2019-2025年银行招聘之银行招聘综合知识题库与答案.docx

2019-2025年银行招聘之银行招聘综合知识题库与答案

单选题（共600题）
1、2013年3月16日，我国目前正在建设的最长高瓦斯隧道——兰州至重庆铁路客运专线（ ）隧道，经过中茵铁建十八局集团建设者三年多施工正式贯通，标志着制约兰渝铁路全线铺轨工期的难点按期突破。
A.梅岭关
B.南岭关
C.上下关
D.天涧关

【答案】 A
2、Passage 6
A.Alexa is named after an ancient hero in Egypt
B.Alexa is installed in libraries
C.Alexa can provide all the necessary information about history
D.Alexa can provide more data to marketers than a cookie

【答案】 D
3、与其他金融机构相比，商业银行最明显的特征是（ ）。
A.以盈利为目的
B.提供金礅服务
C.吸收活期存款，创造信用货币
D.执行国家金融政策

【答案】 C
4、下列选项中，不合法的十六进制数是（　　）。
A.H1023
B.10111
C.A120
D.777

【答案】 A
5、下列属于道家思想的是（　　）。
A.尽其心者，知其性也，知其性，则知天矣
B.为无为，事无事，味无味
C.以子之矛，攻子之盾
D.食必常饱，然后求美；衣必常暖，然后求丽；居必常安，然后求乐

【答案】 B
6、 会计账簿包括( )、明细账、日记账和其他辅助性账簿。
A.日计表
B.统计表
C.总账
D.余额表

【答案】 C
7、Passage 8
A.Some lenders are unwilling to lend money to seniors
B.The borrowers cannot pay back the money as expected
C.Federal and state regulators are documenting the objection
D.Some lenders go bankrupt

【答案】 B
8、资料：With 55% of consumers' customer service interactions starting online and 63% of adults using their smartphone several times a month to seek customer service， your mobile customer service tactics are more important than ever.
A.Expectant
B.Letting the customers to do
C.Used to
D.Paying customs duties

【答案】 C
9、导致需求曲线发生位移的原因是（　　）。
A.因价格变动，引起了需求量的交动
B.因供给曲线发生位移，引起了需求量的变动
C.影响需求量的非价格因素发生交动，而引起需求关系发生了变动
D.因社会经济因素发生变动引起产品价格的变动

【答案】 C
10、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list.
A.Creation of false memories
B.Memory deprivation
C.Crime being created
D.Different details shown

【答案】 A
11、下列说法不正确的是（ ）。
A.舞低杨柳楼心月—柳永
B.两情若是久长时—秦观
C.此情无计可消除—李清照
D.可惜流年、忧愁风雨—辛弃疾

【答案】 A
12、资料：Good listening is much more than being silent while the other person talks. To the contrary, people perceive the best listeners to be those who periodically ask questions that promote discovery and insight. These questions gently challenge old assumptions, but do so in a constructive way. Sitting there silently nodding does not provide sure evidence that a person is listening, but asking a good question tells the speaker the listener has not only heard what was said, but that they comprehended it well enough to want additional information. Good listening was consistently seen as a two-way dialog, rather than a one-way “speaker versus hearer” interaction. The best conversations were active.
A.He wants to challenge the speaker
B.He is getting bored of nodding
C.He is listening carefully
D.He wants to make the dialog stop

【答案】 C
13、The（　　）behind the yellow tape is prohibited to anyone without a press pass.
A.positing
B.scenery
C.exterior
D.area

【答案】 D
14、2月9日，国家主席习近平在北京以视频方式主持中国-中东欧国家领导人峰会，并发表题为（　　）的主旨讲话。
A.《凝心聚力，继往开来携手共谱合作新篇章》
B.《凝心聚力，勇往直前携手共谱合作新篇章》
C.《凝心聚力，继往开来携手共谱和平新篇章》
D.《凝心聚力，继往开来携手共谱发展新篇章》

【答案】 A
15、下列经济行为中属于间接融资的是（　　）。
A.公司之间的货币借贷
B.国家发行公债
C.商品赊销
D.银行发放贷款

【答案】 D
16、Group-thinking occurs when people are either isolated from crucial sources of information or______by other members of the group， some of whom may have bad intent.
A.occupied
B.presided
C.operated
D.dominated

【答案】 D
17、金融创新就是（ ）。
A.在金融市场开展金融业务
B.金融体系与金融结构的变化
C.在金融领域内，各种要素实行新的组合
D.金融市场监管与金融发展关系的确定

【答案】 C
18、I still remember the day I first met her,she（　　）.
A.had long hair
B.has long hairs
C.had long hairs
D.has long hair

