2025年银行招聘之银行招聘综合知识过关检测试卷A卷附答案.docx

2025年银行招聘之银行招聘综合知识过关检测试卷A卷附答案

单选题（共600题）
1、______ the brain’s working is a tremendous challenge and, judging by the advance of current processor power and complexity, will take at least several decades more to reach even the most elementary levels.
A.Increasing
B.Imitating
C.Observing
D.Speculating

【答案】 B
2、Paper-markingis__of ancient China.
A.one of greatest inventor
B.one of the greatest inventors
C.one of greatest invention
D.one of the greatest inventions

【答案】 D
3、资料：FAST cars whizz around，malls are full of expensive luxuries and cranes dominate the skyline.But scratch the shimmering surface of the Gulf and you soon find countries hurting from the low oil price，currently around $40 a barrel.Growth is slowing and unemployment is rising.Policy makers even dare utter a three-letter“t” word until recently taboo：tax.
A.Kuwait，Qatar and UAE will face tougher situation than other peers
B.Qatar and UAE’s economy will be better than that of Kuwait
C.Life for Saudi Arabia，Oman and Bahrain will only be tougher
D.All GCC states will hardly solve the hard problem

【答案】 C
4、For customer convenience，the manual is available______both microfilm and book forms.
A.on
B.to
C.in
D.for

【答案】 B
5、According to a recent report, depression is the second leading______of disability worldwide.
A.cause
B.consideration
C.fact
D.matter

【答案】 A
6、While they mainly have ______Japanese tourists previously，luxury stores in Paris now employ Mandarin-speaking assistants for custormers from China.
A.amounted to
B.referrde to
C.adhered to
D.catered to

【答案】 D
7、You must have the experience that your voice（　　）on the telephone.
A.distorted
B.irregular
C.twisted
D.deformed

【答案】 A
8、Two years ago,Rupert Murdoch’s daughter,Elisabeth,spoke of the“unsettling dearth of integrity across so many of our institutions”.Integrity had collapsed,she argued,because of a collective acceptance that the only"sorting mechanism"in society should be profit and the market.But"it's us,human beings,we the people who create the society we want,not profit".
A.the consequences of the current sorting mechanism
B.Companies’financial loss due to immoral practices
C.governmental ineffectiveness on moral issues
D.the wide misuse of integrity among institutions

【答案】 A
9、资料：Star Airways, Mumbai's dominant airline for the past five years, has reported it is planning to replace its entire aircraft fleet with European-produced Skystream jets. Starting with an initial purchase of 90 jets, Star Airways expects the changeover to take a decade to complete. The new planes will enable the airline to expand its international routes as well as provide replacements for its aging fleet of jet planes. Star Airways and Skystream, in a joint announcement at the Brussels Air Show on Thursday, said that the order included seventeen of the new AWB85O aircraft. This will make Star Airways the first Indian carrier to fly the AWB850, an aim it has had since the powerful jets were first produced.
A.Seventeen years
B.Ten years
C.Five years
D.Three years

【答案】 B
10、对有价证券行市的正确理解是（　　）。
A.证券行市与市场利率负相关
B.证券行市是有价证券的发行价格
C.证券行市是证券面值的资本化
D.证券行市与证券收益率负相关

【答案】 A
11、Passage 3
A.Needless material is mostly recycled
B.Fighting wastefulness is difficult
C.People like collecting recyclable wastes
D.The author is proud of their consumer culture

【答案】 B
12、资料：Dream is a story that a person watches or even takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamer's life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams.
A.help the person understand himself better
B.studying the benefits of dreams
C.trying to make the sleeper dream logically
D.trying to help the dreamer recall his earlier dreams

【答案】 A
13、The（　　）of climbing to the top of the corporate ladder is best defined in the new book published by Scott Thompson,one of the most successful businessmen in history.
A.challenge
B.dimension
C.introduction
D.compassion

【答案】 A
14、某商业银行违反审慎经营规则，造成资本和资产状况恶化，严重危及稳健运行，损害存款人和其他客户合法权益。对此，银行业监督管理机构对该银行依法可采取的措施是（　　）。
A.限制分配红利和其他收入
B.限制工资总额
C.责令处罚高级管理人员
D.责令减员增效

