2019-2025年银行招聘之银行招聘综合知识通关题库(附带答案).docx

2019-2025年银行招聘之银行招聘综合知识通关题库(附带答案)

单选题（共600题）
1、A scientist often reaches a dead end that leads to no alternatives in research and has to go back and determine if all the____made are true to how the world operates.
A.equations
B.principles
C.assumptions
D.theories

【答案】 C
2、在Exce1中，对单元格“$D$2”的引用是（　　）。
A.绝对引用
B.相对引用
C.一般引用
D.混合引用

【答案】 A
3、 预期违约侵犯了合同相对方的（　　）。
A.完全债权
B.既得债权
C.期待债权
D.自然债权

【答案】 C
4、把本国货币与本国主要贸易伙伴国的货币确定一个固定的比价，随着一种或几种货币进行浮动的制度是（　　）。
A.固定汇率制度
B.盯住汇率制度
C.联合浮动汇率制度
D.浮动汇率制度

【答案】 B
5、资料：The business announced that revenues had grown by 10.2 percent year-on-year to RMB 18.264 billion （$2.748billion）. However, profit fell to RMB 2.866 billion （$431.3 billion）, a 17.4 percent decrease from the same period in 2015.
A.Baidu has been cutting off their costs
B.Baidu's profit has fallen
C.Baidu's revenues have been falling
D.Baidu has been losing money

【答案】 B
6、2013年2月18日，《国务院办公厅关于印发国民旅游休闲纲要（2013—2020年）的通知》发布，《纲要》明确提出到（ ）年职工带薪休假制度基本得到落实的目标。
A.2014
B.2015
C.2016
D.2020

【答案】 D
7、资料：Think for a moment of your definition of persuasion. If you are like most business people I have encountered, you see persuasion as a relatively staightforward process. First, you strongly state your position. Second,you outline the supporting arguments, followed by a highly assertive, databased exposition. Finally, you enter the deal-making stage and work toward a “close.” In other words, you use logic, persistence, and personal enthusiasm to get others to buy a good idea. The reality is that following this process is one surefire way to fail at persuasion.
A.Most businesspeople see persuasion as a straightforward process
B.Unlike most businesspeople effective persuaders are willing to adjust their opinions and hear from others
C.Effective persuaders are open-minded
D.Most businesspeople are more assertive in their persuasion while effective persuaders are more friendly

【答案】 B
8、资料：In a family where the roles of men and women are not sharply separated and where many household tasks are shared to a greater or lesser extent, notions of male superiority are hard to maintain. The pattern of sharing in tasks and in decisions makes for equality, and this in turn leads to further sharing. In such a home, the growing boy and girl learn to accept that equality more easily than did their parents and to prepare more fully for participation in a world characterized by cooperation rather than by the battle of the sexes.
A.Faith
B.Complaint
C.Account
D.Reputation

【答案】 D
9、新文化运动兴起的标志是（)。
A.李大钊发表《庶民的胜利》
B.“兼容并包”方针的提出
C.陈独秀在上海创办《新青年》
D.鲁迅发表《狂人日记》

【答案】 C
10、在竞争企业优劣势分析的内容中，属于市场营销方面的是（　　）。
A.竞争企业的生产成本水平
B.竞争企业产品系列的宽度与深度
C.市场调研与新产品开发的能力
D.设施与设备的技术先进性与灵活性

【答案】 C
11、 银行存款日记账是根据（　　）逐日逐笔登记的。
A.银行存款收、付款凭证
B.转账凭证
C.库存现金收款凭证
D.银行对账单

【答案】 A
12、国务院常务会议决定，自2011年7月1日起启动城镇居民社会养老保险试点工作，2011年试点范围覆盖全国60%的地区，2012年（ ）。
A.覆盖80%
B.覆盖85%
C.覆盖90%
D.基本实现全覆盖

【答案】 D
13、”This is the best present I’ve ever received,”Mary said with a smile trying to____her tears.
A.keep down
B.keep up
C.keep back
D.keep at

【答案】 C
14、Josh graduated with his master’s degree in space studies and planetary sciences，but after years of working odd jobs and barely______，he decided to go back to get his teaching license。
A.putting on the back burner
B.breaking new ground
C.making ends meet
D.proving his mettle

【答案】 C
15、资料：Many people think of internal control as a means of safeguarding cash and preventing fraud. Although internal control is an important factor in protecting assets and preventing fraud, this is only a part of its roles. Remember that business decisions are based on accounting data and the system of internal control provides assurance of the dependability of the accounting data used in making decisions.
A.Financial forecasts
B.According rules
C.Manuals of accounting policies and procedures
D.Organization charts

