2025年银行招聘之银行招聘综合知识试题及答案二.docx

2025年银行招聘之银行招聘综合知识精选试题及答案二

单选题（共600题）
1、当某厂商以最小成本生产既定产量时,那它（ ）。
A.总收益为零'
B.一定获得最大利润
C.一定未获得最大利姻
D.无法确定是否获得最大利润

【答案】 D
2、Passage 8
A.Some lenders are unwilling to lend money to seniors
B.The borrowers cannot pay back the money as expected
C.Federal and state regulators are documenting the objection
D.Some lenders go bankrupt

【答案】 B
3、How often ___ your teeth examined?
A.are you having
B.do you have
C.have you get
D.you have

【答案】 B
4、The cleaner has just left,leaving an aerosol’s delightful aroma floating in the air.You ______ deeply,enjoying the sweet fragrance.
A.exert
B.inhale
C.exhale
D.inert

【答案】 B
5、If you（　　）to book a meeting room,please see Ms.Liu at the front desk.
A.have liked
B.were liked
C.would like
D.had liked

【答案】 C
6、多路复用技术通常分为时分多路复用、（　　）和波分多路复用。
A.村分多路复用
B.频分多路复用
C.幅分多路复用
D.空分多路复用

【答案】 B
7、 证券公司为客户融券交易属于（　　）。
A.内幕交易
B.操纵市场
C.欺诈客户
D.信用交易

【答案】 D
8、资料：Bank CD is the instrument uniformly figuring in the investment options of most investors. Bank of India CDs are safe, FDIC insured & offer decent returns. There is no brokerage, no fees or hidden costs. However, the Bank may impose a fee for administrative expenses involved in any legal action in connection with the CD. Look at our ‘Star CD’ plan below.
A.more than
B.less than
C.the same as
D.not comparable with

【答案】 C
9、证券发行是指证券发行人以筹集资金为目的，在证券发行市场依法向投资者以同一条件出售证券的行为。证券发行分为公开发行和非公开发行。如果某机构发行者将证券面向少数特定的投资者发行的方式称为（　　）。
A.机构发行
B.有限发行
C.私募发行
D.公募发行

【答案】 C
10、资料：“Our cars are for people who want something different.”
A.It designs classic car models
B.It produces hand-made cars
C.It research and develop car-related technologies
D.It creates advertisements for the cars

【答案】 B
11、资料：Poor health is not only damaging to employees, it is detrimental to businesses." Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse." says Rubin.
A.build motivation and a support system
B.encourage breaks to do exercise
C.build a kitchen so that the employers could make healthy meals
D.All above

【答案】 D
12、“马力”一词表示的是（　　）。
A.是一个动力单位
B.表示一匹马的能量
C.表示一匹马的速度
D.表示发动机的功率

【答案】 D
13、 以现金购入的长期股权投资，按（　）作为长期股权投资初始投资成本。
A.被投资单位的所有者权益账面价值的份额
B.换出资产的账面价值加上应支付的相关税费
C.应收债权的账面价值
D.实际支付的全部价款(包括支付的税金、手续费等相关费用)

【答案】 D
14、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.It’s shame if you check your email all the time
B.The employees are willing to leave work at the end day of the workday
C.The employees are expected to answer emails although it's not working time
D.Work email is the essential part in worker’s daily life

【答案】 C
15、秦九韶是我国古代著名的数学家，下列属于其作品的是（　　）。
A.《海岛算经》
B.《数书九章》
C.《五曹算经》
D.《缉古算经》

【答案】 B
16、资料：FAST cars whizz around，malls are full of expensive luxuries and cranes dominate the skyline.But scratch the shimmering surface of the Gulf and you soon find countries hurting from the low oil price，currently around $40 a barrel.Growth is slowing and unemployment is rising.Policy makers even dare utter a three-letter“t” word until recently taboo：tax.
A.Dubai used to heavily rely on oil revenue
B.Gulf States used to be promising
C.The author criticizes GCC’s conventional economic pattern
D.Oil price doesn’t influence Dubai’s economy

【答案】 A
17、资料：Memo
A.It is the most expensive book on the list
B.It is written on the same topic as is Ms.Karl’s book
C.It first appeared on the list three weeks ago
D.It has fallen in popularity since last week

