2019-2025年银行招聘之银行招聘综合知识过关检测试卷A卷附答案.docx

2019-2025年银行招聘之银行招聘综合知识过关检测试卷A卷附答案

单选题（共600题）
1、Passage3
A.the rules for dinner time are not strict
B.dinner is always at six in the evening
C.a family offers food only at four in the afternoon
D.people usually invite their guests to dinner later in the evening

【答案】 A
2、与“如怨如慕，如泣如诉;余音袅袅，不绝如缕”相接的是（ ）。
A.渺渺兮予怀，望美人兮天一方
B.哀吾生之须臾，羡长江之无穷
C.纵一苇之所如，凌万顷之茫然
D.舞幽壑之潜蛟，泣孤舟之嫠妇

【答案】 D
3、How quickly they accomplish this transfer depends not only on how soon the ants agree on the best available site but also on how quickly they can _____there.
A.stay
B.migrate
C.choose
D.prefer

【答案】 B
4、Passage 2
A.She was not familiar with the road
B.It was dark and raining heavily then
C.The railway workers failed to give the signal
D.Her GPS device didn’t tell her about the crossing

【答案】 D
5、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为 2.5%。
A.分期付息到期还本债券
B.到期一次还本付息债券
C.分期还本到期一次付息债券
D.分期付息债券

【答案】 A
6、资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired on TV, and significant portions made available online. The pubic humiliation was excruciating. (1)
A.noting is true with the phenomenon that young people died of cyberbullying
B.the claim that young people cannot imagine living to the next day is not the fact
C.research shows that suicidal ideations are caused more by the online bullying
D.many young people take their own lives not online but in reality

【答案】 A
7、2020年3月10日，北京航天飞行控制中心圆满完成我国首次（　　）探测任务无线联试，充分验证了探测器与地面系统的接口匹配性和一致性。
A.火星
B.相控阵雷达
C.空间引力波
D.太阳

【答案】 A
8、丹霞地貌是指由陆相红色砂砾岩构成的具有陡峭坡面的各种地貌形态。以下景观属于丹霞地貌的是（　　）。
A.新疆克拉玛依魔鬼城
B.江西龙虎山
C.广东肇庆七星岩
D.湖南张家界

【答案】 B
9、有一笔国债，5年期，溢价20%发行，票面利率10%，单利计息，到期一次还本付清，其到期收益率是（）。
A.4. 69%
B.4.23%
C.5.23%
D.4.57%

【答案】 D
10、行政指导和其他行政行为的最大区别在于（ ）。
A.主体不同
B.目的不同
C.范围不同
D.是否具有法律强制力不同

【答案】 D
11、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the two largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.
A.BlackRock is philanthropic fund that cares about climate change
B.Investors can take the opportunities brought by climate change
C.The threat brought by climate change still needs scientific evidence
D.What investors think of the climate change is very important

【答案】 B
12、在下列字符中，其ASCII码值最小的一个是（　　）。
A.控制符
B.9
C.A
D.a

【答案】 A
13、 按照贷款是否有担保，贷款可以分为（　　）。
A.担保贷款、票据贴现
B.信用贷款、担保贷款
C.信用贷款、票据贴现
D.非抵押贷款、抵押贷款

【答案】 D
14、There is a note pinned to the door（　　）when the shop will open again.
A.saying
B.says
C.said
D.having said

【答案】 A
15、在ASCII码表中，按照ASCII码值从小到大的排列顺序是（　　）。
A.数字、英文大写字母、英文小写字母
B.数字、英文小写字母、英文大写字母
C.英文大写字母、英文小写字母、数字
D.英文小写字母、英文大写字母、数字

【答案】 A
16、How often ___ your teeth examined?
A.are you having
B.do you have
C.have you get
D.you have

【答案】 B
17、Passage 8
A.cause it can make trees grow taller
B.Because it can improve the shape of the treesBBecause it can get rid of the small ranches
C.Because it can make the small branches thicker

【答案】 B
18、His kingdom was still ___ ；the Danes far from subdued.
A.precarious
B.preferential
C.primal
D.prodigal

【答案】 A
19、我国现行货币统计制度将货币供应划分为三个层次，其中M2代表（　　）。
A.广义货币供应量
B.狭义货币供应量
C.流通中的现金
D.储蓄状态的货币

【答案】 A
20、提出“复杂人”假设的是（　　）。
A.哈罗德·孔茨
B.亨利·法约尔
C.埃德加·沙因
D.弗雷德里克·泰勒

【答案】 C
21、Her speech was ______,that is to say, we ______ her speech.
A.impressive;were impressing by
B.impressed;were impressed at
C.impressive;were impressed with
D.impressing;were impressing at

