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2019-2025年银行招聘之银行招聘综合知识押题练习试卷A卷附答案
单选题(共600题)
1、关于法定利率与市场利率关系的说法。错误的是( )。
A.法定利率对市场利率有重要的影响
B.市场利率随法定利率的变化而变化
C.市场利率与法定利率变化完全一致
D.市场利率是确定法定利率的重要依据
【答案】 C
2、下列历史事件中,最接近“朱门酒肉臭,路有冻死骨”所描述的时期的是( )
A.玄武门之变
B.永贞革新
C.安史之乱
D.黄巢起义
【答案】 C
3、下列关于负债的说法,错误的是( )。
A.是由企业过去的交易或者事项所形成的
B.是企业承担的现时义务
C.预期会导致经济利益流出
D.一般将负债分为短期借款与长期借款
【答案】 D
4、说法不正确的是( )。
A.鲁迅是中国现代文学的奠基人
B.郭沫若的《女神》是现代文学史上第一篇白话文
C.田汉是中国现代戏剧的奠基人
D.巴金是现代家族小说的开拓者
【答案】 B
5、资料:HS ensures there is a clear career path for any employee, from any background. Three key levels in Harrods are the sales employee, department managers and senior managers. At each level, employees can benefit from the development programs in order to build a career.
A.the sales employees, department managers and senior managers
B.the sales employees,sales assistants and department managers
C.the senior managers,department managers and sales employees
D.not mentioned
【答案】 A
6、For thousands of years people communicated ___ little more than words, stone tablets, and smoke signals.
A.to use
B.used
C.use
D.using
【答案】 D
7、Passage 5
A.9 years
B.7 years
C.4 years
D.3 years
【答案】 D
8、Group-thinking occurs when people are either isolated from crucial sources of information or______by other members of the group, some of whom may have bad intent.
A.occupied
B.presided
C.operated
D.dominated
【答案】 D
9、北京时间2019年2月10日,中国选手( )在起跑出现了失误的情况下跑出了7秒63,夺下了美国Don Kirby邀请赛男子60米栏冠军,并创造了本赛季亚洲男子60米栏的最好成绩。
A.谢文骏
B.谢震业
C.苏炳添
D.武大靖
【答案】 A
10、资料:As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But I’ve also learned that if you don’t have a strategy for making time for those bigger ambitions and your truly lofty goals, they’ll simply never get done. And that means you won’t make the progress that’s really going to move your business forward.
A.You have to be readily available in the office
B.People cannot work in a vacuum
C.People in the office love helping others
D.Sometimes we have to decline colleagues’ requests
【答案】 D
11、下列产品中,能够计入当年GDP的是( )。
A.中央政府对地方政府的转移支付
B.某人花100万美元在美国买的一栋新房
C.企业从国外购买的一台服务器
D.某企业当年生产没有卖掉的20万元产品
【答案】 D
12、If English means endless new words,difficult grammar and sometimes strange pronunciation,you are wrong.Haven’t you noticed that you have become smarter since you started to learn a language?
A.language can help brain power
B.man's ability of learning a second language
C.science on learning a second language
D.language learning and maths study
【答案】 A
13、甲公司2019年12月1日购入生产设备一台,入账价格为200000元,采用年数总和法摊销,预计净残值5000元,预计使用年限5年。2020年12月31日,该生产设备的可收回金额为120000元,则2020年底,该设备的账面价值为( )。
A.120000
B.135000
C.150000
D.161000
【答案】 A
14、总需求函数可以表示为:Y=AD(P),以下关于总需求曲线向右下方倾斜的原因,说法不正确的是( )。
A.当价格总水平上升时人们持有财富的实际价值升高,人们会变的非常富有,从而增加消费
B.在既定收入的前提下,价格总水平提高使个人持有的财富可以购买的消费品数量下降,从而消费减少
C.由于当价格水平上升的时候,出口会下降,进口增加,导致了净出口下滑
D.随着价格总水平提高,利息率上升,而利息率上升会使得投资减少,即价格水平提高使投资支出减少
【答案】 A
15、Henry's collection of wealth has gradually ______ over the last few years.
A.built up
B.set up
C.covered up
D.doubled up
【答案】 A
16、资料:Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.
A.Russian
B.UK
C.Brazil
D.US
【答案】 B
17、 客户向银行交存现金时,应填写一式三联的( ),连同交存现金一并交出纳人员。
A.银行存款付款单
B.银行存款交款单
C.现金付款单
D.现金交款单
【答案】 D
18、资料:From: Iris Wu
A.To notify him of a conference date
B.To ask him to share his marketing ideas
C.To approve his international business trip
D.To request that he organize a telephone meeting
【答案】 D
19、In the past men generally preferred that their wives( )in the house。
A.worked
B.would work
C.work
D.were working
【答案】 C
20、投资银行的最核心业务之一是( )。
A.证券经济与交易业务
B.收购兼并业务
C.风险投资业务
D.证券发行与承销业务
【答案】 D
21、资料:The business announced that revenues had grown by 10.2 percent year-on-year to RMB 18.264 billion ($2.748billion). However, profit fell to RMB 2.866 billion ($431.3 billion), a 17.4 percent decrease from the same period in 2015.
