2025年银行招聘之银行招聘综合知识过关检测试卷B卷附答案.docx

2025年银行招聘之银行招聘综合知识过关检测试卷B卷附答案

单选题（共600题）
1、 负债是指企业由于过去的交易或事项形成的（　　）。
A.现时义务
B.过去义务
C.将来义务
D.永久义务

【答案】 A
2、资料：Good listening is much more than being silent while the other person talks. To the contrary, people perceive the best listeners to be those who periodically ask questions that promote discovery and insight. These questions gently challenge old assumptions, but do so in a constructive way. Sitting there silently nodding does not provide sure evidence that a person is listening, but asking a good question tells the speaker the listener has not only heard what was said, but that they comprehended it well enough to want additional information. Good listening was consistently seen as a two-way dialog, rather than a one-way “speaker versus hearer” interaction. The best conversations were active.
A.How to become a good collaborator
B.How to train your audience
C.What makes listening attractive?
D.What do good listeners do?

【答案】 D
3、资料：This exhibition brings together outstanding works from the earliest times to the present in a thematic arrangement that is fresh and unique.
A.the theme that brings together works
B.arrangement focusing on some periods in history
C.different sections
D.famous artists joint together

【答案】 D
4、对近代中国民族工业出现短暂“春天”的原因表述，不正确的是（　　）。
A.帝国主义国家放松了对中国的侵略
B.“实业救国”成为当时中国的社会思潮之一
C.民族资产阶级掌握了国家政权
D.资产阶级革命为之创造了有利条件

【答案】 C
5、Chinese table cloth is ____for its fine quality, exquisite workmanship and compelling style.
A.distinctive
B.nominated
C.notable
D.deviated

【答案】 C
6、资料：The increasing amount of personal information that can be collected by computer programs that track how people use Facebook has been revealed by an extensive academic study.
A.The efficiency of computer programs in data analysis
B.The result of a study can be predictable by computers
C.Usefulness of some personal information in marketing
D.Personal Information could be collected and analyzed online

【答案】 D
7、Not only______the fall of the czar, but it also destroyed the provisional government.
A.did World War I cause
B.World War I cause
C.was World War I cause
D.World War I to cause

【答案】 A
8、总分类账户与明细分类账户平行登记四要点中的“依据相同”是指（ ）。
A.总分类账要根据明细分类账进行登记
B.明细分类账要根据总分类账进行登记
C.根据同一会计凭证登记
D.由同一人员进行登记

【答案】 C
9、资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired on TV, and significant portions made available online. The pubic humiliation was excruciating. (1)
A.noting is true with the phenomenon that young people died of cyberbullying
B.the claim that young people cannot imagine living to the next day is not the fact
C.research shows that suicidal ideations are caused more by the online bullying
D.many young people take their own lives not online but in reality

【答案】 A
10、Passage 3
A.Unpackaged products are of bad quality
B.Supermarkets care more about packaging
C.Other products are better packaged than food
D.It is improper to judge quality by packaging

【答案】 D
11、在我国，对于项目型管理的企业来说，会优先采取哪一种运作模式？（　　）
A.事业部制
B.矩阵制
C.直线职能制
D.职能制

【答案】 B
12、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
A.To build a marketing campaign by creating a better resume
B.To give the logic and passion behind your career change
C.To make sure everyone knows about your intention of changing career
D.To have more conversations and connections within your new career path

【答案】 D
13、（　　）是不可以用于异地结算的结算工具。
A.托收承付
B.本票
C.支票
D.银行卡

【答案】 B
14、资料：（二）
A.The loans are expected to help seniors stay in their homes
B.The loans are driving all seniors out of their homes
C.The reverse mortgage only welcomes seniors
D.Any senior can apply for reverse mortgages

【答案】 A
15、对擅自使用与知名商品相近似的名称、包装、装潢，造成和他人的知名商品相似使购买者误认为是该知名商品的行为判断，所依据的是（　　）。
A.《商标法》
B.专利法》
C.《消费者权益保护法》
D.《反不正当竞争法》

【答案】 D
16、同业拆借（ ）。
A.是一种特殊的存款形式
B.最长不得超过6个月
C.参与者包括银行、非银行金融机构与中介机构
D.属于担保信用

【答案】 C
17、“Tommy,run!Be quick!The house is on fire!”the mother shouted,with（　　）clearly in her voice.
A.anger
B.rudeness
C.Regret
D.panic

【答案】 D
18、资料：FOR TWO MARKETING EXECUTIVES
A.table, oven and garment
B.wardrobe, printer and dryer
C.bedside lamp, sofa and closet
D.refrigerator, washing machine and laundry detergent