【答案】 C
22、 下列证据中，既属于间接证据又属于原始证据的是（　　）。
A.被告人认罪的供述
B.证人听到被害人哭泣的证言
C.赃物的复制品
D.鉴定结论的抄件

【答案】 B
23、票据丧失的补救措施不包括（ ）。
A.停止支付
B.挂失止付
C.公示催告
D.提起诉讼

【答案】 A
24、资料：Faces, like fingerprints, are unique. Did you ever wonder how it possible for us to recognize people? Even a skilled writer probably could not describe all the features that make one face different from another. Yet a very young child or even an animal, such as a pingeon can learm to recognize faces. We all take this ability for granted.
A.his way of speaking and behaving
B.his way of acting and thinking
C.his learming and behavior
D.his physical appearance and his personality

【答案】 D
25、 下列各项中，适用超额累进税率计征个人所得税的是（　　）。
A.对企业、事业单位的承包、承租经营所得
B.财产租赁所得
C.特许权使用费所得
D.稿酬收入

【答案】 A
26、资料：Seeking to end a stalemate in negotiations over her country’s withdrawal from the European Union, Prime Minister Theresa May of Britain offered Friday substantial payments to the bloc during a two-year transition period immediately after the country’s exit.
A.Thereas May’s makes financial commitment to EU for the transition period
B.Britain insists on leaving EU without any agreement
C.EU won’t talk to Britain unless Britain makes concessions
D.Thereas May seeks to unlock Brexit talks in her speech

【答案】 D
27、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest commercial plane maker.
A.Remained optimistic
B.Remained steady
C.Successfully avoided deep trouble
D.Ran very fast

【答案】 C
28、科斯定理通常受到（　　）的影响，使私人间无法达成协议。
A.管制
B.需求
C.价格
D.交易成本

【答案】 D
29、资料：（二）
A.Some lenders are unwilling to lend money to seniors
B.The borrowers cannot pay back the money as expected
C.Federal and state regulators are documenting the objection
D.Some lenders go bankrupt

【答案】 B
30、According to economic theory,a nation should produce and export those items （ ） it gains a competitive advantage.
A.from which
B.for that
C.by what
D.about it

【答案】 A
31、Mary quickly closed the door of her room（　　）her father could reach it to keep him out.
A.before
B.when
C.as
D.while

【答案】 A
32、 银行汇票持票人未在代理付款行开户的，原持票人需要一次或分次转账支付的，应由其填制支款凭证，并交验本人身份证件。其会计分录为( )。
A.借：存放联行款项(联行往账) 　　贷：应解汇款一一持票人户
B.借：应解汇款一一原持票人户 　　贷：现金
C.借：应解汇款一一原持票人户 　　贷：××科目一一××户
D.借：现金 　　贷：应解汇款一一持票人户

【答案】 C
33、邓小平提出的“三个有利于”标准具有内在的联系性，其中最基本的是（）。
A.提高人民的生活水平
B.发展生产力
C.巩固社会主义制度
D.增强社会主义国家的综合国力

【答案】 B
34、 票据金额以中文大写和阿拉伯数字同时记载，对二者不一致的结算凭证( )
A.以大写为准
B.以小写为准
C.银行可予受理
D.银行不予受理

【答案】 D
35、 甲为自己投保一份人寿险，指定其妻为受益人。甲有一子4步，甲母50岁且自己单独生活。某日，甲因交通事故身亡。该份保险的保险金依法应如何处理?（　　）
A.应作为遗产由甲妻、甲子、甲母共同继承
B.应作为遗产由甲妻一人继承
C.应作为遗产由甲妻、甲子继承
D.应全部支付给甲妻

【答案】 D
36、It was because she was too inexperienced_she didn’t know how to deal with thesituation.
A.so that
B.that
C.that is why
D.so

【答案】 B
37、Boeing 707 on service from Bogota, Colombia, crashed while ___ its destination at New York’s JFK International Airport.
A.to approach
B.having approached
C.approaching
D.to be approached

【答案】 C
38、最早建立存款保险制度的国家是（ ）。
A.英国
B.美国
C.法国
D.加拿大

【答案】 B
39、Never（　　）forget the day when（　　）together with you.
A.shall I;I lived
B.shall I;did I live
C.I shall;I lived
D.I shall;did I live