A.Baidu has gained more popularity this year
B.Baidu has invested in an experiment on cancer
C.Baidu is expected to undergo a big change
D.Baidu has conducted several high-profile advertising campaigns this year
【答案】 C
22、I have been looking____your kind reply.
A.out for
B.down on
C.in on
D.forward to
【答案】 D
23、人民币汇率形成机制改革坚持主动性、可控性、渐进性的原则,2005年7月21日,人民币汇率形成机制改革启动,开始实行以市场供求为基础、参考一篮子货币政策进行调节、有管理的浮动汇率制度。自汇率形成机制改革以来,人民币汇率弹性逐步扩大,并形成双向波动的格局,呈现稳中有升的态势。
A.固定汇率制
B.浮动汇率制
C.盯住汇率制
D.有管理的浮动汇率制
【答案】 C
24、资料:欧洲的经济学家Mr.T首先跟你谈了欧洲的一些优势,以及一些好的企业。请根据下列资料回答问题
A.Zumo does not need to change its brand name
B.Zumospa only produces sports drinks
C.Zumo is available in Europe and North America
D.Spanish identity is not suitable for Zumo to tap into global market
【答案】 D
25、He holds an important position in the company.( ),I don’t quite trust him.
A.Thus
B.Furthermore
C.Otherwise
D.Nevertheless
【答案】 D
26、资料:Anything that affects the smooth flow of information is known as noise. This might be, for example, the language used,an in appropriate use of technology or the different levels of skill and knowledge of the sender and receiver. For example, every day in the press and on TV, consumers are bombarded with often confusing or contradictory information about the health benefits or risks associated with different foods. Consumers may not have enough understanding or information to judge between conflicting messages. It is therefore not surprising that many people do not hear these messages and switch off.
A.because the companies respond to the negative press article slowly
B.because the companies fail to be in good relationships with the press
C.because the market is so grueling and they don't perform well
D.not mentioned
【答案】 A
27、Just last month I tried to write her a poem ______ “Amidst an Angel.” But no two words would rhyme.
A.assigned
B.entitled
C.deprived
D.granted
【答案】 B
28、金融市场上主要的资金供应者是( )。
A.家庭
B.企业
C.政府
D.金融机构
【答案】 A
29、任何热机的效率都不可能达到100%,是在热力学第( )定律表现出来的。
A.一
B.二
C.三
D.四
【答案】 B
30、甲乙两人相约同时从AB两地相向而行,10个小时后相遇。但实际上甲先从A地出发,2个小时后乙才出发,乙出发60分钟后,双方之间的距离是两人走过的距离的三倍。已知甲比乙每小时多走10公里,则AB两地之间的距离是多少公里?( )
A.200
B.100
C.250
D.150
【答案】 A
31、价格变动影响对总收益的影响取决于( )。
A.需求收入弹性
B.供给数量弹性
C.供给价格弹性
D.需求价格弹性
【答案】 D
32、He said the UK government would allow the island to determine its own____and democracy.
A.equality
B.enhancement
C.agreement
D.development
【答案】 A
33、 The United States will do that which is necessary to meet its ______ to its own citizens.
A.rules
B.promise
C.principles
D.obligations
【答案】 D
34、当本币升值,( )。
A.国内价格与出口价格一升一降
B.国内价格和出口价格均不变
C.国内价格和出口价格均上升
D.国内价格和出口价格均下降
【答案】 A
35、汽车轮胎上的沟纹的主要作用是( )。
A.增加与地面的摩擦
B.排除雨水和泥水
C.增加车身的缓冲
D.保护内胎,防止刺破
【答案】 A
36、下列历史事件时间排序正确的一组是( )。
A.司马迁修《史记》→文景之治→王莽篡汉
B.杯酒释兵权→岳飞抗金→王安石变法
C.齐桓公称霸→商鞅变法→秦统一天下
D.玄武门之变→黄巢起义→安史之乱
【答案】 C
37、资料:A high-precision NASA radar instrument left a NASA airport in Southern California for Iceland on January 28 to create detailed maps of how glaciers move in the dead of winter. This will help scientists around the world better understand some of the most basic processes involved in melting glaciers, which are major contributors to rising sea levels.
