2025年银行招聘之银行招聘综合知识提升训练试卷B卷附答案.docx

2025年银行招聘之银行招聘综合知识提升训练试卷B卷附答案

单选题（共600题）
1、在我国为地方经济发展服务，为中小企业发展服务的商业银行是（ ）。
A.农村商业银行
B.股份制商业银行
C.国有控股商业银行
D.城市商业银行

【答案】 D
2、资料：You can not go forward by going backward. Take the current debate about trade and globalization, for instance, while the impulse to erect trade barriers is understandable given the pain experienced in recent years, it is not the way to create lasting growth and shared prosperity.
A.The participation in the trade globalization is not broad enough
B.Job losses are often under-estimated
C.Domestic firms are problematic with productivity
D.Globalization hinders growth of small and medium-size firms

【答案】 A
3、We utilized______films, semi-formal interviews and participant observation to explore the relationship between urban livelihoods and art creation.
A.silent
B.romantic
C.documentary
D.document

【答案】 C
4、On an annual （ ）, house prices in Scotland are now only 1% lower than they were a year ago, but they are 8% down in Northern Ireland.
A.plan
B.object
C.found
D.basis

【答案】 D
5、Despite his Catholic background, Kennedy also became a strong advocate of_____rights and later, a supporter of same-sex marriage.
A.waste
B.removal
C.autonomy
D.abortion

【答案】 D
6、我国人民币汇率采取的标价方法是（ ）。
A.直接标价法
B.间接标价法
C.美元标价法
D.双向标价法

【答案】 A
7、This nomination will take two months, after which the commission will make its____to the president.
A.recommendation
B.accommodation
C.motivation
D.promotion

【答案】 A
8、资料：Talk about Christmas in July. Carrie Rocha has already started her holiday shopping. “A few weeks back I picked up a $60 toy for $4, and, truth be told, I picked up a whole lot more than that,” she wrote in an email. “I spent about $80 total and got $350+ in toys.”
A.Because the toys were on sale in most stores
B.Because she was preparing the gifts for Christmas
C.Because the holiday season is coming
D.Because she loves to give out toys as gifts

【答案】 A
9、Many of those that are prosecuted and sentenced and end____in a jail are subsequently freed or simply walk out the door as there are prisons in Congo that simply do not have doors.
A.down
B.off
C.up
D.beyond

【答案】 C
10、资料：It’s easy to trace the evolution of the automobile.At most，we’re only talking about a few centuries of technological development，and most of the plans，prototypes and models are still around. With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.
A.how technological development over a few centuries developed
B.how the plans，prototypes and models of electric hybrid developed
C.how to trace family tree is much the same way astracing electric hybrid
D.why humanity’s evolutionary progression is even more difficult

【答案】 D
11、资料：Because of the biochemical reactions in your body that occur with every type of food you eat on a daily bases, some foods age you faster than your real age, while other foods help to fight aging.
A.eating food on a daily basis
B.often eating the improper foods
C.biochemical reactions in your body
D.starting to eat the right foods

【答案】 C
12、 投资者投入的固定资产转入( )科目。
A.“实收资本”
B.“资本公积”
C.“盈余公积”
D.“本年利润”

【答案】 A
13、利率是（ ）的价格。
A.货币资本
B.借贷资本
C.外来资本
D.银行资本

【答案】 B
14、The owl is a ____ bird which kills its prey with its claws.
A.aglow
B.predatory
C.cursory
D.petulant

【答案】 B
15、企业自行建造固定资产过程中专用设备的折旧费，应计入（　　）科目。
A.营业外支出
B.其他业务成本
C.在建工程
D.管理费用

【答案】 C
16、资料：A man looking for art for his new home has won a $1 million Picasso painting with a $138 raffle ticket. Jeffrey Gonano told the Pittsburgh Tribune-Review he's not sure he'll ever hang the masterpiece in his home in Wexford, in western Pennsylvania, given its value. The 25-year-old Gonano, who works for his family's fire sprinkler business, learned Wednesday that his ticket had won the Paris raffle. Organizers say nearly 50,000 tickets were sold worldwide, for 100 euros apiece, to benefit a Lebanese charity.
A.The Buddhist painting in insignificant
B.The Picasso painting is extremely precious
C.She dislikes the Picasso Painting
D.She will explore more art galleries by herself