【答案】 A
40、下列名画按创作时间排序正确的是（　　）。
A.①②③④
B.②①④③
C.③④①②
D.④①③②

【答案】 C
41、资料：欧洲的经济学家Mr.T首先跟你谈了欧洲的一些优势，以及一些好的企业。请根据下列资料回答问题
A.Zumo does not need to change its brand name
B.Zumospa only produces sports drinks
C.Zumo is available in Europe and North America
D.Spanish identity is not suitable for Zumo to tap into global market

【答案】 D
42、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
A.As new industries arise, the popularity of different careers also change
B.Nowadays people don’t know what they really want to do
C.Because changing careers is becoming more popular
D.Because one could have as many as nine careers in his professional lifetime

【答案】 A
43、MUN, which ___ Model United Nations, is a conference that provides students all over the world with the opportunity to experience what it’s like to be in the United Nations.
A.stand by
B.stands for
C.stand up
D.stand out

【答案】 B
44、按借贷协议在一定时期可以变动的利率是（ ）。
A.固定利率
B.浮动利率
C.一般利率
D.优惠利率

【答案】 B
45、We all hope that new economic plan of yours（　　）miracle.
A.is working
B.works
C.will be working
D.worked

【答案】 B
46、下列不属于通信三要素的是（　　）。
A.信源
B.信宿
C.信道
D.电信

【答案】 D
47、There seemed little hope that the explorer,（ ）in the tropical forest,would find his way through it.
A.to be deserted
B.having deserted
C.to have been deserted
D.having been deserted

【答案】 D
48、长江以南的广大丘陵地区，分布着一种在当地高温多雨下发育而成的土壤，叫（　　）这种土壤含铁、铝成分较多，有机质少，酸性强，土质黏重。
A.红土地
B.黑钙土
C.黄壤
D.棕壤

【答案】 A
49、资料：Business,academic and civic leaders in Cambridge have warned that one of Britain’s major economic growth cities is under threat unless the government acts quickly to restore trust post-Brexit.
A.Because of the uncertainty
B.Because the economic slowdown after Britian leaving the EU
C.Because the increasing,difficulty of finding of finding a job in Britain
D.Because they may lose legal status after Brexit

【答案】 D
50、In 1913, the states passed the Sixteenth Amendment ________ the Constitution.
A.with
B.for
C.to
D.at

【答案】 C
51、变化基本上与总体经济活动的转变同步的宏观经济指标是（ ）。
A.先行性指标
B.同步性指标
C.滞后性指标
D.趋同性指标

【答案】 B
52、维护文件的高度严密性是指（ ）。
A.公文的保密性
B.公文语言结构的严密
C.公文行文文字_严密
D.施行办法的严密

【答案】 B
53、在商业银行经营管理原则中，流动性、安全性与盈利性成（ ）关系。
A.反比
B.正比
C.对比
D.—致

【答案】 A
54、在中介融资中一般不发行以自己为债务人的融资工具，只是协助将筹资者发行的金融 工具销售给投资者的金融机构属于（ ）。
A.直接金融机构
B.金融服务机构
C.创造货币机构
D.间接金融机构

【答案】 A
55、一个立方体随意翻动，每次翻动朝上一面的颜色与翻动前都不同，那么这个立方体的颜色至少有几种？（　　）
A.3
B.4
C.5
D.6

【答案】 A
56、 已知某企业本年目标利润为2 000万元，产品单价为600元，变动成本率为30％，固定成本总额为600万元，则企业的保利量为（　　）。
A.61905
B.14 286
C.50000
D.54 000

【答案】 A
57、Let's face it.Gardening fanatics like nothing better than to have their hands stuck in the soil or to be trimming,pruning,or harvesting the fruits of their labors.But for once,here is an obsession which benefits the whole community by beautifying the environment and producing cooler,more fragrant,and cleaner air.To recognize that fact,the Tampa City Council has decided to award generous prizes to the most beautiful displays this spring.
A.All residents of Tampa
B.The owners of gardening stores
C.The members of the Tampa City Council
D.The judges of the competition

【答案】 A
58、 It’s offered as proof that she’s a____woman who won’t waste taxpayer’s money.
A.principled
B.patriotic
C.pioneer
D.radical

【答案】 A
59、 从部门法的维度看经济法的地位，必须要说明经济法是否有独立的（　　）。
A.法律体系
B.法律价值
C.调整对象
D.调整方法

【答案】 C
60、资料：The movement of consumers from public social media to private messaging has been so rapid that Business Insider reported that the combined usage of the top four messaging apps now exceeds the combined usage of the top four social media apps。Falling data prices，cheaper devices，and improved features are helping propel this growth。
A.People make fun of each other on these apps
B.It would make the social media disappear
C.You need to put private information on them all the time
D.It builds connection with your real friends