【答案】 C
19、资料：With 55% of consumers' customer service interactions starting online and 63% of adults using their smartphone several times a month to seek customer service， your mobile customer service tactics are more important than ever.
A.Fast response
B.Readily accessible information
C.Optimized user surface
D.All of these above

【答案】 D
20、Great Wall, first built 2000 years ago, is a____ miracle.
A.cautious
B.marvelous
C.numerous
D.serious

【答案】 B
21、Israeli officials blame the settlers, saying they have refused to ____with the government.
A.direct
B.cooperate
C.comment
D.remind

【答案】 B
22、 未到期的定期储蓄存款，部分提前支取的，提前支取的部分利率的计算应按（　　）。
A.活期储蓄存款利率
B.定期储蓄存款利率
C.整存整取存款利率
D.零存整取存款利率

【答案】 A
23、Mr. Backus simply replaced the original equation with his own ______ for a dream date, which included the percentage of women likely to find him attractive, and the number of girls aged 24 to 34 in London.
A.designation
B.measures
C.criteria
D.legislation

【答案】 C
24、Consequently，a sustainable business model can______companies to better adapt to complex environments and achieve sustainable competitive advantages。
A.render
B.enable
C.cause
D.ensure

【答案】 B
25、下列历史事件中，最接近“朱门酒肉臭，路有冻死骨”所描述的时期的是（　　）
A.玄武门之变
B.永贞革新
C.安史之乱
D.黄巢起义

【答案】 C
26、若信道的复用是以信息在一帧中的时间位置(时隙)来区分，不需要另外的信息头来标志信息的身份，则这种复用方式为（　　）。
A.异步时分复用
B.频分多路复用
C.同步时分复用
D.以上均不对

【答案】 C
27、 股票是股份公司发给股东的人股凭证，购买股票后，股东成为（　　）。
A.公司的债主
B.企业的法人
C.公司的所有者
D.企业的经营者

【答案】 C
28、三废（废气、废水、废渣），对社会产生的效应属于（　　）。
A.消费的正外部性
B.生产的正外部性
C.生产的负外部性
D.消费的负外部性

【答案】 C
29、The leaves have been swept into huge____.
A.pyramids
B.layers
C.heaps
D.loads

【答案】 C
30、Passage 5
A.The possibility of government support for such a task
B.The need to explore Utah
C.The need to connect the east coast with the west
D.The need to develop the railroad industry in the west

【答案】 C
31、Italy calls an emergency meeting to save the ancient city of Pompeii（　　）falling down.
A.on
B.off
C.from
D.against

【答案】 C
32、——“Is there（　　）here?”
A.anybody
B.everybody
C.somebody
D.nobody

【答案】 B
33、衡量一个社会生产力发展水平的客观尺度是（　　）。
A.生产工具
B.劳动者素质
C.科学技术
D.管理水平

【答案】 A
34、为了回避外汇风险，在筹借和偿还时分别应选择（ ）。
A.币值趋势上升的硬货币、币值趋势趋跌的软货币
B.币值趋跌的软货币、币值趋升的硬货币
C.币值趋升的软货币、币值趋跌的硬货币
D.币值趋跌的硬货币、币值趋升的软货币

【答案】 A
35、( )会增加失业。
A.退休工人的数量增加
B.退休劳动力队伍的人数增加
C.离开学校找工作的人数增加D*离开工作上学的人数增加

【答案】 C
36、“没有哪一次巨大的历史灾难，不是以历史的进步为补偿的。”恩格斯这句话蕴含的哲理是（　　）。
A.矛盾双方相互排斥
B.矛盾双方相互渗透
C.矛盾双方在一定条件下相互依存
D.矛盾双方在一定条件下相互转化

【答案】 D
37、在地球亿万年演化过程中形成的泥质滩涂，是大自然馈赠给人类的宝贵资源，具有不可替代的重要生态功能。看似“荒芜”的滩涂中栖息着许多尚未被认识的植物、动物和微生物，是珍贵的生物多样性基因库；作为连接陆地与海洋的过渡地带，滩涂具有净化水质、调节气候、调节气体等许多肉眼看不到的功能，维系着陆海物质循环和生态平衡。此外，滩涂还具有防御海浪冲刷、减缓盐水侵蚀等功能，是名副其实的陆地保护天然屏障。
A.泥质滩涂其实就是荒芜的滩涂
B.泥质滩涂具有重要的生态功能
C.人类对泥质滩涂的保护力度不够
D.泥质滩涂受破坏现象十分严重

【答案】 B
38、“Well done,Cassandra.”Crook said.She blushed,but accepted the （ ）with good grace.
A.commence
B.compromise
C.compensate
D.compliment