【答案】 B
17、Highly emotional,lacking in self-confidence,he knocked about in____jobs as a young man before settling on the study of art.
A.various
B.overall
C.modified
D.peculiar

【答案】 A
18、Each man and woman must sign ______ full names before entering the examination room.
A.his
B.her
C.their
D.one’s

【答案】 C
19、（ ）their existing problems,great improvements were made in the country’s literacy rates and health care system.
A.But for
B.For all
C.Above all
D.Except for

【答案】 B
20、阅读理解
A.try to rid himself of his world of illusion
B.accept his words as being one of illusion
C.apply the scientific method
D.learn to acknowledge both

【答案】 B
21、I prefer to take a plane rather than______a train.
A.took
B.taken
C.takes
D.take

【答案】 D
22、按照中国人民银行的规定，各银行每月日平均拆入资金余额，不得超过其上月末各项存款余额的（）。
A.5%
B.4%
C.6%
D.3%

【答案】 A
23、资料：Rahul Chadha, co-chief investment officer for Hong Kong-based Mirae Asset Global Investments, has a few charts he is particularly fond of when it comes to telling a story about investing in China.
A.India
B.China
C.UK
D.US

【答案】 C
24、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
A.As new industries arise, the popularity of different careers also change
B.Nowadays people don’t know what they really want to do
C.Because changing careers is becoming more popular
D.Because one could have as many as nine careers in his professional lifetime

【答案】 A
25、下列国家不在世界四大文明古国之列的是（　　）。
A.古巴比伦
B.古埃及
C.雅典
D.古印度

【答案】 C
26、一般来讲，在下列（ ）经济背景条件下证券市场呈上升走势最有利。
A.持续、稳定、高速的GDP增长
B.高通胀下的GDP增长
C.宏观调控下的GDP减速增长
D.转折性的GDP变动

【答案】 A
27、企业接受的现金捐赠，应计入（ ）。
A.营业外收入
B.盈余公积
C.资本公积
D.未分配利润

【答案】 A
28、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.
A.had built in security and end-to-end encryption
B.included the CTIA feature in their products
C.were faced with negative consumer attitudes
D.cooperated with FBI to guarantee the securety

【答案】 B
29、彼得·德鲁克认为：“领导者的唯一定义就是其后面的追随者。一些人是思想家，一些人是预言家，这些人都很重要，而且也急需；但是没有追随者，就不会有领导者。”这句话说明（　　）。
A.领导的实质是组织成员的追随与服从
B.领导者需要权力
C.追随者比领导者更重要
D.领导只有一个定义，其余的定义是错误的

【答案】 A
30、资料：The daily changes of the market can lead investors astray.The ups and downs make the tendency to look at the portfolio,s performance frequently too temping.This means investers are likely to perceive mere risk,forgetting about their key term goals.
A.Most investors log into their trading accounts every day
B.The investors who seldom check daily changes may get more returns
C.The potential gain and loss of assets can be predicted
D.The potential growth rate of the portfolio is likely to be fixed

【答案】 B
31、（　　）与资产业务、负债业务一起构成商业银行的三大业务。
A.中间业务
B.现金业务
C.证券投资业务
D.贷款业务

【答案】 A
32、剩余价值（).
A.在生产领域中产生，可以离开流通领域
B.在流通领域中产生，但不能离开生产领域
C.在生产领域中产生，通过流通领域来实现
D.既在流通领域中产生，也在生产领域中产生

【答案】 C
33、It is not rare in（　　）that people in（　　）fifties are going to the university for further education.
A.90s;the
B.the 90s;/
C.90s;their
D.the 90s;their

【答案】 D
34、下列名画按创作时间排序正确的是（　　）。
A.①②③④
B.②①④③
C.③④①②
D.④①③②

【答案】 C
35、She often has difficulty expressing her needs, desires and______.
A.preparations
B.presences
C.presentations
D.preferences

【答案】 D
36、If English means endless new words，difficult grammar and sometimes strange pronunciation，you are wrong.Haven’t you noticed that you have become smarter since you started to learn a language?
A.people who can speak two languages
B.second language learners
C.researchers on language learning
D.active language learners