【答案】 D
61、While the preliminary research is favorable, it may take years for Bogor Pharmacouticals to develop ____ evidence of the drug’s effectiveness.
A.conclusion
B.conclude
C.conclusive
D.concludes

【答案】 C
62、2008年全球金融危机爆发以来，世界主要国家央行开始采取特殊货币政策，美国在利率水平已经接近纪录最低时，推出了一系列非常规货币政策，包括为了支持银行贷款的长期流动性供给，为压低长期利率的资产购买计划等，除美国以外，美国、日本和欧洲银行也采取了非常规货币政策。IMF于2013年5月16日发布了《非常规货币政策：最近经验与前景》报告，报告称发达国家的非常规货币政策在很大程度上帮助实现了该国政策目标，诸如持续两年左右的购买国债计划帮助美国和英国的GDP增速提升了约2个百分点，然而，发达国家的这些政策对世界其他国家也造成了很大的影响，大量资本流入拉丁美洲和亚洲，导致新兴市场的汇率过度升值和波动。
A.销售存货收到现金
B.用资本公积转增股本
C.用现金购买原材料
D.用银行存款归还银行借款

【答案】 D
63、 下列合同中，属于无名合同的是（　　）。
A.在校生小张辅导一名初中生时同其家长签订的服务合同
B.王某将一套房子赠与外孙的赠与合同
C.周某向朋友李某借钱时签订的借款合同
D.冈0毕业的小黄同房东签订的租赁合同

【答案】 A
64、当国民收入水平提高，而政府又没有采用任何财政政策，下列哪种情形肯定发生？（）
A.政府支出增加
B.政府财政赤字增加
C.政府税收增加
D.政府税收减少

【答案】 C
65、某单位组织130名员工去参观自然博物馆，某运输公司有两种车辆可供选择：
A.525
B.530
C.545
D.585

【答案】 A
66、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future, Dr Hatice Gunes will tell the Hay Festival next week. (1)
A.It is important for robots to learn about the context so as to understand human emotions
B.Whether humanoids will have human emotions themselves still remains unclear
C.It is a stigma for robots to have different layers of human emotions
D.The nature of human emotions will hinder the development of humanoids

【答案】 A
67、 以下有关中国人民银行的性质，叙述错误的是（　　）。
A.中国人民银行是政府的银行
B.中国人民银行是有权发行货币及国家证券的银行
C.中国人民银行是银行的银行
D.中国人民银行属于企业单位，不属于国家机关

【答案】 D
68、 银行固定资产科目的余额在( )。
A.借方
B.贷方
C.收方
D.付方

【答案】 A
69、服务是一方向另一方提供的基本上是（　　），并且不导致任何所有权的产生。
A.有形产品
B.无形的任何活动或利益
C.物质产品
D.实体产品

【答案】 B
70、资料：Are walkers smarter than drivers?
A.Urbanization
B.Young people
C.Both
D.Unknown

【答案】 C
71、资料：Imagine you went to a restaurant with your girlfriend, had a burger, paid with a credit card, and left. The next time you go there, the waiter or waitress, armed with your profile data, greets you with, “Hey Joe, how are you？ Mary is over there in the seat you sat last time. Would you like to join her for dinner again？” Then you find out that your burger has been cooked and placed on the table. Forget the fact that you are with another date and are on a diet that doesn’t include burgers.
A.show the good services offered in some web restaurants
B.criticize some restaurants for the poor services
C.show the Internet’s ability to collect data on you
D.prove the incredible power of the Internet to change your diet

【答案】 C
72、中国半殖民地半封建社会开端于（ ）。
A.鸦片战争
B.马关条约
C.辛丑条约
D.百日维新

【答案】 A
73、下列历史事件时间排序正确的一组是（　　）。
A.司马迁修《史记》→文景之治→王莽篡汉
B.杯酒释兵权→岳飞抗金→王安石变法
C.齐桓公称霸→商鞅变法→秦统一天下
D.玄武门之变→黄巢起义→安史之乱

【答案】 C
74、为了保证计划目标得以实现，就需要有控制职能，控制的实质就是使（ ）。
A.实践活动符合于计划
B.计划接近实际活动
C.实践活动具有指标约束
D.计划得以严格执行

【答案】 A
75、下列历史事件中，最接近“朱门酒肉臭，路有冻死骨”所描述的时期的是（　　）
A.玄武门之变
B.永贞革新
C.安史之乱
D.黄巢起义

【答案】 C
76、根据国现行宪法规定,我国实行由（ ）负责保障宪法实施的体制。
A.司法机关
B.立法机关
C.专门机关
D.行政机关