A.Freeze easily
B.Move quickly
C.Long-lasting
D.Extremely cold
【答案】 C
38、资料:2014 has been a landmark year for Alibaba. Just last week, the Chinese e-commerce juggernaut set a world-record selling US$9.3 Billion worth of goods in 24 hours on Singles Day. A few months back, Alibaba claimed the title of the world's biggest IPO, raising US$25 Billion on the NYSE. Things will only get bigger for Alibaba.
A.Alibaba’s new business strategy
B.Alibaba’s Alipay and Taobao marketplace expand into Australia
C.Alibaba’s acquisition of Australian local companies
D.The introduction of Alibaba
【答案】 B
39、“一门三父子,都是大文豪。诗赋传千古,峨眉共比高。”这首诗中的“三父子”指的是( )。
A.曹操、曹丕、曹植
B.苏洵、苏轼、苏辙
C.班固、班超、班昭
D.杜甫、杜牧、杜荀鹤
【答案】 B
40、 借贷记账法的记账主体为( )。
A.会计科目
B.会计凭证
C.会计账簿
D.会计报表
【答案】 A
41、一般而言,金融资产的流动性与风险性、收益性之间的关系存在( )。
A.正相关
B.负相关
C.不相关
D.不确定关系
【答案】 B
42、I would like to take advantage of this opportunity to express my sincere ______ for your help.
A.regulation
B.recreation
C.appreciation
D.guarantee
【答案】 C
43、资料:之后,经济学家Mr.X展望了中欧之间的商业机遇,请根据下列资料回答问题。
A.His own stories about visiting China
B.The quality of Chinese goods
C.Why should foreign businessmen do business in China?
D.Other important steps of doing business in China
【答案】 D
44、资料:Even as rich countries seek to rid workplaces of subtle gender bias, in many developing ones discrimination remains overt. According to the World Bank, women are barred from certain jobs in 104 countries.(1)
A.In developing countries, the gender discrimination in work field is spreading to more countries
B.Due to work restrictions, women cannot work in some tough industries
C.Women appreciate being treated as weaker sex in some countries so as to bear children
D.Lifting restrictions on a list of dangerous jobs can help to solve the problem of inequality in work
【答案】 B
45、彼得·德鲁克认为:“领导者的唯一定义就是其后面的追随者。一些人是思想家,一些人是预言家,这些人都很重要,而且也急需;但是没有追随者,就不会有领导者。”这句话说明( )。
A.领导的实质是组织成员的追随与服从
B.领导者需要权力
C.追随者比领导者更重要
D.领导只有一个定义,其余的定义是错误的
【答案】 A
46、资料:As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.
A.and
B.and
C.and
D.and
【答案】 C
47、资料:It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired on TV, and significant portions made available online. The pubic humiliation was excruciating. (1)
A.The idea of committing suicide
B.The urgent peril to the author’s life
C.The harm caused by cyberbullying
D.The hatred to those who cheated the author
【答案】 C
48、The poor man’s clothes are as ___ as a scarecrow’s.
A.rampant
B.ragged
C.regale
D.remiss
【答案】 B
49、我国古代“以农立国”,而农业生产和自然天象的关系密切,所以古人非常注重“观时授时”,积累了丰富的天文历法知识。以下关于我国古代天文历法知识,说法错误的是( )。
A.金星古称“明星”“太白”“启明”“长庚”;木星古称“岁星”“岁”
B.杜甫诗中的“人生不相见,动如参与商”中的“参”是指西方的“参宿”.“商”指东方的心宿,“参”“商”同属二十八星宿
C.古代用于纪年的方法很多,其中最常用的是干支纪年法和年号纪年法。其中干支纪年法是指以天干和地支两两相配以纪年,历经六十年一轮回
D.天干只能与地支相配,而且是天干的单数与地支的双数相配,天干的双数与地支的单数相配
【答案】 D
50、Excel中单元格C4表示在工作表的第( )行,第( )列。
A.4,5
B.3,4
C.5,4
D.4,3
【答案】 D
51、( )is believing.
A.Seeing
B.Seen
C.To be seeing
D.To see
【答案】 A
52、商业银行在加强内控中应建立对集团性大客户实行( )制度。
A.集团总部授信管理
B.统一授信管理
C.分级授信管理
D.分区域授信管理
【答案】 B
53、2017年4月份,某省规模以上食品工业增加值同比增长15.0%,比全省规模工业平均水平高9.4个百分点。其中,农副食品加工业增长14.0%,食品制造业增长18.6%,酒、饮料和精制茶制造业增长13.9%。1—4月,规模以上食品工业产值累计增长11.6%,增幅比全省规模工业平均水平高4.5个百分点。
A.0
B.1
C.2
D.3
【答案】 C
54、资料:As a business owner, it is vital that you understand and use advanced technologies. Technology can help increase business efficiency and even expand operations.
A.Discuss the advantage of technology
B.Advertising business software
C.Teach business owners how to stay competitive
D.Teach business owners how to manage emails and calendars
【答案】 C
55、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing(投资)the hypothetical(虚拟的)earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."