【答案】 B
16、The students failed to meet the necessary （ ） for admission to the course.
A.fulfillment
B.requirements
C.qualities
D.competency

【答案】 B
17、________your child will leave home to lead her own life as a fully independent adult .
A.Eventually
B.Quickly
C.Unanimously
D.Uncertainly

【答案】 A
18、Heating，ventilating，and air conditioning（HVAC） systems are______in most of underground subway stations to provide comfortable and fresh air to underground subway stations。
A.assembled
B.installing
C.equipped
D.installed

【答案】 D
19、资料：Global business travel topped $1.2 trillion and is expected to reach $1.6 trillion by 2020, according to new research by the Global Business Travel Association（GBTA）, an association representing the interests of corporate travel managers. What’s more China has now surpassed the U.S. as the largest business travel market in the world, ringing up $291 billion last year.
A.Travel destinations’ financial conditions
B.Travel suppliers’ strategies
C.Travelers’ Preference
D.Mobile Tech

【答案】 A
20、（　　）是社会发展的决定力量。
A.生产关系
B.经济基础
C.上层建筑
D.生产方式

【答案】 D
21、Passage 10
A.protect kids from exposure to wild fantasies
B.teach their kids at least 30,000 words a year
C.ensure constant interaction with their children
D.remain concerned about kid's use of screens

【答案】 C
22、The（　　）tough training given by our company creates strong and able sales representatives who perform well above others in the same field.
A.indifferently
B.presumable
C.completely
D.unbearably

【答案】 D
23、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest commercial plane maker.
A.Remained optimistic
B.Remained steady
C.Successfully avoided deep trouble
D.Ran very fast

【答案】 C
24、资料：Directions : There is 1 passage in this part. The passage is followed by some questions or unfinished statements. For each of them there are four choices , You should decide on the best choice.
A.It is a whole new technique Apple Inc. applied on iPhone X
B.It has started a revolution in computer-vision industry
C.It has a problem of revocation
D.It has embedded security mechanisms to secure the data on the phone

【答案】 B
25、Consequently，a sustainable business model can______companies to better adapt to complex environments and achieve sustainable competitive advantages。
A.render
B.enable
C.cause
D.ensure

【答案】 B
26、在Exce1中，确认数据输入有三种方法，以下方法中不属于这三种之一的是（　　）。
A.按Enter键
B.按Tab键
C.用鼠标单击编辑栏上的“√”
D.按Shift键

【答案】 D
27、公元前221年，秦王嬴政灭六国，实现统一，建立了秦朝，定都（　　）。
A.洛阳
B.咸阳
C.北京
D.南京

【答案】 B
28、下列四组世界文学名著中属于美国作家作品的一组是（　　）。
A.《悲惨世界》《红与黑》
B.《假如给我三天光明》《百万英镑》
C.《雾都孤儿》《简·爱》
D.《钢铁是怎样炼成的》《战胜与和平》

【答案】 B
29、资料：Your Company Logo and Contact Information
A.more information can be provided as needed
B.the survey has not been finished yet
C.the receiver is the writer's immediate boss
D.the enclosed report was solely made by the writer

【答案】 A
30、剩余价值（　　）。
A.在生产领域中产生，可以离开流通领域
B.在流通领域中产生，但不能离开生产领域
C.在生产领域中产生，通过流通领域来实现
D.既在流通领域中产生，也在生产领域中产生

【答案】 C
31、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest commercial plane maker.
A.Boeing was held back by delays to its 787 Dreamliner
B.US airplane Virgin America ordered 30 airplanes from Airbus
C.India’s Indigo bought 180 airplanes from Airbus
D.Boeing had not recovered from recession

【答案】 B
32、下列句子中语序排列最连贯的一项是（　　）。
A.（4）（1）（3）（5）（2）
B.（1）（4）（3）（5）（2）
C.（1）（5）（2）（4）（3）
D.（4）（3）（5）（2）（1）

【答案】 B
33、消费者的最优消费组合选择必须满足（　　）。
A.边际替代率等于价格之比
B.边际替代率高于价格之比
C.边际替代率小于价格之比
D.与边际替代率和价格之比无关

【答案】 A
34、In low and middle income countries, heart disease and cancer get much of the attention given to______diseases.
A.contagious
B.transparent
C.chronic
D.immune

【答案】 C
35、Think of a dance floor, which is designed to dampen vibrations and limit the ____dancers could do to their limbs.
A.problem
B.dilemma
C.trouble
D.damage