【答案】 A
15、资料：The business announced that revenues had grown by 10.2 percent year-on-year to RMB 18.264 billion （$2.748billion）. However, profit fell to RMB 2.866 billion （$431.3 billion）, a 17.4 percent decrease from the same period in 2015.
A.Baidu has been cutting off their costs
B.Baidu's profit has fallen
C.Baidu's revenues have been falling
D.Baidu has been losing money

【答案】 B
16、On behalf of board of directors I appreciate you for providing the____information.
A.request
B.requester
C.requesting
D.requested

【答案】 D
17、资料：欧洲的经济学家Mr.T首先跟你谈了欧洲的一些优势，以及一些好的企业。请根据下列资料回答问题
A.100 million euros
B.150 million euros
C.20 million euros
D.30 million euros

【答案】 B
18、（　　）是指一个组织在长期发展过程中，把组织内全体成员结合在一起的行为方式、价值观念和道德规范，其具有目标导向、凝聚、激烈、创新等功能。
A.组织机构
B.组织领导
C.组织文化
D.组织安排

【答案】 C
19、 票据金额以中文大写和阿拉伯数字同时记载，对二者不一致的结算凭证( )
A.以大写为准
B.以小写为准
C.银行可予受理
D.银行不予受理

【答案】 D
20、The new store,（　　）is currently undergoing construction,will have its grand opening sometime next spring.
A.who
B.were
C.when
D.which

【答案】 D
21、资料：Early Experiences
A.streamlined interface
B.free of redundant functionality
C.Benefit the customers
D.Satisfy all the need of the customers

【答案】 D
22、个人贷款还款方式不包括（　　）。
A.等额本息还款法
B.差额等息还款法
C.等额本金还款法
D.按月还息、到期一次性还本还款法

【答案】 B
23、计算机的硬件主要包括中央处理器(CPU)、输入设备、输出设备和（ ）。
A.键盘
B.鼠标
C.存储器
D.显示器

【答案】 C
24、下列用于判断收入分配公平程度的经济指标是（　　）。
A.赤字率
B.基尼系数
C.恩格尔系数
D.生产者物价指数

【答案】 B
25、我国首家金融衍生品交易所是( ）。
A.上海期货交易所
B.中国金融期货交易所
C.大连商品交易所
D.深圳证券交易所

【答案】 B
26、Passage 8
A.several time throughout the year
B.as quickly as possible
C.occasionally when necessary
D.regularly every winter

【答案】 D
27、Passage 1
A.helped the butterfly escaped from the thorn
B.felt sorrow,but she didn’t go up to help it
C.fell down on it too
D.failed to help it release from the thorn

【答案】 A
28、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies’ fashion-wear and photo shoots. She is one of more than five million small online stores operating across China, some from small apartments or even college dormitories. She buys dresses and accessories wholesale; at prices under $5, using the website Taobao, she sells them on as the Kitty Lover at prices under $10.
A.defeat
B.lose
C.step
D.damage

【答案】 A
29、在休克发病前期，患者一般会出现皮肤苍白、四肢发冷、心跳呼吸加快等症状，这是因为（　　）。
A.呼吸系统功能紊乱
B.人体温度调节功能逐步丧失
C.神经系统发生病变
D.血液循环不畅，供血不足

【答案】 D
30、资料：Actually, any sale is a gift until you get paid. But exporters are especially concerned, since their buyers might be 10,000 miles away！
A.Cynical
B.Subjective
C.Critical
D.Objective

【答案】 B
31、马克思列宁主义、毛泽东思想、邓小平理论和“三个代表”重要思想共同的精髓是（ ）
A.从群众中来，到群众中去的群众路线
B.实事求是的思想路线
C.具体问题具体分析的方法论原则
D.革命性和实践性相统一的理论特征

【答案】 B
32、根据我国法律规定，对于两个以上的申请人分别就同样的发明创造申请专利的，实行的原 则为（ ）。
A.使用在先
B.完成在先
C.申请在先
D.按照本人的技术职称高低

【答案】 C
33、资料：Placing the right type of workers in close proximity to each other can generate up to a 15 percent increase in organizational performance，according to the study from Cornerstone On Demand，a provider of cloud-based learning and talent-management software，and researchers at Harvard Business School in Massachusetts. For businesses with 2，000 employees, this translates into an additional $1 million in profit each year，the study said.
A.There is no particular order of these categories
B.Generalists are those who are neither productive nor effective
C.The frequency employees need to ask a co-worker for help completing a task is recorded as effectiveness
D.Productive workers are those who finish a task quickly

