers
C.People that pretend to be customers
D.The VIPs

【答案】 C
33、Passage 6
A.Doubtful
B.Approving
C.Welcoming
D.Optimistic

【答案】 A
34、I hope we can fly to_____moon oneday.
A.a
B.an
C.the
D./

【答案】 C
35、债券与股票的共同点是（　　）。
A.①②
B.②③
C.①③
D.②④

【答案】 A
36、It is high time that the authorities（　　）some inspection to this phenomenon.
A.do
B.did
C.should do
D.would do

【答案】 B
37、Heating，ventilating，and air conditioning（HVAC） systems are______in most of underground subway stations to provide comfortable and fresh air to underground subway stations。
A.assembled
B.installing
C.equipped
D.installed

【答案】 D
38、 预期违约侵犯了合同相对方的（　　）。
A.完全债权
B.既得债权
C.期待债权
D.自然债权

【答案】 C
39、如果收入分配不均等,洛伦茨曲线会（）。
A.越直
B.越弯曲
C.越小
D.越长

【答案】 B
40、资料：Above the line promotion uses mass media such as the press,radio,television,cinema or poster sites. This type of promotion is usually paid for. Each of the possible media methods can be used to target audiences in different market segment. There are both strengths and drawbacks to these forms of media:
A.it is hard to evaluate the effectiveness of a campaign
B.the media are often expensive
C.it aims at specific audiences
D.it may have an immediate impact

【答案】 B
41、计算机网络突出的优点是（　　）。
A.存储容量大
B.运算速度快
C.共享资源和信息交换
D.精度高

【答案】 C
42、下列不属于投资银行主要利润来源的是（ ）。
A.佣金
B.资金运营收入
C.存贷利差
D.利息收入

【答案】 C
43、资料：What，if anything，do we gain by clinging to our antioxidant supplements？
A.A large amount of antioxidant supplements are not necessary
B.Oxidation can not do anything good at all to our body
C.Plants surviving hard conditions can produce a lot of antioxidant
D.Antioxidant supplements can improve one’s physical performance

【答案】 A
44、资料：Most young people enjoy some form of physical activity. It may be walking, cycling or swimming, or in winter, skating or skiing. It may be a game of some forms, football, hockey, golf, or tennis. It may be mountaineering.
A.it is an Olympic event
B.teams compete against each other
C.mountaineers depend on each other while climbing
D.there are 5 climbers on each team

【答案】 C
45、______ that the pilot couldn’t fly through it.
A.The storm so severe was
B.So severe was the storm
C.So the storm was severe
D.Such was the storm severe

【答案】 B
46、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she was ten years old. One day she decided that she wanted to become a doctor. That was nearly impossible for a woman in the middle of the nineteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determined that she taught school and gave music lessons to get money for the cost of schooling.
A.Ten years
B.Nineteen years
C.Eight years
D.Thirty-six years

【答案】 C
47、Passage 4
A.a form of gambling
B.a way of making money quickly
C.useful and necessary
D.old-fashioned

【答案】 C
48、缺乏人力资源规划对组织造成的损害是（　　）。
A.职位空缺无法及时得到填补
B.主管无法客观评价下属的工作绩效
C.人力资源部门不能实施职位评价
D.企业无法确定职位说明书

【答案】 A
49、资料：From Coins to Credit Banking Throughout the Ages is a concise history of banks and the banking industry from ancient times to the present. James Gallagher, who has made a career of covering financial news for several newspapers, has done a careful job of investigating his subject. Although he presents the facts carefully, Mr. Gallagher has made what could have been a dry book into one that is interesting and enjoyable. By telling amusing anecdotes about historical figures, he makes them come alive. Even people who are not particularly attracted to the subject matter will find this book engrossing.
A.Banker
B.Librarian
C.Journalist
D.Publisher

【答案】 C
50、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.
A.Increase the amount of hop flower added
B.Find different varieties of hop flower and produce new flavors
C.Join Hopsteiner and other big hops companies
D.Change their labels frequently

【答案】 B
51、The boy（ ）when he said that he （ ）the eggs（ ）by the hen in the closet before he（ ）down to have a rest。
A.was lying，had laid，laid，lay
B.had laid，lay，laid，was lying
C.lay，was lying，lain， lay
D.laid，lay，lain，lies

【答案】 A
52、资料：The daily changes of the market can lead investors astray.The ups and downs make the tendency to look at the portfolio,s performance frequently too temping.This means investers are likely to perceive mere risk,forgetting about their key term goals.
A.Keep themselves from checking their trading accounts
B.Avoid risks in terms of investment plans
C.Pay attention to long-term interests rather than short-term ones
D.缺

【答案】 C
53、根据利率期限的结构性溢价理论，如果在接下来的3年中，预期的1年期债券利率分别为4%、5%、6%，3年期债券的流动性溢价为0.5%，那么3年期债券的利率是（　　）。
A.4%
B.4.5%
C.5%
D.5.5%