【答案】 A
37、对有价证券行市的正确理解是（　　）。
A.证券行市与市场利率负相关
B.证券行市是有价证券的发行价格
C.证券行市是证券面值的资本化
D.证券行市与证券收益率负相关

【答案】 A
38、 银行会计采用的记账方法是( )。
A.复式记账法
B.单式记账法
C.反式记账法
D.权责发生制

【答案】 A
39、I hope we can fly to_____moon oneday.
A.a
B.an
C.the
D./

【答案】 C
40、Surprises______: three-season riverfront beach bars, nightlife that's among Europe's best, and low-rise______that reward wanderers who use the city's dozens of old steeples as compass points.
A.abounds, charm
B.abounds, charms
C.abound, charm
D.abound, charms

【答案】 D
41、If we had followed his plan,we would have done the job with（　　）money and（　　）people.
A.fewer,less
B.less,less
C.less,fewer
D.fewer,fewer

【答案】 C
42、资料：Asked to name their favorite city, many Americans would select San Francisco which began as a small Spanish outpost located on a magnificent bay. The town was little more than a village serving ranchers when the United States took possession of it in 1846 during the war with Mexico.
A.heavy industry
B.governmental headquarters
C.gold mining
D.trade and tourism

【答案】 D
43、 如果某种外币的买人小于卖出，其“外汇买卖”科目为（　）余额，俗称（　）。
A.借方；多头
B.贷方；空头
C.借方；空头
D.贷方；多头

【答案】 C
44、营业利润不包括以下哪项内容？（　　）
A.营业外收入
B.营业收入
C.投资收益
D.其他业务收入

【答案】 A
45、The only decent hotel in town had hung out a “Full House” sign, so their only choice （ ） at a small inn.
A.is to put up
B.has been to put up
C.will be put up
D.was to put up

【答案】 D
46、下列各项中，关于无形资产摊销表述不正确的是（　　）。
A.使用寿命不确定的无形资产不应摊销
B.出租无形资产的摊销额应计入管理费用
C.使用寿命有限的无形资产处置当月不再摊销
D.无形资产的摊销方法主要有直线法和生产总量法

【答案】 B
47、下列经济事项中，不属于国际货币基金组织会员国国际储备构成内容的是（　　）。
A.货币性黄金
B.直接投资收益
C.外汇储备
D.特别提款权

【答案】 B
48、____to the Olympics opening ceremony is considered as Dylan’s greatest honor by far.
A.Being invited
B.Be invited
C.Inviting
D.Invited

【答案】 A
49、The world economy develops rapidly. As a result, longevity and life ______ have increased worldwide.
A.expected
B.expectation
C.expecting
D.expectancy

【答案】 D
50、Angus Wienhoit’s seminar provides a ____ approach to starting a business using resources that are widely available.
A.sizable
B.practical
C.variety
D.constant

【答案】 B
51、关于共同犯罪，下列表述最为准确的是（ ）。
A.共同犯罪是指两人以上共同参加的犯罪
B.三人以上为共同实施犯罪而组织在一起的，是犯罪集团
C.犯罪集团是共同犯罪的特殊形式
D.刑法理论上，对共同犯罪成员的分类一般是主犯、从犯、教唆犯、胁从犯

【答案】 C
52、孔子思想的核心是（ ）。
A.仁
B.义
C.孝
D.信

【答案】 A
53、下列账务处理程序中，适合规模较小，经济业务较少类型使用的是（　　）。
A.记账凭证汇总表账务处理程序
B.汇总记账凭证账务处理程序
C.科目汇总表账务处理程序
D.记账凭证账务处理程序

【答案】 D
54、 2007年5月2日，吴某到某县郊区旅社住宿，拒不出示身份证件，与旅社工作人员争吵并强行住入该旅社。该郊区派出所以扰乱公共秩序为由，决定对吴某处以300元罚款。下列哪一说法是正确的?（　　）
A.派出所可以自己的名义作出该处罚决定
B.派出所可以当场作出该处罚决定
C.公安机关无须将此决定书副本抄送郊区旅社
D.吴某对该罚款决定不服，应当先申请复议才能提起行政诉讼

【答案】 A
55、Passage 1
A.The economic growth is turning better
B.The world economic growth is plunging
C.The IMF’s forecasts on world economy sometimes are too optimistic
D.The economic growth of the emerging world remains the same