【答案】 B
34、民法调整（ ）的人身关系和财产关系。
A.平等主体的公民之间、法人之间、公民和法人之间
B.法人之间
C.公民和法人之间
D.公民之间、法人之间、公民和法人之间

【答案】 A
35、His kingdom was still ___ ；the Danes far from subdued.
A.precarious
B.preferential
C.primal
D.prodigal

【答案】 A
36、在总线拓扑的网络中，每次可传输信号的设备数目为（　　）。
A.2个
B.3个
C.1个
D.任意个

【答案】 C
37、需求量和价格之所以呈反方向变化，是因为（　　）。
A.替代效应和收入效应同时作用
B.替代效应
C.补偿效应
D.收入效应

【答案】 A
38、Golf Weekly is a newly published magazine that caters______to experienced and inexperienced golfers who are just learning to play the game.
A.both
B.neither
C.either
D.so

【答案】 A
39、 流动资产是指可以在（　　）变现或耗用的资产，包括现金和各种存款、短期投资、应收及预收款项、存货。
A.一年内
B.一年或超过一年的一个营业周期内
C.一个营业周期内
D.一年或超过一年的一个营业周期以上

【答案】 B
40、 企业发生的各项费用支出，不属于期间费用项目的是（　　）。
A.开办费用
B.管理费用
C.财务费用
D.营业费用

【答案】 A
41、资料：（二）
A.The loans are expected to help seniors stay in their homes
B.The loans are driving all seniors out of their homes
C.The reverse mortgage only welcomes seniors
D.Any senior can apply for reverse mortgages

【答案】 A
42、在下列字符中，其ASCII码值最小的一个是（　　）。
A.控制符
B.9
C.A
D.a

【答案】 A
43、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies’ fashion-wear and photo shoots. She is one of more than five million small online stores operating across China, some from small apartments or even college dormitories. She buys dresses and accessories wholesale; at prices under $5, using the website Taobao, she sells them on as the Kitty Lover at prices under $10.
A.Slightly critical
B.Unbiased
C.Paradoxical
D.Fully supportive

【答案】 D
44、企业溢价发行股票时，超过股票面值的部分计入（　　）。
A.盈余公积
B.实收资本
C.资本公积
D.留存收益

【答案】 C
45、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.arrange schedule according to the deadline
B.drive according to the deadline
C.afraid of the deadline
D.procrastination

【答案】 A
46、The fact is that _____ is given to seniority and many people would rather be the tail of a lion than the head of a dog.
A.priority
B.focus
C.emphasis
D.attention

【答案】 A
47、债券的发行价格与市场利率、债券收益率有直接的关系，若市场利率低于债券收益率时。债券为（　　）发行。
A.溢价
B.折价
C.平价
D.时价

【答案】 A
48、材料二：2018年上半年，我国经常账户逆差1801亿元，资本和金融账户顺差4247亿元，其中，非储备性质的金融账户顺差7451亿元，储备资产增加3192亿元。
A.货物和服务
B.直接投资
C.经常转移
D.收益

【答案】 B
49、公文应在（ ）装订。
A.左侧
B.右侧
C.上面白边区
D.下面白边区

【答案】 A
50、国际分工产生与发展的基础是（　　）。
A.自然条件
B.人口规模
C.资本的国际化
D.国家的出现

【答案】 A
51、三聚氰胺原本是一种重要的氮杂环有机化工原料，主要用于生产三聚氰胺一甲醛树脂，广泛用于木材加工、塑料、涂料、造纸、纺织、皮革、电气、医药等行业，但是用于食品生产可导致人体泌尿系统产生结石。这说明（　　）。
A.矛盾普遍性和特殊性相互联结
B.任何事物都有自己的优缺点
C.主要矛盾决定了事物的性质
D.任何事物都包含既对立又统一的两个方面

【答案】 D
52、资料：2014 has been a landmark year for Alibaba. Just last week, the Chinese e-commerce juggernaut set a world-record selling US$9.3 Billion worth of goods in 24 hours on Singles Day. A few months back, Alibaba claimed the title of the world's biggest IPO, raising US$25 Billion on the NYSE. Things will only get bigger for Alibaba.
A.It announced that they would import more Australian products into China
B.It announced that they would promote the trade between China and Australia
C.It announced that they would introduce more Australian products to Chinese online consumers
D.It announced that they would bring more Chinese goods into the Australian market