A.ways to teach students to earn money
B.how Diane Ray learns to value money
C.the push to teach personal finance in school
D.how students choose a proper financial class
【答案】 C
56、在Word中,使用( )菜单中的相应命令,可以方便地输入特殊符号、当前日期时间等内容。
A.“文件”
B.“工具”
C.“格式”
D.“插入”
【答案】 D
57、我国商业银行的核心资本包括( )。
A.实收资本、资本公积、盈余公积、未分配利润
B.实收资本、资本公积、呆账准备金、长期债务
C.实收资本、未收资本、重估资本、未分配利润
D.资本净值、资本盈余、未分配利润、呆账准备金
【答案】 A
58、剩余价值().
A.在生产领域中产生,可以离开流通领域
B.在流通领域中产生,但不能离开生产领域
C.在生产领域中产生,通过流通领域来实现
D.既在流通领域中产生,也在生产领域中产生
【答案】 C
59、趋同适应是指亲缘关系相当疏远的不同种类的生物,由于长期生活在相同或相似的环境中,接受同样生态环境选择,在外貌形态、内部结构、生活特点、生理特征及发育等多方面表现出相似性,具有相同或相近的形态。
A.在同一片森林的地被层和草本层中,栖息着两栖类、爬行类等动物;在森林的下层——灌木林和幼林中,栖息着莺、苇莺和花鼠等;在森林的中层栖息着山雀、啄木鸟、松鼠和貂等;而在树冠层则栖息着柳莺、交嘴和戴菊等。
B.哺乳类的鲸、海豚、海象、海豹,鱼类的鲨鱼,它们在亲缘关系上相距甚远,但都长期生活在海洋中,整个身躯形成为适于游泳的纺锤形。
C.沙漠植物都是肉质叶或者茎,雨淋植物都是宽叶而寒带植物多是针叶。
D.蝙蝠、翼龙、鸟类为了飞翔,将前肢进化成强有力的翅。
【答案】 A
60、相对剩余价值的获得是( )。
A.个别企业提高劳动生产率的结果
B.一个生产部门提高劳动生产率的结果
C.企业劳动生产率高于部门平均劳动生产率的结果
D.整个社会劳动生产率提高的结果
【答案】 D
61、 中国人民银行法律责任的特点是( )。
A.中国人民银行负责
B.直接责任者负责
C.直接责任者或中国人民银行负责
D.直接责任者和中国人民银行共同负责
【答案】 B
62、( )是使得全球各地外汇市场的汇率保持一致的主要因素。
A.套汇活动
B.国际贸易
C.开放经济
D.资金流动
【答案】 A
63、商业银行财务管理的核心内容是( )。
A.资本金管理
B.利润管理
C.财产管理
D.成本管理
【答案】 D
64、网络的( )称为拓扑结构。
A.接入的计算机多少
B.物理连接的构型
C.物理介质种类
D.接入的计算机距离
【答案】 B
65、生命化学进化四个阶段不包括( )。
A.从有机小分子物质生成无机小分子物质
B.从有机小分子物质形成有机高分子物质
C.从有机高分子物质组成多分子体系
D.从多分子体系演变为原始生命
【答案】 A
66、下列有关“双通道内存技术”的表述中,不正确的一项是( )。
A.利用两个可以彼此独立的内存控制器
B.理论上.可使得内存带宽提高l倍
C.理论上,可使得数据存取速度提高l倍
D.一种不需要主板芯片组的技术
【答案】 D
67、The leaves have been swept into huge____.
A.pyramids
B.layers
C.heaps
D.loads
【答案】 C
68、_____often occurs because we lack self confidence and doubt our abilities .
A.Indecisiveness
B.Interference
C.Procrastination
D.Carelessness
【答案】 A
69、资料:October 20,2013
A.To invite the staff to an upcoming event
B.To welcome the newest staff to the company
C.To notify the employees of a yearly meeting
D.To provide information about the company’s product
【答案】 A
70、银行同业拆借以( )拆借为主。
A.6个月
B.4个月
C.隔月头寸
D.隔夜头寸
【答案】 D
71、政府无论调高或者调低价格,其结果( )。
A.都会使消费者得到好处
B.都会使生产者得到好处
C.都会使供求失衡现象消失
D.都可能使供求失衡现象持续存在
【答案】 D
72、被誉为“俄罗斯文学之父”的作家是( )。
A.屠格涅夫
B.陀思妥耶夫斯基
C.高尔基
D.普希金
【答案】 D
73、That’s( )I don’t agree.You should have a more active attitude.
A.where
B.how
C.when
D.what
【答案】 A
74、鱼在游泳时,会产生沿着身体从头到尾的波浪状运动,增加这种波动的频率
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