【答案】 D
39、资料：THOMAS WILSON
A.update
B.fix
C.innovate
D.furnish

【答案】 B
40、Henry's collection of wealth has gradually ______ over the last few years.
A.built up
B.set up
C.covered up
D.doubled up

【答案】 A
41、在期权交易中，如果你预测某种股票的价格会上涨，则应（ ）。
A.买人看涨期权
B.卖出看涨期权
C.买人看跌期权
D.买入双重期权

【答案】 A
42、 银行按被投资单位净损益计算调整投资的账面价值和确认投资损益的基础是（　）。
A.账面价值
B.实际价值
C.取得被投资单位股权后发生的净损益
D.银行发生的净损益

【答案】 C
43、Passage 6
A.Doubtful
B.Approving
C.Welcoming
D.Optimistic

【答案】 A
44、下列不属于企业经济利益流入的是（　　）。
A.销售收入
B.租金收入
C.为第三方代收的款项
D.投资收入

【答案】 C
45、由于挤兑风波导致商业银行倒闭的风险属于（　　）。
A.国家风险
B.流动性风险
C.法律风险
D.操作风险

【答案】 B
46、资料：Procrastination comes in many disguises. We might resolve to tackle a task, but find endless reasons to defer it. We might prioritize things we can readily tick off our to-do list- answering emails, say- while leaving the big, complex stuff untouched for another day. We can look and feel busy. while artfully avoiding the tanks that really matter. And when we look at those rolling, long untouched items at the bottom of our to-do list, we can't help but feel a little disappointed in ourselves.
A.Concrete things are more attractive than the abstract things
B.The long term upside is easily dominated by short-term effort in our minds
C.We cannot avoid present bias in our brain
D.The brain can be trained to procrastinate often

【答案】 B
47、资料：The increasing amount of personal information that can be collected by computer programs that track how people use Facebook has been revealed by an extensive academic study.
A.The study draws people’s attention for private information
B.information can be predicted correctly in the study
C.some personal information may be collected and used by some companies
D.if people attempt to keep personal information private, things will change

【答案】 C
48、红娘最早成名是在王实甫的（　　）。
A.《西厢记》
B.《小桃红》
C.《滚绣球》
D.《桃花亭》

【答案】 A
49、Passage 9
A.read a text slowly
B.read without thinking hard
C.interpret a text in their own way
D.concentrate on the meaning of words only

【答案】 D
50、昼为阳，夜为阴，则上午为（ ）。
A.阳中之阴
B.阳中之阳
C.辰
D.阴中之阳

【答案】 B
51、下面的数字中表现出一定的逻辑，170，120，82，48，（　　），你认为应该填入数列最合适的数字是？（　　）
A.38
B.36
C.28
D.26

【答案】 D
52、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But l've also learned that if you don't have a strategy for making time for those bigger ambitions and your truly lofty goals, they'll simply never get done. And that means you won't make the progress that's really going to move your business forward.
A.You have to be readily available in the office
B.People cannot work in a vacuum
C.People in the office love helping others
D.Sometimes we have to decline colleagues' requests

【答案】 D
53、红娘最早成名是在王实甫的（　　）。
A.《西厢记》
B.《小桃红》
C.《滚绣球》
D.《桃花亭》

【答案】 A
54、 银行会计采用的记账方法是( )。
A.复式记账法
B.单式记账法
C.反式记账法
D.权责发生制

【答案】 A
55、下列属于时点数列的有（ ）。
A.某工业企业历年利税总额
B.某高校历年招生人数
C.某金融机构历年贷款总额
D.某地区历年年末生猪存栏头数

【答案】 D
56、 签发支票时。2 100.07元的大写金额正确的是（　　）。
A.贰仟壹佰元零柒分正
B.贰仟壹佰零柒分
C.贰仟壹佰元零角柒分
D.贰仟壹佰元零柒分

【答案】 D
57、 在( )计量属性下，资产按照其正常对外销售所能收到现金或者现金等价物的金额扣减该资产至完工时估计将要发生的成本、估计的销售费用以及相关税金后的金额计量。
A.历史成本
B.公允价值
C.可变现净值
D.现值

【答案】 C
58、下列哪家机构不属于我国成立的金融资产管理公司？（　　）
A.东方
B.信达
C.华融
D.均不符合题意

【答案】 D
59、某代表队参加文艺会演的共46人，其中女生人数的4/5是男生人数的1/2，那么参加演出的女生人数为多少人？
A.30
B.33
C.36
D.38

【答案】 A
60、 下列业务中，应该填制现金收款凭证的是（　　）。
A.将多余现金存入银行
B.从银行提取现金
C.出租设备,收到一张现金支票
D.报废一台电脑，出售残料收到现金