【答案】 C
56、根据科曼提出的领导生命周期理论，通过领导的工作行为、领导的关系行为和下属的成熟度建立一个三维结构的有效领导模型，其中（　　）具有低工作行为、低关系行为和适用于成熟度高的下属。
A.说服型领导
B.授权型领导
C.参与型领导
D.命令型领导

【答案】 B
57、四对情侣排成一队买演唱会门票，已知每对情侣必须排在一起，问共有多少种不同的排队顺序？（　　）
A.24种
B.96种
C.384种
D.40320种

【答案】 C
58、当出租车租金价格上涨后，对公共汽车服务的（）。
A.需求增加
B.需求减少
C.需求不变
D.需求可能增加，也可能减少

【答案】 A
59、It was very important（　　）all projects before the end of the fiscal year.
A.complete
B.completed
C.completing
D.to complete

【答案】 D
60、资料：Dream is a story that a person watches or even takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamer's life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams.
A.what kind of benefits dreams bring to people
B.what dreams are
C.how we dream during sleep
D.why we dream during sleep

【答案】 B
61、实行混业经营集中监管的国家，对银行机构业务经营的范围（ ）。
A.实行严格的限制
B.实行一定程度的限制
C.基本没有限制
D.完全没有限制

【答案】 B
62、国资委19日公布，2020年，中央企业累计实现净利润1.4万亿元，同比增长（　　），近八成中央企业净利润同比正增长。
A.2.1%
B.0.1%
C.3.2%
D.1.6%

【答案】 A
63、资料：Talk about Christmas in July. Carrie Rocha has already started her holiday shopping. “A few weeks back I picked up a $60 toy for $4, and, truth be told, I picked up a whole lot more than that,” she wrote in an email. “I spent about $80 total and got $350+ in toys.”
A.Buy as many cheap items as possible
B.Get loans from different banks
C.Publish her own books to pay off the debt
D.Get prepared for holidays as early as possible

【答案】 D
64、政府的公共支出（ ）。
A.只能用于提供公共产品
B.只能用于提供部分混合产品
C.主要用于提供公共产品和私人产品
D.主要用于提供公共产品和混合产品

【答案】 D
65、The chipmunk （金花鼠） builds its nest in either an underground burrow______.
A.in a hollow limb
B.or a hollow limb
C.builds in a hollow limb
D.by a hollow limb

【答案】 B
66、资料：China's Fosun has offered to buy almost 17 percent of Millennium BCP, Portugal's largest listed bank, and potentially lift its stake to 30 percent, following a having in its share price in the year to date.
A.Two
B.There
C.Four
D.None of above

【答案】 C
67、在管理的各项职能中，( )职能能够保证目标及为其而制订的计划得以实现。
A.领导
B.协调
C.控制
D.计划

【答案】 C
68、填入括号中最恰当的词语是（　　）。
A.再接再厉龙争虎斗
B.自力更生明争暗斗
C.自力更生龙争虎斗
D.再接再厉明争暗斗

【答案】 C
69、下列原始凭证中属于外来原始凭证的是（　　）。
A.购货发票
B.入库单
C.提货单
D.领料单

【答案】 A
70、优先股不享有的权利是（ ）。
A.优先清偿权
B.优先分配权
C.股息固定
D.优先认购公司新发股票

【答案】 D
71、You should make choices based on your ______ and long-term needs.
A.superficial
B.fundamental
C.primary
D.immediate

【答案】 D
72、不属于会计核算内容的是（ ）。
A.用盈余公积转增实收资本
B.处理本年度的亏损
C.将现金存入银行
D.制订下年度财务预算

【答案】 D
73、在金融衍生工具中，（　　）的风险最大。
A.互换
B.期权
C.期货
D.远期

【答案】 D
74、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided by the packaging that counts but the whole corporate identity of the company.
A.Hair style and clothes; corporate identity
B.Colors and symbols; culture and identity
C.Hair style and clothes; image
D.Colors and symbols; taste and mission

【答案】 B
75、资料：Some companies are more creative in their use of history than others. HSBC’s History Wall, a striking art installation at the bank’s London headquarters, is made up of 3,743 images drawn from the bank’s archives and arranged in chronological order.
A.Less creative by comparison
B.Be smaller in size
C.Become more majestic
D.Nothing different

【答案】 A
76、 下列提