【答案】 D
54、下列各类计算机程序语言中，不属于高级程序设计语言的是（　　）。
A.Visual
B.sicBFORTRAN语言
C.Pascal语言
D.汇编语言

【答案】 D
55、下列用于判断收入分配公平程度的经济指标是（　　）。
A.赤字率
B.基尼系数
C.恩格尔系数
D.生产者物价指数

【答案】 B
56、某投资项目原始总投资额为90万元，项目寿命10年，已知该项目第10年的经营现金净流量为20万元，期满处置该固定资产的残值收入和回收流动资金共5万元，则该项目第10年的净现金流量为（　　）万元。
A.25
B.20
C.29
D.34

【答案】 A
57、帕累托最优条件不包括（ ）。
A.效率问题
B.社会问题
C.生产问题
D.分配问题

【答案】 D
58、资料：Large industrialized are now in a recession. What are the prospects for economic recovery?
A.deficit
B.surpluses
C.decline
D.recession

【答案】 A
59、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.
A.preferential policies for the poorer children
B.more comprehensive research into its causes
C.headteachers good at inspiring talented children
D.solutions to the conflict in the education sector

【答案】 C
60、由于银行的业务性质要求银行要维持存款人、贷款人和整个市场的信心．因此．银行通常将（　　）看做对其市场价值最大的威胁。
A.市场风险
B.声誉风险
C.法律风险
D.流动性风险

【答案】 B
61、商鞅变法的措施中对秦国建立中央集权制度影响最大的是（ ）。
A.废井田、开阡陌
B.废除特权
C.奖励耕战
D.建立县制

【答案】 D
62、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere.
A.Chinese market needs more regulations
B.Western retailers cannot succeed in Chinese market
C.In China owing a car does not necessarily mean efficient travel
D.To start a successful business, a better understanding of consumer preference is important

【答案】 B
63、 紧急避险，是指为了使国家、公共利益，本人或者他人的人身财产和其他权利免受正在发生的危险，不得已而采取的损害另一方较小的合法权益，以保护较大的合法权益的行为。根据上述定义，下列不属于紧急避险的是（　　）。
A.某客轮忽遇台风，船长凭多年经验抛弃大量贵重货物以减轻重量，保护旅客生命安全
B.小郭正骑车行走，一机动车突然斜冲过来，小郭赶忙躲闪，结果将一香烟货架撞坏
C.小刘在回家途中遇到劫匪，情急之下，捡起一块砖头砸向匪徒
D.某小区一住户家窗户、阳台都在冒黑烟，物业公司在确定无人的情况下。破门而入

【答案】 C
64、4月10日，中国银行在境外成功发行38亿美元等值第五期（　　）主题债券。此次发行包括美元、欧元、澳元，人民币和港币5个币种，共计8个债券品种，发行主体包括中国银行香港分行、澳门分行，悉尼分行、卢森堡分行、法兰克福分行。债券将在香港联合交易所挂牌上市，部分品种还将在中欧国际交易所、法兰克福证券交易所和卢森堡证券交易所上市。
A.亚欧大陆
B.全球一体化
C.中欧友好
D.一带一路

【答案】 D
65、Italy calls an emergency meeting to save the ancient city of Pompeii（　　）falling down.
A.on
B.off
C.from
D.against

【答案】 C
66、“虎求百兽而食之，得狐。狐曰：‘子无敢食我也。天帝使我长百兽，今子食我，是逆天帝命也。子以我为不信，吾为子先行，子随我后，观百兽之见我而敢不走乎!’虎以为然，故遂与之行。兽见之皆走。虎不知兽畏己而走也，以为畏狐也。”老虎之所以犯这种错误，在于割裂了（　　）。
A.必然与偶然之间的关系
B.内容与形式之间的关系
C.本质与现象之间的关系
D.可能与现实之间的关系

【答案】 C
67、资料：What if you were told there was a way you may strengthen your cognitive skills and heighten your intelligence, and all you had to do was was learn to strike up basic conversations in another language?
A.attracting readers to a new approach that will help them become bilingual in 10 days
B.introducing various ways of learning a foreign language
C.explaining the benefits of learning a foreign language
D.making readers pay attention to the importance of learning foreign languages

【答案】 A
68、承担支持进出口贸易融资任务的政策性银行是（　　）。
A.国家开发银行
B.中国农业发展银行
C.中国进出口银行
D.中国银行

【答案】 C
69、下列对我国在高科技领域说法不正确的是（）。
A.发展航天事业可以促进我国经济的发展
B.高科技的竞争是综合国力竞争的实质
C.高科技的竞争仅是国力竞争的一方面，综合国力竞争的实质是军事力量
D.航天事业的发展，能够增强民族凝聚力

【答案】 C
70、___ for computing