【答案】 A
19、关于离岸金融市场的说法中，不正确的是（　　）。
A.与各国国内金融市场相对独立
B.交易货币一般是市场所在国发行的
C.交易双方一般都是市场所在地的非居民
D.基本上不受任何一国国内政策法令的管制

【答案】 B
20、资料：We are pleased to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days.
A.The innovative potential of clinical operations is yet to be realized
B.Collaborative care should be viewed from a strategic perspective
C.Clinical operations shouldn’t conform to postmodern societal model
D.None of the above

【答案】 B
21、 流动资产是指可以在（　　）变现或耗用的资产，包括现金和各种存款、短期投资、应收及预收款项、存货。
A.一年内
B.一年或超过一年的一个营业周期内
C.一个营业周期内
D.一年或超过一年的一个营业周期以上

【答案】 B
22、Many Native Americans were killed during the ______ of the American West by Europeans in the 19th century.
A.shelter
B.construction
C.settlement
D.basement

【答案】 C
23、商品内在的使用价值和价值的矛盾，其完备的外在表现形式是（ ）。
A.商品与商品的对立
B.具体劳动与抽象劳动的对立
C.私人劳动与社会劳动的对立
D.商品与货币的对立

【答案】 D
24、中国的文字发展历史源远流长，下列关于字体描述，说法错误的是（　　）。
A.在秦始皇统一中国后，推行的统一文字为小篆
B.小篆的创制是中国第一次系统的将文字书体标准化的过程
C.李斯的《泰山刻石》是小篆刻石的代表
D.张芝是东汉著名书法家，最擅长小篆

【答案】 D
25、国务院办公厅日前印发（　　）。进一步落实全国中医药大会部署，遵循中医药发展规律，认真总结中医药防治新冠肺炎经验做法，破解存在的问题，更好发挥中医药特色和比较优势，推动中医药和西医药相互补充、协调发展。
A.《关于加快中医药产业发展的若干政策措施》
B.《关于加快中医药事业发展的若干政策措施》
C.《关于加快中医药特色发展的若干政策措施》
D.《关于加快中医药传承发展的若干政策措施》

【答案】 C
26、下列不属于禁止债权转让的情形的是（　　）。
A.根据合同性质不得转让
B.依照法律规定不得转让
C.按照当事人约定不得转让
D.依照债权人要求不得转让

【答案】 D
27、假设系统的当前日期为2011年4月11日，当前的时间为上午9点10分，在工作表的某活动单元格中输入一NOW（　　），在未对该单元格日期和时间格式进行特殊设置的情况下，回车后该单元格的显示结果为（　　）。
A.只有系统的当前日期
B.只有系统的当前时间
C.既有系统的当前日期，又有系统的当前时间
D.什么内容也没有

【答案】 C
28、亚当斯密在《国富论》当中，谈到的主要经济理论是（　　）。
A.古典经济理论
B.分配理论
C.比较优势理论
D.绝对优势理论

【答案】 D
29、下列说法不正确的是（ ）。
A.孔子是儒家创始人，核心是“仁”
B.庄子是道家代表，代表作是《道德经》
C.韩非是法家思想的集大成者
D.朱熹是理学的重要代表，著有《四书集注》

【答案】 B
30、All participants were told they were free to______answering any of the questions at any time。
A.reject
B.decline
C.disapprove
D.refuse

【答案】 B
31、 在一个会计期间发生的一切经济业务，都要依次经过的核算环节是（　　）。
A.填制和审核凭证、复式记账、编制会计报表
B.填制和审核凭证、登记账簿、编制会计报表
C.设置会计科目、成本计算、复式记账
D.复式记账、财产清查、编制会计报表

【答案】 B
32、国家税务总局近日印发通知，要求全国税务系统贯彻落实好各项减税降费政策，确保企业和人民群众有实实在在的获得感，提振市场信心，促进经济实现高质量发展。据介绍，国家税务总局专门设立（　　），负责集中受理和协调解决中小微企业涉税诉求。通知要求，各省税务机关也要指定专门部门、安排专人负责中小微企业服务工作。2019年上半年，国家税务总局将以小微企业普惠性减税等政策落实情况为重点，组织开展减税降费工作督导。
A.小微企业咨询点
B.小微企业办事中心
C.小微企业服务处
D.小微企业优惠中心

【答案】 C
33、In some cases the exchange continued further, a sign of strong____over basic matters.
A.disagreement
B.consistency
C.joke
D.diversion

【答案】 B
34、证券发行是指证券发行人以筹集资金为目的，在证券发行市场依法向投资者以同一条件出售证券的行为。证券发行分为公开发行和非公开发行。如果某机构发行者将证券面向少数特定的投资者发行的方式称为（　　）。
A.机构发行
B.有限发行
C.私募发行
D.公募发行