【答案】 D
18、资料：Singapore Airlines plans to introduce inflight mobile phone and internet access in May this year,beginning with its flagship Airbus A380 fleet.
A.the telecoms system employed by Singapore Airlines on board each plane is the best of the breed
B.Singapore Airlines has a self-contained telecoms system which enables it to set high international roaming rates
C.the calls will be charged at international roaming rates which are normally high
D.it will be a privilege to a small

【答案】 B
19、Passage 3
A.the tendency of cutting household waste
B.the increase of packaging recycling
C.the fact of packaging overuse
D.the rapid growth of supermarkets

【答案】 C
20、某企业对以外币结算的款项减少业务的核算，以前都按原入账时的汇率作为账面汇率，但 从本年初起，经董事会同意，改按加权平均法并已在会计报告中加以说明。对于上述会计 方法的重要变动，如企业不再作出任何调整，注册会计师应出具（ ）。
A.无保留意见审计报告
B.保留意见审计报告
C.否定意见审计报告
D.无法表示意见审计报告

【答案】 A
21、银行是在经济发展过程中产生的，其发展的根本动力是（　　）。
A.经济发展中的投融资需求和服务性需求
B.经济发展中对货币的需求以及对衍生信用的需求
C.社会发展中居民及机构对财富保值增值的需求
D.社会生产力发展到一定阶段的必然产物

【答案】 A
22、资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, to be called the Open Networking Foundation, hopes to help standardize a set of technologies pioneered at Stanford and the University of California, Berkeley, and meant to make small and large networks programmable in much the same way that individual computers are.
A.harmonize
B.comply
C.integrate
D.conform

【答案】 A
23、Land is a major social and political issue, very explosive and very much inclined to ______ a lot of conflict in different parts of the country.
A.provoke
B.irritate
C.inspire
D.hoist

【答案】 A
24、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.
A.Smartphone users are increasingly aware of the importance of anti-virus software
B.An increasing number of smartphone users have installed built-in remote lock-and-erase software
C.More smartphone users are protecting their devices with PINs and passwords than in previous years
D.All of above

【答案】 D
25、 某企业实收资本1 000万元，资本公积500万元，未分配利润150万元。盈余公积400万元，则留存收益为（　　）万元。
A.550
B.1 500
C.650
D.900

【答案】 A
26、资料：To：Sherry Linton
A.Getting the approval from the Manchester office
B.Passing the order to Christine Hantke
C.Using the petty cash account
D.Completing a purchase order

【答案】 C
27、导致需求曲线发生位移的原因是（　　）。
A.因价格变动，引起了需求量的交动
B.因供给曲线发生位移，引起了需求量的变动
C.影响需求量的非价格因素发生交动，而引起需求关系发生了变动
D.因社会经济因素发生变动引起产品价格的变动

【答案】 C
28、根据科曼提出的领导生命周期理论，通过领导的工作行为、领导的关系行为和下属的成熟度建立一个三维结构的有效领导模型，其中（　　）具有低工作行为、低关系行为和适用于成熟度高的下属。
A.说服型领导
B.授权型领导
C.参与型领导
D.命令型领导

【答案】 B
29、在表示存储器的容量时,1MB的准确含义是（）。
A.1024G
B.1024K
C.1024字节
D.1024

【答案】 B
30、资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.
A.be well organized
B.be well funded
C.be less redundant
D.be less corrupted

【答案】 C
31、能直接与CPU交换信息的功能单元是（　　）。
A.硬盘
B.控制器
C.主存储器
D.运算器

【答案】 C
32、在智能手机的配置中，“ROM”指的是（　　）
A.闪存
B.运行内存
C.只读内存
D.随机存储内存

【答案】 C
33、在偿还赊销款项时货币执行的职能是（　　）。
A.价值尺度
B.流通手段
C.贮藏手段
D.支付手段

【答案】 D
34、The key to the industrialization of space is the U.S. space shuttle.______ it, astronauts will be able to fly into space and returning many times.
A.With
B.By
C.On
D.In