【答案】 D
36、The orphanage is just one of her（　　）causes.
A.phonetic
B.philanthropic
C.prevalent
D.lunatic

【答案】 B
37、阿富汗的宗教信仰是（　　）。
A.伊斯兰教
B.佛教
C.印度教
D.基督教

【答案】 A
38、资料：China's Fosun has offered to buy almost 17 percent of Millennium BCP, Portugal's largest listed bank, and potentially lift its stake to 30 percent, following a having in its share price in the year to date.
A.Yes
B.No
C.It’s up to Portuguese and EU authorities
D.It depends on whether Fosun is able to appoint at least two of the 20 BCP board members, and up to five members in the event of increasing its stake

【答案】 D
39、I have to admit that， although I still find him rather arrogant， he has gone up ______ my estimation recently.
A.to
B.in
C.for
D.at

【答案】 B
40、Passage 5
A.The climate models are more changeable
B.Hot air would be more capable to hold humidity
C.Many trees have been planted recently
D.The grasses are temporarily appeared with the rains

【答案】 B
41、When a company discontinues and disposes of an operation，the action is considered：（ ）.
A.a cumulative effect of a change in an accounting principle
B.a prior period adjustment
C.an extraordinary item
D.separately and shown net of taxes on the income statement

【答案】 C
42、The project will not be finished on schedule if time is not effectively（　　）.
A.managing
B.managed
C.manage
D.manager

【答案】 B
43、Passage 8
A.The loans are expected to help seniors stay in their homes
B.The loans are driving all seniors out of their homes
C.The reverse mortgage only welcomes seniors
D.any seniors can apply for reverse mortgage

【答案】 A
44、当国内投资增加时，一般将（ ）。
A.增加向其他国家的进口
B.增加出口而进口保持不变
C.改善外贸情况
D.使进口、出口都增加，但进口的增加少于出口的增加

【答案】 A
45、语音网关类似于普通的电脑交换机，下列哪一项不是语音网关的电话业务（　　）。
A.热线电话
B.呼叫转移
C.VPN路由器
D.FXS端口权限

【答案】 C
46、Land is a major social and political issue, very explosive and very much inclined to ______ a lot of conflict in different parts of the country.
A.provoke
B.irritate
C.inspire
D.hoist

【答案】 A
47、资料：（四）
A.Suspicious
B.Objective
C.Optimistic
D.Critical

【答案】 B
48、 记账以后，如果发现记账凭证和账簿记录的金额有错误(所记金额小于应记的正确金额)，而应借、应贷的会计科目没有错误，应用( )进行更正。
A.蓝字更正法
B.红字更正法
C.补充登记法
D.划线更正法

【答案】 C
49、根据我国《公司法》的规定，有限责任公司成立的日期为（　　）。
A.公司登记机关受理登记申请之日
B.申请人收到营业执照之日
C.公司成立公告发布之日
D.营业执照签发之日

【答案】 D
50、甲乙在银行存款共9600元，如果两人取走各自存款的40%，然后甲再从存款中转账120元给乙，这时两人存款数相等。那么甲的原存款为多少元？
A.3500
B.3900
C.4200
D.5000

【答案】 D
51、—堆泥土，甲单独搬运要20天，乙单独搬运要10天。若甲先搬运一天，然后乙接替甲搬运一天，再由甲接替乙搬运1天……两人如此交替工作，那么搬运完这堆泥土共需（）天。
A.13
B.14
C.15
D.16

【答案】 B
52、对高、中、低层管理人员的技能要求是有所区别的，按三种技能在其技能组成中的比重从大到小排列，对低层管理人员的技能要求应该是（　　）。
A.技术技能、人际技能、概念技能
B.人际技能、概念技能、技术技能
C.概念技能、人际技能、技术技能
D.概念技能、技术技能、人际技能

【答案】 A
53、资料：Even as rich countries seek to rid workplaces of subtle gender bias, in many developing ones discrimination remains overt. According to the World Bank, women are barred from certain jobs in 104 countries.（1）
A.Vietnam’s ban is a reflection of reform responding to the gender bias in job markets
B.making laws about restrictions on women’s work has led to liberalisation
C.more countries have taken measures to abrogate work restrictions on women
D.the ILO has led a movement to eliminate work restrictions on women

【答案】 C
54、扩张性财政政策对经济的影响是（　　）。
A.缓和了经济萧条，也减轻了政府债务
B.缓和了经济萧条，但增加了政府债务
C.缓和了通货膨胀，但增加了政府债务
D.缓和了通货膨胀，也减轻了政府债务