【答案】 C
35、资料：Samsung’s Notebook 7 Spin is a stylish，versatile work machine with power to spare.The 2-in-1 notebook’s performance is impressive，and its versatile folding design is legitimately useful.Unfortunately，the system’s shallow keyboard and lackluster battery life curtail its productivity potential a bit.
A.In a magazine about electronic products
B.In Samsung’s stores
C.In a newspaper
D.In an advertisement

【答案】 A
36、You and I shall get a ______ holiday of two and three weeks.
A.respectful
B.respective
C.respectable
D.respecting

【答案】 B
37、下列不属于通信三要素的是（　　）。
A.信源
B.信宿
C.信道
D.电信

【答案】 D
38、It is clear that children between the ages of 3 and 6 years already have negative attitudes towards fat and a（　　）a thin body.
A.infection
B.reference
C.preference
D.like

【答案】 C
39、He holds an important position in the company.（ ）,I don’t quite trust him.
A.Thus
B.Furthermore
C.Otherwise
D.Nevertheless

【答案】 D
40、If you____the trigger of a gun really hard and really fast, it doesn't fire any faster or harder than if you just squeezed it gently.
A.condense
B.squeeze
C.obtain
D.lost

【答案】 B
41、Facing the board of directors,he didn’t deny（　　）breaking the agreement.
A.him
B.its
C.his
D.It

【答案】 C
42、财务管理的核心环节是（ ）。
A.规划和预测
B.财务预算
C.财务决策
D.财务控制

【答案】 C
43、在商业银行经营管理原则中，流动性、安全性与盈利性成（ ）关系。
A.反比
B.正比
C.对比
D.—致

【答案】 A
44、“一五”计划的基本任务是集中力量优先发展（　　）。
A.重工业
B.交通运输业
C.轻工业
D.科技和教育

【答案】 A
45、对于热水瓶爆裂造成的烫伤，下列紧急处理正确的一项是（　　）。
A.立即脱去被开水浸湿的衣裤或鞋袜
B.立即用纱布包裹，冰块凉敷烫伤处
C.立即用20℃左右的凉水冲洗
D.擦干净烫伤皮肤，可用紫药水或红汞涂抹

【答案】 C
46、我国商业银行的核心资本包括（ ）。
A.实收资本、资本公积、盈余公积、未分配利润
B.实收资本、资本公积、呆账准备金、长期债务
C.实收资本、未收资本、重估资本、未分配利润
D.资本净值、资本盈余、未分配利润、呆账准备金

【答案】 A
47、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she was ten years old. One day she decided that she wanted to become a doctor. That was nearly impossible for a woman in the middle of the nineteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determined that she taught school and gave music lessons to get money for the cost of schooling.
A.She decided to further her education in Paris
B.serious eye problem shopped her
C.She couldn’t get admitted to medical school
D.It was difficult for her to start a practice in the United States

【答案】 B
48、在单位协定存款业务中，对超过基本存款额度的存款按（ ）计付利息。
A.活期存款利率
B.定期存款利率
C.中囯人民银行规定的上浮利率
D.协定存款利率

【答案】 C
49、Passage 2
A.Challenges facing European regulators
B.A new regulation in Europe that opens banks to competition
C.The solutions to the flawed banking system in Europe
D.A looming threat to customers’private bank data

【答案】 B
50、通货紧缩的成因不包括（ ）。
A.生产能力过剩
B.货币供应量急剧减少
C.政府紧缩财政政策
D.社会总需求的过度增长

【答案】 D
51、若信道的复用是以信息在一帧中的时间位置(时隙)来区分，不需要另外的信息头来标志信息的身份，则这种复用方式为（　　）。
A.异步时分复用
B.频分多路复用
C.同步时分复用
D.以上均不对

【答案】 C
52、April fifteenth represents a special date for people in USA. But it is ________ holiday.
A.not
B.no
C.neithe
D.nor

【答案】 B
53、作家与作品搭配有误的是（ ）。
A.《兰亭集序》——王羲之
B.《始得西山宴游记》——柳宗元
C.《正气歌》——文天祥
D.《柳敬亭说书》——归有光

【答案】 D
54、 企业发生的各项费用支出，不属于期间费用项目的是（　　）。
A.开办费用
B.管理费用
C.财务费用
D.营业费用

【答案】 A
55、When you write a cheque,the bank will______you 2 dollars.
A.cost
B.spend
C.save
D.charge

【答案】 D
56、 会计是一种反应和监督主体经济活动的经济管理工作，它的主要计量单位是（　　）。
A.实物
B.货币
C.价值
D.劳动

【答案】 B
57、资料：Some companies are more creative in their use of history than others. HSBC’s History Wall, a striking art installation at the bank’s London headquarters, is made up of 3,743 images drawn from the bank’s archives and arranged in chronological order.
A.The bank has greater power than other banks
B.The bank contributes a lot to the development of London
C.The bank uses its history more creatively
D.The bank has a different business model than other firms