【答案】 A
35、It is a widely agreed point of view that the （ ）of policies to conserve energy nationwide will inevitably involve personal sacrifice.
A.implementation
B.manifestation
C.demonstration
D.expedition

【答案】 A
36、民法调整（ ）的人身关系和财产关系。
A.平等主体的公民之间、法人之间、公民和法人之间
B.法人之间
C.公民和法人之间
D.公民之间、法人之间、公民和法人之间

【答案】 A
37、从效力层级看，下列法律中效力最高的是（　　）
A.《中华人民共和国渔业法》
B.《中华人民共和国渔业船舶检验条例》
C.《中华人民共和国渔业行政执法船舶管理办法》
D.《长江渔业管理规定》

【答案】 A
38、Two years ago,Rupert Murdoch’s daughter,Elisabeth,spoke of the“unsettling dearth of integrity across so many of our institutions”.Integrity had collapsed,she argued,because of a collective acceptance that the only"sorting mechanism"in society should be profit and the market.But"it's us,human beings,we the people who create the society we want,not profit".
A.The quality of writings is of primary importance
B.mmon humanity is central to news reporting
C.Moral awareness matters in editing a newspaper
D.Journalists need stricter industrial regulations

【答案】 C
39、Passage 6
A.Alexa is named after an ancient hero in Egypt
B.Alexa is installed in libraries
C.Alexa can provide all the necessary information about history
D.Alexa can provide more data to marketers than a cookie

【答案】 D
40、掠夺交易是指以强制手段为基础、一方强迫另一力的利益转移（包括其承载物的转移）。下列不属于掠夺交易的是（ ）。
A.甲有一幅非常珍贵的古名画，乙知道后千方再计想得到，就请甲的领导出面，用一幅现代名画将乙的那幅画换到手
B.张某摆了一个杂货摊点，一天，有一人来买塑料面盆，她拿出一元钱塞给张说：“我知道你卖三元一只，我们是邻居，就一元卖给我吧。”说完就拿走了面盆
C.小李家正搞装潢，谁知预算失误，少买了几平米某名牌木地板，急需补上，经销商谎称木地板涨价，必须加价，最终小李以三倍的价格买回所需地板
D.小王和小章是两位集邮爱好者，他们常常交换邮品，虽然有时用以交换的邮品价格悬殊，但双方都非常乐意，毫无怨言

【答案】 D
41、资料：Imagine you went to a restaurant with your girlfriend, had a burger, paid with a credit card, and left. The next time you go there, the waiter or waitress, armed with your profile data, greets you with, “Hey Joe, how are you？ Mary is over there in the seat you sat last time. Would you like to join her for dinner again？” Then you find out that your burger has been cooked and placed on the table. Forget the fact that you are with another date and are on a diet that doesn’t include burgers.
A.show the good services offered in some web restaurants
B.criticize some restaurants for the poor services
C.show the Internet’s ability to collect data on you
D.prove the incredible power of the Internet to change your diet

【答案】 C
42、2003年，银行、证券、保险——中国金融业“分业经营，分业监管”的框架最终完成，其标志是( )。
A.中国银监会的成立
B.中国人民银行的成立
C.中国证监会的成立
D.中国保监会的成立

【答案】 A
43、资料：Imagine you went to a restaurant with your girlfriend, had a burger, paid with a credit card, and left. The next time you go there, the waiter or waitress, armed with your profile data, greets you with, “Hey Joe, how are you？ Mary is over there in the seat you sat last time. Would you like to join her for dinner again？” Then you find out that your burger has been cooked and placed on the table. Forget the fact that you are with another date and are on a diet that doesn’t include burgers.
A.show the good services offered in some web restaurants
B.criticize some restaurants for the poor services
C.show the Internet’s ability to collect data on you
D.prove the incredible power of the Internet to change your diet

【答案】 C
44、资料：As a business owner， it is vital that you understand and use advanced technologies. Technology can help increase business efficiency and even expand operations.
A.The Age of Advanced Technology
B.How to be a Good Business Owner
C.Using Technology to Stay Competitive
D.The Convenience of Technology

【答案】 C
45、At the meeting, the manager talked ______about the need for better attendance and punctuality.
A.briefly
B.briefing
C.shortly
D.shorts