【答案】 C
53、2012年1月8日，中国人民银行工作会议在北京闭幕，会议上透露出的信息显示，（ ）仍是金融宏观调控的首要任务。
A.稳定物价总水平
B.抑制投资
C.降低金融风险
D.控制货币供应量

【答案】 A
54、下列说法不正确的是（ ）。
A.鲁迅是中国现代文学的奠基人
B.郭沫若的《女神》是现代文学史上第一篇白话文
C.田汉是中国现代戏剧的奠基人
D.巴金是现代家族小说的开拓者

【答案】 B
55、根据我国宪法的规定，下列有关公民基本权利的宪法保护的表述，哪一个是正确的？（）
A.—切公民都有选举权和被选举权
B.宪法规定了对华侨、归侨权益的保护，但没有规定对侨眷权益的保护
C.宪法对建立劳动者休息和休养的设施未加以规定
D.公民合法财产的所有权和私有财产的继承权规定在宪法“总纲”部分

【答案】 D
56、OPEC holds meetings frequently so as to regulate the output of______ oil.
A.crude
B.original
C.first
D.primary

【答案】 A
57、资料：Italy's next government, a coalition between the populistFive Star Movement and the far-right Northern League, is giving investors plenty to worry about. Leaked plans, hastily abandoned, suggested it might want to leave the euro or ask the European Central Bank to forgive €250bn（$292bn） of Italian debt. But less attention has been paid to what it might mean for Italian banks, and in particular for their biggest burden: non-performing loans（NPLs）. Over €185bn of NPLs were outstanding at the end of 2017, the most for any country in the European Union. （1）
A.uneasy
B.awkward
C.furious
D.indifferent

【答案】 A
58、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided by the packaging that counts but the whole corporate identity of the company.
A.on the letterheads and packages
B.in the social media platform
C.advertisements on TV
D.All of above

【答案】 D
59、According to a recent report, depression is the second leading______of disability worldwide.
A.cause
B.consideration
C.fact
D.matter

【答案】 A
60、资料：Most young people enjoy some form of physical activity. It may be walking, cycling or swimming, or in winter, skating or skiing. It may be a game of some forms, football, hockey, golf, or tennis. It may be mountaineering.
A.activity
B.rules
C.uniform
D.participants

【答案】 B
61、某企业2019年的总资产周转次数为1次，假设资产由流动资产和固定资产组成；流动资产周转次数为3次，如果一年按360天计算，则该企业固定资产周转天数为（　　）天。
A.360
B.240
C.120
D.860

【答案】 B
62、资料：Italy's next government, a coalition between the populistFive Star Movement and the far-right Northern League, is giving investors plenty to worry about. Leaked plans, hastily abandoned, suggested it might want to leave the euro or ask the European Central Bank to forgive €250bn（$292bn） of Italian debt. But less attention has been paid to what it might mean for Italian banks, and in particular for their biggest burden: non-performing loans（NPLs）. Over €185bn of NPLs were outstanding at the end of 2017, the most for any country in the European Union. （1）
A.The increasing use of out-of-court settlement for collateral across the EU
B.The GACS which may not be renewed after September
C.The new trading platform for trading NPLs
D.The laws that guarantee cross-border operations

【答案】 B
63、下列经济事项中，不属于国际货币基金组织会员国国际储备构成内容的是（　　）。
A.货币性黄金
B.直接投资收益
C.外汇储备
D.特别提款权

【答案】 B
64、下列关于中国航天技术的说法，不正确的是（　　）。
A.我国运载火箭均属于“长征”系列
B.中国现在已建成的航天器发射场有酒泉、西昌、西宁三处
C.中国于1970年成功发射了第一颗人造地球卫星“东方红一号”
D.“嫦娥工程”是中国启动的第一个探月工程

【答案】 B
65、 “应解汇款”属于( )类账户。
A.所有者权益
B.损益
C.资产
D.负债

【答案】 D
66、在因特网上，一台计算机可以作为另一台主机的远程终端，使用该主机的资源，该项服务称为（　　）。
A.Telnet
B.BBS
C.FTP
D.WWW

【答案】 A
67、 （　　）是指企业对外提供的反映企业某一特定日期财务状况和某一会计期间经营成果、现金流量情况的书面文件。
A.资产负债表
B.利润表
C.会计报表附注
D.财务会计报告

【答案】 D
68、Since he suffered a great deal from stomachache,the doctor insisted that he ______ wine a