【答案】 B
55、How quickly they accomplish this transfer depends not only on how soon the ants agree on the best available site but also on how quickly they can _____there.
A.stay
B.migrate
C.choose
D.prefer

【答案】 B
56、MUN, which ___ Model United Nations, is a conference that provides students all over the world with the opportunity to experience what it’s like to be in the United Nations.
A.stand by
B.stands for
C.stand up
D.stand out

【答案】 B
57、计算机硬件的五大基本构件包括运算器、存储器、输入设备、输出设备和（　　）。
A.显示器
B.控制器
C.磁盘驱动器
D.鼠标器

【答案】 B
58、（　　）he did was right.So everyone believed in him.
A.What
B.Whatever
C.How
D.When

【答案】 B
59、资料：Many people think of internal control as a means of safeguarding cash and preventing fraud. Although internal control is an important factor in protecting assets and preventing fraud, this is only a part of its roles. Remember that business decisions are based on accounting data and the system of internal control provides assurance of the dependability of the accounting data used in making decisions.
A.Preventing fraud
B.Providing help for making decisions
C.Improving the sense of responsibility of employees
D.Protecting assets

【答案】 C
60、 王某整日游手好闲，为了达到骗取钱财的目的，便假装为一公司销售人员，骗取蓝玉棉花厂总经理的信任，签订了一份虚假经济合同。王某将骗取的棉花转卖，所得被其全部挥霍，据查该批棉花价值7万多元。王某的行为构成（　　）。
A.投机倒把罪
B.诈骗罪
C.合同诈骗罪
D.妨害社会管理秩序罪

【答案】 C
61、______Newton started to do experiments， he forgot about the time.
A.If
B.As
C.Once
D.When

【答案】 C
62、A joke which was funny to American people might seem ______ to Chinese.
A.defense
B.fence
C.offense
D.intense

【答案】 D
63、 在商业银行资产负债管理中，体现速度对称原理的平均流动率指标是指（　　）。
A.资产的平均到期日与负债的平均到期日之比
B.负债的平均到期日与资产的平均到期日之比
C.流动资产的平均到期日与流动负债的平均到期日之比
D.流动负债的平均到期日与流动资产的平均到期日之比

【答案】 A
64、 （　　）是指对某项经济业务事项标明其应借应贷账户及金额的记录。
A.会计科目
B.会计账户
C.会计分录
D.复式记账

【答案】 C
65、以（　　）为主体形成的外汇供求，已成为决定市场汇率的主要力量。
A.各国中央银行
B.外汇银行
C.外汇经纪商
D.跨国公司

【答案】 B
66、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest commercial plane maker.
A.Boeing was held back by delays to its 787 Dreamliner
B.US airplane Virgin America ordered 30 airplanes from Airbus
C.India’s Indigo bought 180 airplanes from Airbus
D.Boeing had not recovered from recession

【答案】 B
67、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。
A.stated
B.remarked
C.said
D.told

【答案】 C
68、下列哪一个选项不属于我国宪法规定的公民政治自由？（　　）
A.结社
B.罢工
C.言论
D.出版

【答案】 B
69、私募发行相对于公募发行的缺点不包括( ）。
A.不利于企业扩大知名度
B.发行价格和交易价格可能会比较低，不利于筹资者
C.容易泄露公司商业机密
D.可能被投资者操纵

【答案】 C
70、We need to get necessary funds so that a complete（　　）of the facility can be done.
A.renovation
B.renovate
C.renovated
D.renovates

【答案】 A
71、甲公司2019年12月1日购入生产设备一台，入账价格为200000元，采用年数总和法摊销，预计净残值5000元，预计使用年限5年。2020年12月31日，该生产设备的可收回金额为120000元，则2020年底，该设备的账面价值为（　　）。
A.120000
B.135000
C.150000
D.161000

【答案】 A
72、 股票是股份公司发给股东的人股凭证，购买股票后，股东成为（　　）。
A.公司的债主
B.企业的法人
C.公司的所有者
D.企业的经营者

【答案】 C
73、资料：From Coins to Credit Banking Throughout the Ages is a concise history of banks and the banking industry from ancient times to the present. James Gallagher, who has made a career of covering financial news for several newspapers, has done a careful job of investigating his subject. Although he presents the facts carefully, Mr. Gallagher has made what could have been a dry book into one that is interesting and enjoyable. By telling amusing anecdotes about historical figures, he makes them come alive. Even people who are not particularly attracted to the subject matte