【答案】 C
58、管理的核心和动力是（ )。
A.权力及权威
B.激励手段
C.人以及人的积极性
D.资源的分配

【答案】 C
59、资料：Early Experiences
A.streamlined interface
B.free of redundant functionality
C.Benefit the customers
D.Satisfy all the need of the customers

【答案】 D
60、When she returned ____ abroad, she told us about her experiences as an illegal immigrant.
A.by
B.back
C.from
D.on

【答案】 C
61、 下列各项中，导致负债总额变化的是（　　）。
A.赊销商品
B.赊购商品
C.开出银行汇票
D.用盈余公积转增资本

【答案】 B
62、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general.
A.Its conclusions are based on carefully collected data
B.It is vulnerable to criticism if the statistics are closely examined
C.It will give rise to heated discussions at the Copenhagen conference
D.Its rough estimates are meant to draw the attention of world leaders

【答案】 D
63、2019年8月12日，中国银行与（　　）签署战略合作协议。双方将在推进金融业关键信息基础设施国产化、服务“一带一路”建设和助力脱贫攻坚战等方面进行战略合作。根据合作协议，双方将发挥各自优势，秉持互利共赢的原则，建立多领域战略合作，实现共同发展。
A.人民网
B.新华通讯社
C.南方周末
D.新浪财经

【答案】 B
64、Human survival has been based on unrivaled adaptation to the environment,but plants and animals will and are inevitably succumbing（　　）subtle changes in the climate.
A.in
B.without
C.with
D.To

【答案】 D
65、资料：Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.
A.The Russia’s 2017 economic growth forecast has been revised higher
B.The leading economies have achieved sustainable long-term growth
C.The OECD is not optimistic about China's economic growth
D.India's economic growth forecast have been upgraded

【答案】 A
66、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future, Dr Hatice Gunes will tell the Hay Festival next week. (1)
A.It is important for robots to learn about the context so as to understand human emotions
B.Whether humanoids will have human emotions themselves still remains unclear
C.It is a stigma for robots to have different layers of human emotions
D.The nature of human emotions will hinder the development of humanoids

【答案】 A
67、Luo Jingyu,19,has four years of experience of running business.He is also a freshman in the arts department of Hubei University.
A.asked him for money to pay the rent
B.gave him some money to do business
C.advise him to pay more attention to his studies
D.suggested that he work hard to get something

【答案】 D
68、资料：Do you want to see the world? Then plan to visit the Silver Poseidon Cruises Career Fair on Tuesday, November 15 from 9 a.m. to 4 p.m. or Wednesday. November 16 from 5 p.m. to 9 p.m. We are looking for food service, entertainers, and maintenances staff to work aboard our many vessels. Free travel is just the beginning when you work for Silver Poseidon Cruises.
A.Career advancement opportunities
B.Paid training programs
C.Free travel
D.Time off for holidays

【答案】 D
69、某企业库存现金5万元，银行存款75万元，应收账款40万元，存货80万元，流动负债200万元。该企业的速动比率是（　　）。
A.0.4
B.0.6
C.0.8
D.1

【答案】 A
70、 2007年5月2日，吴某到某县郊区旅社住宿，拒不出示身份证件，与旅社工作人员争吵并强行住入该旅社。该郊区派出所以扰乱公共秩序为由，决定对吴某处以300元罚款。下列哪一说法是正确的?（　　）
A.派出所可以自己的名义作出该处罚决定
B.派出所可以当场作出该处罚决定
C.公安机关无须将此决定书副本抄送郊区旅社
D.吴某对该罚款决定不服，应当先申请复议才能提起行政诉讼

【答案】 A
71、Airlines are already increasing their price on the____that fuel prices are going to rise.
A.consumption
B.destruction
C.assumption
D.presumption

【答案】 C
72、Cimber Data has, as an organization, 20 years of experience working with airline maintenance, MRO and related functions in many different airline environments.
A.working
B.supplying
C.providing
D.experimenting

【答案】 A
73、The WHO says there is currently no evidence of human-to-human ______ of the virus.
A.translation
B.transition
C.transmission
D.transaction

【答案】 C
74、主营业务利润率属于哪种财务比率（　　）。
A.结构比率
B.效率比率
C.相关比率
D.利润比率

【答案】 D
75、2020年2月初，武汉市开始连夜建设三所“（　　）”，用于专门收治确诊的新型冠状病毒感染的肺炎轻症患者。
A.火神山医院
B.雷神山医院
C.小汤山医院
D.方舱医院

【答案】 D
76、采用直接标价法条件下，汇率的上升意味着（ ）。
A.外国货币价值不变
B.外国货币贬值
C.本国货币价值不变
D.外国货币