【答案】 D
61、 银行会计科目可分为( )。
A.表内科目和表外科目
B.资产负债共同科目
C.负债科目
D.资产负债科目

【答案】 A
62、不能向居民发放贷款的金融机构是（）。
A.中国农业发展银行
B.中国建设银行
C.农村信用合作社
D.城市商业银行

【答案】 A
63、根据企业会计准则，短期投资一般使用（　　）进行核算。
A.成本法
B.权益法
C.合同法
D.收益法

【答案】 A
64、2020年1月2日电，自今年1月1日起，符合条件的港澳台居民可在（　　）参加社会保险。目前，珠海市已启动实施港澳台居民参加珠海社会保险工作，专题部署和组织培训。
A.珠海市
B.深圳市
C.广州市
D.厦门市

【答案】 A
65、关于蓝牙，以下说法错误的是（　　）。
A.蓝牙可以让支持蓝牙的设备自动上网
B.蓝牙是无线数据和语言传输的开放式标准
C.蓝牙协议能使包括智能手机、笔记本电脑、蓝牙鼠标等设备之间进行信息交换
D.蓝牙的有效传输距离是10米左右

【答案】 A
66、计算机网络中传送速率的单位bps的含义是（　　）。
A.每秒字节数
B.每秒波特数
C.每秒字符数
D.每秒位数

【答案】 D
67、生产价格形成的前提条件是（　　）。
A.平均利润的形成
B.利润率的形成
C.剩余价值的形成
D.超额利润的形成

【答案】 A
68、并非只有人类才有利他主义行为，这句话等同于（　　）。
A.有些动物具有利他主义行为
B.只有人类才有利他主义行为
C.除了人类，其他动物都有利他主义行为
D.利他主义行为并不是所有动物都具有

【答案】 C
69、“三网”融合中的“三网”不包括（ ）。
A.电信网
B.广播电视网
C.互联网
D.卫星通信网

【答案】 D
70、资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.
A.To have a credit-builder loan
B.To acquire secured credit cards（which require a security deposit） or college student credit cards
C.To acquire a credit card
D.All of above

【答案】 D
71、银行内部管理人员根据银行所承担的风险计算的，银行需要保有的最低资本量称为（　　）。
A.实收资本
B.核心资本
C.监管资本
D.经济资本

【答案】 D
72、资料：（四）
A.It is fruitful without any doubt
B.It is better than their peers
C.It turns out to be a failure
D.It needs experimental evidence to prove its success

【答案】 D
73、资料：最后，大家谈论了中国在绿色经济方面做出的杰出贡献，请根据下列资料回答问题。
A.apology
B.advertisement
C.invitation
D.memo

【答案】 C
74、通货紧缩的成因不包括（ ）。
A.生产能力过剩
B.货币供应量急剧减少
C.政府紧缩财政政策
D.社会总需求的过度增长

【答案】 D
75、Today，China’s massive industrialization and_____for cars have made it dependent on oil imported from the Middle East and Africa .
A.nostalgia
B.substitution
C.mania
D.anecdote

【答案】 C
76、 The majority researcher tend to use the methods which are______or consistent with their prior work.
A.feasible
B.probable
C.possible
D.capable

【答案】 A
77、It's too（　　）to do the bungee jumping from the cliff.
A.residential
B.remote
C.risky
D.ridiculous

【答案】 C
78、在金融衍生工具中，（　　）的风险最大。
A.互换
B.期权
C.期货
D.远期

【答案】 D
79、E—mai1邮件本质是（　　）。
A.一个文件
B.一份传真
C.一个电话
D.一个网页

【答案】 A
80、某公司招聘甲、乙两种职位的人员共90人，甲、乙两种职位人员每月的工资分别为1500元和2500元，若甲岗位的工资总支出是乙岗位的40%，则乙岗位招聘人数比甲职位多（　　）人。
A.24
B.20
C.18
D.15

【答案】 C
81、扩张性财政政策对经济的影响是（　　）。
A.缓和了经济萧条，也减轻了政府债务
B.缓和了经济萧条，但增加了政府债务
C.缓和了通货膨胀，但增加了政府债务
D.缓和了通货膨胀，也减轻了政府债务

【答案】 B
82、Despite his Catholic background, Kennedy also became a strong advocate of_____rights and later, a supporter of same-sex marriage.
A.waste
B.removal
C.autonomy
D.abortion

【答案】 D
83、使用“5C”系统评估顾客的信用标准时，首要考虑的因素是（　　）。
A.品质
B.能力
C.条件
D.资本

【答案】 A
84、资料：Italy's next government, a coalition between the populistFive Star Movement and the far-right Northern League, is giving investors plenty to worry about. Leaked plans, hastily abandoned, suggested it might want to leave the euro or ask the European Central Bank to forgive €250bn（$292bn） of Italian debt.