【答案】 A
46、Education has a value of consumption and its demand will depend on its own price，prices of other goods，and______income.
A.domestic
B.home
C.house
D.household

【答案】 D
47、This nomination will take two months, after which the commission will make its____to the president.
A.recommendation
B.accommodation
C.motivation
D.promotion

【答案】 A
48、资料：Because of the biochemical reactions in your body that occur with every type of food you eat on a daily bases, some foods age you faster than your real age, while other foods help to fight aging.
A.eating food on a daily basis
B.often eating the improper foods
C.biochemical reactions in your body
D.starting to eat the right foods

【答案】 C
49、When she returned ____ abroad, she told us about her experiences as an illegal immigrant.
A.by
B.back
C.from
D.on

【答案】 C
50、下列既属于直接融资形式又属于间接融资形式的是（　　）。
A.商业信用
B.银行信用
C.国家信用
D.消费信用

【答案】 D
51、The number of the disabled Americans went up for so long that the trend of falling out of the labor force seemed like it might be______。
A.adequate
B.concrete
C.practical
D.permanent

【答案】 D
52、某医院医生甲为患者乙做手术时将一块纱布遗留在乙腹腔，乙因此所受的损害应有（　　）。
A.医院承担全部赔偿责任
B.甲承担全部赔偿责任
C.医院和甲承担连带赔偿责任
D.甲承担赔偿责任，医院承担补充责任

【答案】 A
53、 Scientists say climate change and human activity have increasingly led to the melting of ______ pieces of Antarctic ice.
A.massive
B.quantitative
C.surplus
D.formidable

【答案】 A
54、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But l've also learned that if you don't have a strategy for making time for those bigger ambitions and your truly lofty goals, they'll simply never get done. And that means you won't make the progress that's really going to move your business forward.
A.When you are most focused
B.When there is no discussions
C.Last at night
D.Bright and early in the morning

【答案】 A
55、Thank you for your recent order. Although most of your items have ____ shipped, the Full-Spectrum Desk Lamp （model B07） is temporarily out of stock.
A.ever
B.often
C.lastly
D.already

【答案】 D
56、Passage 8
A.To discuss different methods of pruning
B.To introduce some common knowledge of pruning
C.To explain how trees develop disease
D.To give practical instruction for pruning a tree

【答案】 B
57、 客户支取现金时，应填制本行( )，先到会计部门的有关专柜办理手续。
A.现金支票
B.银行本票
C.银行汇票
D.现金存条

【答案】 A
58、就业是最大的民生，保市场主体也是为稳就业保民生。各地加大稳岗扩岗激励力度，企业和员工共同克服困难。多渠道做好重点群体就业工作，支持大众创业万众创新带动就业。新增市场主体恢复快速增长，创造了大量就业岗位。2020年全年城镇新增就业1186万人，年末全国城镇调查失业率降到52％。生活必需品保供稳价，居民消费价格上涨25％。线上办公、网络购物、无接触配送等广泛开展。大幅度扩大失业保险保障范围。对因疫情遇困群众及时给予救助，新纳入低保、特困供养近600万人，实施临时救助超过800万人次。
A.中国人民银行；可上浮
B.中国人民银行；不上浮
C.教育部；可上浮
D.教育部；不上浮

【答案】 B
59、下列属于可再生资源的是（ ）。
A.波浪能
B.煤炭
C.石油
D.天然气

【答案】 A
60、The No.3 air cycle pack temperature indication is______hot.
A.being read
B.to read
C.reading
D.read

【答案】 C
61、我国商业银行的核心资本包括（ ）。
A.实收资本、资本公积、盈余公积、未分配利润
B.实收资本、资本公积、呆账准备金、长期债务
C.实收资本、未收资本、重估资本、未分配利润
D.资本净值、资本盈余、未分配利润、呆账准备金

【答案】 A
62、Passage 4
A.Little Money Leads to
B.a MillionaireBThe Success Road to Be a Millionaire
C.Alex Taw：An Millionaire Boy
D.The MillionDollarH

【答案】 C
63、资料：“Our cars are for people who want something different.”
A.Because its products are handmade and qualified
B.Because its name represents luxury
C.Because the company is famous
D.Because its produc